4.5+ Stars · Thornton
Highly Rated Insurance Agents in Thornton, CO
Only the best make this list. These insurance agents in Thornton have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Thornton, CO by verified customer ratings and review volume. The highest-rated is Leinweber Insurance Agency with a 4.9-star rating from 264 verified reviews. Also in the top tier: Garrett Callaway - State Farm Insurance Agent and Horizons Insurance, Inc. The average rating across all listed insurance agents in Thornton is 4.7 stars from 79 reviews per business on average.
Insurance in Thornton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
79
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Leinweber Insurance Agency
11184 Huron St STE 12, Northglenn, CO 80234, USA
Garrett Callaway - State Farm Insurance Agent
3957 B E 120th Ave, Thornton, CO 80233, USA
Horizons Insurance, Inc
1596 E 101st Ave, Thornton, CO 80229, USA
Insurance Agents Rankings in Thornton, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Leinweber Insurance Agency11184 Huron St STE 12, Northglenn, CO 80234, USA | 4.9★ | 264 |
| #2 | Garrett Callaway - State Farm Insurance Agent3957 B E 120th Ave, Thornton, CO 80233, USA | 4.9★ | 256 |
| #3 | Horizons Insurance, Inc1596 E 101st Ave, Thornton, CO 80229, USA | 4.9★ | 254 |
| #4 | Colorado Hazard Insurance2090 E 104th Ave Ste 302, Thornton, CO 80233, USA | 5.0★ | 20 |
| #5 | Great Way Insurance9669 Huron St # 200, Thornton, CO 80260, USA | 4.4★ | 13 |
| #6 | Wynter Pacha - GEICO Insurance Agent550 Thornton Pkwy Suite 218, Thornton, CO 80229, USA | 4.7★ | 140 |
| #7 | Seguros Insurance81 W 84th Ave Unit 160, Thornton, CO 80260, USA | 4.4★ | 69 |
| #8 | Coker Agency LLC3907 E 120th Ave #211, Thornton, CO 80233, USA | 5.0★ | 14 |
| #9 | Farmers Insurance - Moises Cacique11363 Colorado Blvd, Thornton, CO 80233, USA | 4.8★ | 57 |
| #10 | Farmers Insurance - Kelly Stetka3907 E 120th Ave #222, Thornton, CO 80233, USA | 4.8★ | 58 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Thornton
Colorado Hazard Insurance
2090 E 104th Ave Ste 302, Thornton, CO 80233, USA
Great Way Insurance
9669 Huron St # 200, Thornton, CO 80260, USA
Wynter Pacha - GEICO Insurance Agent
550 Thornton Pkwy Suite 218, Thornton, CO 80229, USA
Seguros Insurance
81 W 84th Ave Unit 160, Thornton, CO 80260, USA
Coker Agency LLC
3907 E 120th Ave #211, Thornton, CO 80233, USA
Farmers Insurance - Moises Cacique
11363 Colorado Blvd, Thornton, CO 80233, USA
Farmers Insurance - Kelly Stetka
3907 E 120th Ave #222, Thornton, CO 80233, USA
Fred Loya Insurance
880 E 88th Ave Ste 140, Thornton, CO 80229, USA
PETER RUNDEN: Allstate Insurance
3978 E 104th Ave, Thornton, CO 80233, USA
Tim Sexton - State Farm Insurance Agent
550 Thornton Pkwy Unit 174, Thornton, CO 80229, USA
Mahoney Insurance Agency
12412 York St, Thornton, CO 80241, USA
Farmers Insurance - Nathan Sanchez
51 W 84th Ave Ste 215, Thornton, CO 80260, USA
Farmers Insurance - Kevin Palma
2200 E 104th Ave Ste 210, Thornton, CO 80233, USA
Premier Group Insurance
9191 Washington St, Thornton, CO 80229, USA
E.J. Castelan Agency LLC American Family Insurance
2727 W 92nd Ave Suite 200b, Federal Heights, CO 80260, USA
Legacy Insurance Firm
12021 Pennsylvania St STE 206, Thornton, CO 80241, USA
Paula Dubrow Studt Agency American Family Insurance
11383 Colorado Blvd, Thornton, CO 80233, USA
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Frequently Asked Questions — Insurance Agents in Thornton
What is the difference between a captive and independent insurance agent in Thornton?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Thornton cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Thornton?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Thornton adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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