10+ Years · Vacaville
Experienced Insurance Agents in Vacaville, CA
Experience matters. These insurance agents in Vacaville have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Vacaville, CA by verified customer ratings and review volume. The highest-rated is Fiesta Auto Insurance & Tax Service with a 5.0-star rating from 410 verified reviews. Also in the top tier: Kathy Krohn - State Farm Insurance Agent and Cost-U-Less Insurance. The average rating across all listed insurance agents in Vacaville is 4.8 stars from 127 reviews per business on average.
Insurance in Vacaville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
127
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Fiesta Auto Insurance & Tax Service
885 Markham Ave, Vacaville, CA 95688, USA
Kathy Krohn - State Farm Insurance Agent
438 Main St, Vacaville, CA 95688, USA
Cost-U-Less Insurance
1100 Marshall Rd Suite D, Vacaville, CA 95687, USA
Insurance Agents Rankings in Vacaville, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fiesta Auto Insurance & Tax Service885 Markham Ave, Vacaville, CA 95688, USA | 5.0★ | 410 |
| #2 | Kathy Krohn - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 512 |
| #3 | Cost-U-Less Insurance1100 Marshall Rd Suite D, Vacaville, CA 95687, USA | 4.8★ | 220 |
| #4 | Chelsea Mathis - State Farm Insurance Agent183 Butcher Rd STE C, Vacaville, CA 95687, USA | 4.9★ | 64 |
| #5 | Lyerly Insurance agency190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA | 5.0★ | 21 |
| #6 | Farmers Insurance - Marina Walker555 Mason St #120, Vacaville, CA 95688, USA | 5.0★ | 15 |
| #7 | Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.543 Merchant St, Vacaville, CA 95688, USA | 4.5★ | 8 |
| #8 | Giroux Insurance Services479 Mason St #317a, Vacaville, CA 95688, USA | 4.9★ | 8 |
| #9 | Thep Simaly: Allstate Insurance350 Merchant St, Vacaville, CA 95688, USA | 4.8★ | 113 |
| #10 | River Valley Insurance175 Butcher Rd, Vacaville, CA 95687, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Vacaville
Chelsea Mathis - State Farm Insurance Agent
183 Butcher Rd STE C, Vacaville, CA 95687, USA
Lyerly Insurance agency
190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA
Farmers Insurance - Marina Walker
555 Mason St #120, Vacaville, CA 95688, USA
Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.
543 Merchant St, Vacaville, CA 95688, USA
Giroux Insurance Services
479 Mason St #317a, Vacaville, CA 95688, USA
Thep Simaly: Allstate Insurance
350 Merchant St, Vacaville, CA 95688, USA
Victoria Barros-Ortiz - State Farm Insurance Agent
2050 Peabody Rd #200, Vacaville, CA 95687, USA
Andy Pignataro - State Farm Insurance Agent
438 Main St, Vacaville, CA 95688, USA
Barbara Lightfoot-Nielsen - State Farm Insurance Agent
2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA
Eastman Insurance Solutions - California
371 Merchant St, Vacaville, CA 95688, USA
Farmers Insurance - Susan Rose
831 Alamo Dr STE 10, Vacaville, CA 95688, USA
Inszone Insurance Services
1990 Alamo Dr Suite 1, Vacaville, CA 95687, USA
AAA Vacaville Branch
1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA
GM Premier Insurance Services
3342 N Texas St #A2, Fairfield, CA 94533, USA
Farmers Insurance - Derek Yoder
425 William St, Vacaville, CA 95688, USA
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Frequently Asked Questions — Insurance Agents in Vacaville
What is the difference between a captive and independent insurance agent in Vacaville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Vacaville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Vacaville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Vacaville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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