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Local Pros · Waterbury
Local Insurance Agents in Waterbury, CT
Locally owned and operated insurance agents serving Waterbury and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Waterbury, CT by verified customer ratings and review volume. The highest-rated is North Haven Insurance Group with a 5.0-star rating from 3 verified reviews. Also in the top tier: Long Term Care Insurance and Trager Reznitsky Insurance. The average rating across all listed insurance agents in Waterbury is 4.7 stars from 49 reviews per business on average.
Insurance in Waterbury: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
49
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
North Haven Insurance Group
299 Washington Ave Unit 21, Hamden, CT 06518, USA
Long Term Care Insurance
36 State St STE 6, North Haven, CT 06473, USA
Trager Reznitsky Insurance
127 Washington Ave 3rd Floor, North Haven, CT 06473, USA
Insurance Agents Rankings in Waterbury, CT
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | North Haven Insurance Group299 Washington Ave Unit 21, Hamden, CT 06518, USA | 5.0★ | 3 |
| #2 | Long Term Care Insurance36 State St STE 6, North Haven, CT 06473, USA | 5.0★ | 3 |
| #3 | Trager Reznitsky Insurance127 Washington Ave 3rd Floor, North Haven, CT 06473, USA | 4.9★ | 345 |
| #4 | Biller Associates Public Adjusters, LLC154 State St, North Haven, CT 06473, USA | 4.7★ | 139 |
| #5 | World Insurance Associates LLC12 Peck St, North Haven, CT 06473, USA | 5.0★ | 1 |
| #6 | Auto-Cycle Insurance Inc166 Amity Rd, New Haven, CT 06515, USA | 4.8★ | 52 |
| #7 | L. H. Brenner Insurance1412 Whalley Ave, New Haven, CT 06515, USA | 4.8★ | 29 |
| #8 | JVR Insurance Agency1905 State St, Hamden, CT 06517, USA | 4.9★ | 88 |
| #9 | Moran Agencies374 Whalley Ave, New Haven, CT 06511, USA | 5.0★ | 1 |
| #10 | New Haven SR Drivers Insurance Solutions1423 Chapel St, New Haven, CT 06511, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Waterbury
Biller Associates Public Adjusters, LLC
154 State St, North Haven, CT 06473, USA
World Insurance Associates LLC
12 Peck St, North Haven, CT 06473, USA
Auto-Cycle Insurance Inc
166 Amity Rd, New Haven, CT 06515, USA
L. H. Brenner Insurance
1412 Whalley Ave, New Haven, CT 06515, USA
JVR Insurance Agency
1905 State St, Hamden, CT 06517, USA
Moran Agencies
374 Whalley Ave, New Haven, CT 06511, USA
New Haven SR Drivers Insurance Solutions
1423 Chapel St, New Haven, CT 06511, USA
Vanacore Insurance Group
724 Middletown Ave, New Haven, CT 06513, USA
Agency One Group
1015 State St, New Haven, CT 06511, USA
Edmonde Bernier Jr.: Allstate Insurance
977 State St Apt 1r, New Haven, CT 06511, USA
Nationwide Insurance: Andrew David Stephens
934 State St, New Haven, CT 06511, USA
M H Chodos Insurance
38 Trumbull St, New Haven, CT 06510, USA
Abbate Insurance Associates, Inc.
671 State St, New Haven, CT 06511, USA
Innovative Insurance Specialists, LLC
46 Prince St STE 206, New Haven, CT 06519, USA
Durango Insurance Agency New Haven CT
266 Grand Ave, New Haven, CT 06513, USA
Chubb Group of Insurance Co
555 Long Wharf Dr, New Haven, CT 06511, USA
Walker Insurance Solutions Expertise LLC
30 Robertson St, New Haven, CT 06513, USA
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Frequently Asked Questions — Insurance Agents in Waterbury
What is the difference between a captive and independent insurance agent in Waterbury?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CT?
Search the CT Department of Insurance's online license lookup — Google "CT Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CT must be licensed with the state.
How much does working with a local insurance agent in Waterbury cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Waterbury?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Waterbury adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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