Best Value · Trenton
Affordable Mortgage Brokers in Trenton, NJ
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Trenton, NJ by verified customer ratings and review volume. The highest-rated is Princeton Mortgage with a 4.9-star rating from 600 verified reviews. Also in the top tier: The Malamut Mortgage Team - HMA Mortgage and Michael Borodinsky Home Mortgage. The average rating across all listed mortgage brokers in Trenton is 4.9 stars from 195 reviews per business on average.
Mortgage brokers in Trenton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
195
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Princeton Mortgage
439 Grand Ave, Ewing Township, NJ 08628, USA
The Malamut Mortgage Team - HMA Mortgage
1001 New Rd, Northfield, NJ 08225, USA
Michael Borodinsky Home Mortgage
200 Somerset Corporate Blvd suite 1003, Bridgewater, NJ 08807, USA
Mortgage Brokers Rankings in Trenton, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Princeton Mortgage439 Grand Ave, Ewing Township, NJ 08628, USA | 4.9★ | 600 |
| #2 | The Malamut Mortgage Team - HMA Mortgage1001 New Rd, Northfield, NJ 08225, USA | 5.0★ | 317 |
| #3 | Michael Borodinsky Home Mortgage200 Somerset Corporate Blvd suite 1003, Bridgewater, NJ 08807, USA | 5.0★ | 140 |
| #4 | Lennar Mortgage, LLC New Jersey2465 Kuser Rd 3rd Floor, Hamilton Township, NJ 08690, USA | 4.9★ | 121 |
| #5 | Advisors Mortgage Group - Hamilton, NJ1300 Kuser Rd, Hamilton Township, NJ 08619, USA | 5.0★ | 44 |
| #6 | My Mortgage Broker35 Clark St #50, Trenton, NJ 08611, USA | — | — |
| #7 | East Coast Capital1009 N Olden Ave, Trenton, NJ 08638, USA | 5.0★ | 1 |
| #8 | Crown Home Mortgage330 Passaic Ave Suite 204, Fairfield, NJ 07004, USA | 4.8★ | 143 |
| #9 | Hard Money Lenders Trenton NJ101 S Broad St, Trenton, NJ 08608, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Trenton
Lennar Mortgage, LLC New Jersey
2465 Kuser Rd 3rd Floor, Hamilton Township, NJ 08690, USA
Advisors Mortgage Group - Hamilton, NJ
1300 Kuser Rd, Hamilton Township, NJ 08619, USA
My Mortgage Broker
35 Clark St #50, Trenton, NJ 08611, USA
East Coast Capital
1009 N Olden Ave, Trenton, NJ 08638, USA
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004, USA
Hard Money Lenders Trenton NJ
101 S Broad St, Trenton, NJ 08608, USA
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Frequently Asked Questions — Mortgage Brokers in Trenton
What does a mortgage broker do differently than going directly to a bank in Trenton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Trenton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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