Best Value · The Woodlands
Affordable Mortgage Brokers in The Woodlands, TX
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in The Woodlands, TX by verified customer ratings and review volume. The highest-rated is Spring Mortgage with a 4.9-star rating from 44 verified reviews. Also in the top tier: Nations Lending and Legend Lending - Sonya Bersani Mortgage Team The Woodlands, TX. The average rating across all listed mortgage brokers in The Woodlands is 5 stars from 121 reviews per business on average.
Mortgage brokers in The Woodlands: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
121
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Spring Mortgage
504 Spring Hill Dr Suite 430, Spring, TX 77386, USA
Nations Lending
10200 Grogans Mill Rd Suite 460, Spring, TX 77380, USA
Legend Lending - Sonya Bersani Mortgage Team The Woodlands, TX
2219 Sawdust Rd Suite 301, The Woodlands, TX 77380, USA
Mortgage Brokers Rankings in The Woodlands, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Spring Mortgage504 Spring Hill Dr Suite 430, Spring, TX 77386, USA | 4.9★ | 44 |
| #2 | Nations Lending10200 Grogans Mill Rd Suite 460, Spring, TX 77380, USA | 5.0★ | 457 |
| #3 | Legend Lending - Sonya Bersani Mortgage Team The Woodlands, TX2219 Sawdust Rd Suite 301, The Woodlands, TX 77380, USA | 5.0★ | 289 |
| #4 | Traditions Mortgage Group2001 Timberloch Pl #500, The Woodlands, TX 77380, USA | 5.0★ | 40 |
| #5 | Texas Premier Mortgage - Kevin Hunter Team2001 Timberloch Pl, The Woodlands, TX 77380, USA | 5.0★ | 13 |
| #6 | Hometrust Mortgage Company10200 Grogans Mill Rd #215, The Woodlands, TX 77380, USA | 4.9★ | 93 |
| #7 | Guild Mortgage Company9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA | 4.8★ | 41 |
| #8 | Jason Higham - Guild Mortgage9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA | 5.0★ | 212 |
| #9 | The Home Equity Network (H Mortgage)121 Magnolia Reserve Loop, Magnolia, TX 77354, USA | 5.0★ | 157 |
| #10 | Alex Camacho - Guild Mortgage9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA | 5.0★ | 87 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in The Woodlands
Traditions Mortgage Group
2001 Timberloch Pl #500, The Woodlands, TX 77380, USA
Texas Premier Mortgage - Kevin Hunter Team
2001 Timberloch Pl, The Woodlands, TX 77380, USA
Hometrust Mortgage Company
10200 Grogans Mill Rd #215, The Woodlands, TX 77380, USA
Guild Mortgage Company
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA
Jason Higham - Guild Mortgage
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA
The Home Equity Network (H Mortgage)
121 Magnolia Reserve Loop, Magnolia, TX 77354, USA
Alex Camacho - Guild Mortgage
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380, USA
Texas Mortgage Supply, LLC
26202 Oak Ridge Dr Ste B-200, Spring, TX 77380, USA
NRL Mortgage- The Woodlands
33018 Tamina Rd #10, Magnolia, TX 77354, USA
Carlos Esquivel - Mortgage Broker
10200 Grogans Mill Rd Suite 125-B, The Woodlands, TX 77380, USA
Jake Larson - Rocket Mortgage 2007530
350 Nursery Rd suite 4101, Spring, TX 77380, USA
Storehouse Mortgage
26615 Oak Ridge Dr, The Woodlands, TX 77380, USA
Texas United Mortgage
2170 Buckthorne Pl Suite Suite #200, Spring, TX 77380, USA
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Frequently Asked Questions — Mortgage Brokers in The Woodlands
What does a mortgage broker do differently than going directly to a bank in The Woodlands?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in The Woodlands?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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