Low Cost · Virginia Beach
Cheap Insurance Agents in Virginia Beach, VA — Best Prices
Compare insurance agents prices in Virginia Beach to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Virginia Beach, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lee Hudson - State Farm Insurance Agent with a 5.0-star rating from 1,592 Google reviews and an RNM Score of 88/100. Also in the top tier: Evertree Insurance and Greg Holestin - GEICO Insurance Agent. The average rating across all listed insurance agents in Virginia Beach is 4.9 stars from 324 reviews per business on average.
Insurance in Virginia Beach: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Virginia Beach, VA is home to a variety of insurance agents offering coverage for home, auto, life, and business needs. Consumers should research local agents to find the right coverage and service for their specific requirements.
- ✓Diverse selection of insurance agents in Virginia Beach, VA
- ✓Agents offer coverage for home, auto, life, and business insurance
- ✓Research local agents to find the right coverage and service
Best Overall
Matt Roenker Insurance Agency
Matt Roenker Insurance Agency stands out as a top-ranked agent with consistently high customer satisfaction and a strong local reputation in Virginia Beach.
Most Reviewed
Lee Hudson - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and reliability, helping you gauge overall satisfaction and trustworthiness.
When choosing an insurance agent in Virginia Beach, compare both online reviews and personal referrals to find an agent who understands your specific coverage needs. Also consider asking about bundling discounts for home and auto policies.
How to Choose a Insurance Agent in Virginia Beach
What to look for
- • Experience and expertise in the specific insurance products you need
- • Strong communication skills and ability to explain coverage in plain language
- • Responsiveness and availability to address your questions and concerns
- • Recommendations and positive reviews from other customers in Virginia Beach
Questions to ask
- • How long have you been an insurance agent, and what is your experience in the Virginia Beach market?
- • What insurance products do you specialize in, and how can you tailor coverage to my specific needs?
- • How will you communicate with me and be available to answer my questions?
Red flags
- ⚠ Lack of transparency about fees, commissions, or other costs
- ⚠ Pressure to purchase insurance products you don't fully understand
- ⚠ Unwillingness to provide references or customer reviews
In Virginia, insurance agents must be licensed by the State Corporation Commission. Be sure to verify an agent's license and standing before engaging their services.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
324
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Top-rated Virginia Beach insurance agent with 5.0 stars from over 1,500 reviews.
244 Mustang Trail Ste 1, Virginia Beach, VA 23452, USA4.9-star rating from over 1,400 reviews highlights trusted, local insurance expertise.
2929 Sabre St Suite 200, Virginia Beach, VA 23452, USATrusted by over 1,000 clients with a stellar 4.8-star average rating.
4389 Virginia Beach Blvd, Virginia Beach, VA 23462, USAInsurance Agents Rankings in Virginia Beach, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lee Hudson - State Farm Insurance Agent244 Mustang Trail Ste 1, Virginia Beach, VA 23452, USA | 5.0★ | 1,592 |
| #2 | Evertree Insurance2929 Sabre St Suite 200, Virginia Beach, VA 23452, USA | 4.9★ | 1,437 |
| #3 | Greg Holestin - GEICO Insurance Agent4389 Virginia Beach Blvd, Virginia Beach, VA 23462, USA | 4.8★ | 1,051 |
| #4 | Friedman Associates Insurance192 Ballard Ct #310, Virginia Beach, VA 23462, USA | 5.0★ | 28 |
| #5 | Bunn Insurance Agency1248 Culver Ln, Virginia Beach, VA 23454, USA | 4.9★ | 27 |
| #6 | AB Insurance2929 Sabre St Suite 200-A, Virginia Beach, VA 23452, USA | 4.9★ | 359 |
| #7 | A&C Insurance and Multi Service Agency533 Newtown Rd Suite 104 A, Virginia Beach, VA 23462, USA | 4.9★ | 254 |
| #8 | Amanda McCall: Allstate Insurance3101 Virginia Beach Blvd #110, Virginia Beach, VA 23452, USA | 4.8★ | 157 |
| #9 | Choice Insurance Agency5544 Greenwich Rd #200, Virginia Beach, VA 23462, USA | 4.7★ | 121 |
| #10 | Mayo Insurance Agency - A Hilb Group Company1917 Laskin Rd STE 101, Virginia Beach, VA 23454, USA | 4.9★ | 102 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Virginia Beach
5.0 stars from 28 reviews, reflecting consistent client satisfaction in Virginia Beach.
