Licensed · Troy
Licensed & Insured Insurance Agents in Troy, MI
Every insurance agents listed here carries proper licensing and insurance in MI. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Troy, MI by verified customer ratings and review volume. The highest-rated is E&Y Insurance Agency with a 5.0-star rating from 554 verified reviews. Also in the top tier: JPS Insurance Agency and Steven Schmitt: Allstate Insurance. The average rating across all listed insurance agents in Troy is 4.9 stars from 116 reviews per business on average.
Insurance in Troy: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
116
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
E&Y Insurance Agency
33 Bloomfield Hills Pkwy Suite 245, Bloomfield Hills, MI 48304, USA
JPS Insurance Agency
1111 W Long Lake Rd Suite 201, Troy, MI 48098, USA
Steven Schmitt: Allstate Insurance
1921 W South Blvd, Troy, MI 48098, USA
Insurance Agents Rankings in Troy, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | E&Y Insurance Agency33 Bloomfield Hills Pkwy Suite 245, Bloomfield Hills, MI 48304, USA | 5.0★ | 554 |
| #2 | JPS Insurance Agency1111 W Long Lake Rd Suite 201, Troy, MI 48098, USA | 4.9★ | 281 |
| #3 | Steven Schmitt: Allstate Insurance1921 W South Blvd, Troy, MI 48098, USA | 5.0★ | 186 |
| #4 | Troy-Metro Agency2065 Livernois Rd, Troy, MI 48083, USA | 4.8★ | 106 |
| #5 | Hershey Insurance Group2855 Coolidge Hwy #204, Troy, MI 48084, USA | 4.8★ | 81 |
| #6 | AAA Insurance - Daniel's Agency42831 Dequindre Rd, Troy, MI 48085, USA | 4.7★ | 143 |
| #7 | Members Home and Auto2855 Coolidge Hwy #204, Troy, MI 48084, USA | 4.7★ | 80 |
| #8 | Andrew Leggat - State Farm Insurance Agent2265 Livernois Rd Ste 300, Troy, MI 48083, USA | 4.9★ | 82 |
| #9 | Mason-McBride Insurance3155 W Big Beaver Rd Suite 125, Troy, MI 48084, USA | 5.0★ | 30 |
| #10 | Farmers Insurance - Kelvin Khosho2115 Livernois Rd, Troy, MI 48083, USA | 4.8★ | 58 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Troy
Troy-Metro Agency
2065 Livernois Rd, Troy, MI 48083, USA
Hershey Insurance Group
2855 Coolidge Hwy #204, Troy, MI 48084, USA
AAA Insurance - Daniel's Agency
42831 Dequindre Rd, Troy, MI 48085, USA
Members Home and Auto
2855 Coolidge Hwy #204, Troy, MI 48084, USA
Andrew Leggat - State Farm Insurance Agent
2265 Livernois Rd Ste 300, Troy, MI 48083, USA
Mason-McBride Insurance
3155 W Big Beaver Rd Suite 125, Troy, MI 48084, USA
Farmers Insurance - Kelvin Khosho
2115 Livernois Rd, Troy, MI 48083, USA
NBP ASSOCIATES
1050 Wilshire Dr Ste 280, Troy, MI 48084, USA
The Secure Agency (Troy Branch)
2565 W Maple Rd, Troy, MI 48084, USA
Jay Munj - State Farm Insurance Agent
2916 E Long Lake Rd, Troy, MI 48085, USA
Lifeguard Insurance Services
1775 W Big Beaver Rd, Troy, MI 48084, USA
Ann Percy - State Farm Insurance Agent
4101 John R Rd #500, Troy, MI 48085, USA
Doeren Mayhew Insurance Group
3155 W Big Beaver Rd Suite 250, Troy, MI 48084, USA
VTC Insurance Group
1175 W Long Lake Rd # 200, Troy, MI 48098, USA
Sean Maher Agency: Allstate Insurance
6780 Rochester Rd Ste B, Troy, MI 48085, USA
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Frequently Asked Questions — Insurance Agents in Troy
What is the difference between a captive and independent insurance agent in Troy?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Troy cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Troy?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Troy adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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