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Highest Rated · Waukesha
Top-Rated Mortgage Brokers in Waukesha, WI
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Waukesha, WI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is MadisonMortgageGuys with a 5.0-star rating from 13 Google reviews and an RNM Score of 73/100. Also in the top tier: Guild Mortgage Company and Accunet Mortgage. The average rating across all listed mortgage brokers in Waukesha is 4.9 stars from 119 reviews per business on average.
Mortgage brokers in Waukesha: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
119
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from 13 Google reviews, this Madison mortgage broker is highly recommended.
2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USATrusted by hundreds of locals with a perfect 4.9-star average rating.
2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USAStrong 4.5-star rating from 89 Google reviews from Milwaukee clients.
N16W23217 Stone Ridge Dr #110, Waukesha, WI 53188, USAMortgage Brokers Rankings in Waukesha, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MadisonMortgageGuys2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USA | 5.0★ | 13 |
| #2 | Guild Mortgage Company2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USA | 4.9★ | 372 |
| #3 | Accunet MortgageN16W23217 Stone Ridge Dr #110, Waukesha, WI 53188, USA | 4.5★ | 89 |
| #4 | Michael Creed Team (Luminate Bank)20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA | 4.9★ | 246 |
| #5 | PrimeLending, A PlainsCapital Company - Milwaukee200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA | 4.8★ | 16 |
| #6 | Majesty Mortgage15460 W Capitol Dr, Brookfield, WI 53005, USA | 4.9★ | 33 |
| #7 | Epic Mortgage14530 W Capitol Dr, Brookfield, WI 53005, USA | 4.9★ | 274 |
| #8 | Guidance Mortgage LLC14380 W Capitol Dr #1, Brookfield, WI 53005, USA | 4.9★ | 72 |
| #9 | Ethan Brooks - Refined Mortgage Group11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USA | 5.0★ | 453 |
| #10 | Joonago Mortgage Services NMLS 2498587700 W Bluemound Rd, Wauwatosa, WI 53213, USA | 5.0★ | 363 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Waukesha
Earned a 4.9-star rating from 246 Google reviews, reflecting exceptional client trust.
20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA
Milwaukee's top-rated mortgage broker with a stellar 4.8-star average from 16 Google reviews.
200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA
Kenosha mortgage broker with a 4.9-star rating from 33 Google reviews.
15460 W Capitol Dr, Brookfield, WI 53005, USA
Milwaukee's top-rated mortgage broker with a 4.9-star average across 274 reviews.
14530 W Capitol Dr, Brookfield, WI 53005, USA
Earned a 4.9-star rating from 72 Google reviews from local clients.
14380 W Capitol Dr #1, Brookfield, WI 53005, USA
Trusted by over 450 clients, this Milwaukee broker holds a perfect 5.0-star rating.
11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USA
Milwaukee's top-rated mortgage broker, with a perfect 5.0★ from over 360 reviews.
7700 W Bluemound Rd, Wauwatosa, WI 53213, USA
4.9 stars from over 100 Google reviews shows exceptional client satisfaction.
306 N 76th St, Wauwatosa, WI 53213, USA
Trusted by clients, earning a 4.8-star rating from 13 reviews in Milwaukee.
2833 W Layton Ave, Milwaukee, WI 53221, USA
Milwaukee's top-rated mortgage broker with a perfect 5.0★ score from 24 reviews.
790 N Milwaukee St, Milwaukee, WI 53202, USA
Milwaukee's top-rated mortgage broker with a perfect 5.0★ from over 130 reviews.
610 E Pleasant St, Milwaukee, WI 53202, USA
Top-rated Milwaukee mortgage broker with a perfect 5.0-star rating from local clients.
610 E Pleasant St, Milwaukee, WI 53202, USA
Top-rated Milwaukee mortgage broker with a perfect 5.0★ rating from 20 reviews.
610 E Pleasant St, Milwaukee, WI 53202, USA
Earns a perfect 5.0-star rating from 8 Google reviews in Milwaukee.
610 E Pleasant St, Milwaukee, WI 53202, USA
5.0-star rating from 62 Google reviews, reflecting exceptional client satisfaction.
3950 N Holton St UNIT 201, Milwaukee, WI 53212, USA
Top-rated Milwaukee mortgage broker with perfect 5.0 stars from 29 reviews.
205 E Silver Spring Dr, Whitefish Bay, WI 53217, USA
Exceptional 5.0-star rating from 55 Google reviews in Milwaukee.
1200 E Capitol Dr UNIT 220, Shorewood, WI 53211, USA
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Mortgage Brokers in Waukesha, WI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | MadisonMortgageGuys | 73/100 | 5.0 ★ | 13 |
| 2 | Guild Mortgage Company | 87/100 | 4.9 ★ | 372 |
| 3 | Accunet Mortgage | 74/100 | 4.5 ★ | 89 |
| 4 | Michael Creed Team (Luminate Bank) | 87/100 | 4.9 ★ | 246 |
| 5 | PrimeLending, A PlainsCapital Company - Milwaukee | 70/100 | 4.8 ★ | 16 |
| 6 | Majesty Mortgage | 76/100 | 4.9 ★ | 33 |
| 7 | Epic Mortgage | 87/100 | 4.9 ★ | 274 |
| 8 | Guidance Mortgage LLC | 80/100 | 4.9 ★ | 72 |
| 9 | Ethan Brooks - Refined Mortgage Group | 88/100 | 5.0 ★ | 453 |
| 10 | Joonago Mortgage Services NMLS 249858 | 88/100 | 5.0 ★ | 363 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Waukesha
What does a mortgage broker do differently than going directly to a bank in Waukesha?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Waukesha?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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