192 Ballard Ct #310, Virginia Beach, VA 23462, USA
Shoppers choose this agent for exceptional service, reflected in a near-perfect 4.9★ rating from 27 reviews.
1248 Culver Ln, Virginia Beach, VA 23454, USA
Earns exceptional 4.9-star rating from over 350 Google reviews.
2929 Sabre St Suite 200-A, Virginia Beach, VA 23452, USA
Trusted by locals with a stellar 4.9★ rating from over 250 reviews.
533 Newtown Rd Suite 104 A, Virginia Beach, VA 23462, USA
Trusted by 157 locals with a 4.8-star average rating.
3101 Virginia Beach Blvd #110, Virginia Beach, VA 23452, USA
Trusted by 121 local clients, this Virginia Beach agent holds a strong 4.7-star rating.
5544 Greenwich Rd #200, Virginia Beach, VA 23462, USA
Trusted by clients with a stellar 4.9★ average from over 100 reviews.
1917 Laskin Rd STE 101, Virginia Beach, VA 23454, USA
4.7 stars from 87 Google reviews—strong local reputation.
4540 Princess Anne Rd Ste 126, Virginia Beach, VA 23462, USA
Virginia Beach insurance agent with a 4.9-star rating from 82 reviews.
4646 Princess Anne Rd STE 106, Virginia Beach, VA 23462, USA
Trusted by locals with a 4.9-star rating from 67 Google reviews.
2901 S Lynnhaven Rd Ste 250, Virginia Beach, VA 23452, USA
Trusted insurance agent with a perfect 5.0★ rating from 12 local reviews in Virginia Beach.
1206 Laskin Rd #132, Virginia Beach, VA 23451, USA
5.0-star rating from a handful of Google reviews in Virginia Beach.
4356 Bonney Rd, Virginia Beach, VA 23452, USA
Exceptional 5.0-star rating based on 13 Google reviews in Virginia Beach.
800 Seahawk Cir STE 142, Virginia Beach, VA 23452, USA
Trusted by hundreds of local clients, this agent holds a perfect 5.0-star rating.
700 Norfolk Ave, Virginia Beach, VA 23451, USA
Trusted by local clients with a stellar 4.9★ rating from 38 reviews.
477 Viking Dr Suite 300, Virginia Beach, VA 23452, USA
Highly rated local insurance agent with 4.7 stars from over 100 reviews.
600 Lynnhaven Pkwy #208, Virginia Beach, VA 23452, USA
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Insurance Agents in Virginia Beach, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lee Hudson - State Farm Insurance Agent | 88/100 | 5.0 ★ | 1,592 |
| 2 | Evertree Insurance | 87/100 | 4.9 ★ | 1,437 |
| 3 | Greg Holestin - GEICO Insurance Agent | 85/100 | 4.8 ★ | 1,051 |
| 4 | Friedman Associates Insurance | 77/100 | 5.0 ★ | 28 |
| 5 | Bunn Insurance Agency | 75/100 | 4.9 ★ | 27 |
| 6 | AB Insurance | 87/100 | 4.9 ★ | 359 |
| 7 | A&C Insurance and Multi Service Agency | 87/100 | 4.9 ★ | 254 |
| 8 | Amanda McCall: Allstate Insurance | 82/100 | 4.8 ★ | 157 |
| 9 | Choice Insurance Agency | 79/100 | 4.7 ★ | 121 |
| 10 | Mayo Insurance Agency - A Hilb Group Company | 82/100 | 4.9 ★ | 102 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Virginia Beach
What is the difference between a captive and independent insurance agent in Virginia Beach?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in VA?
Search the VA Department of Insurance's online license lookup — Google "VA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in VA must be licensed with the state.
How much does working with a local insurance agent in Virginia Beach cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Virginia Beach?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Virginia Beach adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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