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We don't have insurance agents listed specifically in Waxahachie yet — these top-rated pros from Midlothian serve your area and are available for calls and quotes today.

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Trusted Insurance Agents in Waxahachie, TX

Trust matters when you're inviting a pro into your home or business. These insurance agents in Waxahachie have earned it through hundreds of verified reviews.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Waxahachie, TX by verified customer ratings and review volume. The highest-rated is The Insurance Shack with a 3.0-star rating from 2 verified reviews. Also in the top tier: Jon Essary - State Farm Insurance Agent and Graciela Berumen: Allstate Insurance. The average rating across all listed insurance agents in Waxahachie is 4.8 stars from 86 reviews per business on average.

Insurance in Waxahachie: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

86

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

The Insurance Shack

3.0(2 reviews)

3495 US-287, Midlothian, TX 76065, USA

🥈

Jon Essary - State Farm Insurance Agent

4.9(292 reviews)

450 Hawkins Run Ste 2, Midlothian, TX 76065, USA

🥉

Graciela Berumen: Allstate Insurance

4.9(94 reviews)

420 Hawkins Run Ste 300, Midlothian, TX 76065, USA

Insurance Agents Rankings in Waxahachie, TX

#BusinessRatingReviews
#1The Insurance Shack3495 US-287, Midlothian, TX 76065, USA3.02
#2Jon Essary - State Farm Insurance Agent450 Hawkins Run Ste 2, Midlothian, TX 76065, USA4.9292
#3Graciela Berumen: Allstate Insurance420 Hawkins Run Ste 300, Midlothian, TX 76065, USA4.994
#4AJP Insurance & Tax Agency1001 E Main St Suite D, Midlothian, TX 76065, USA5.015
#5McKnight Insurance Services110-B Roundabout Dr, Midlothian, TX 76065, USA5.031
#6Farmers Insurance - Kevin O'Teter509 George Hopper Rd, Midlothian, TX 76065, USA5.032
#7Amy Tounget Insurance Agency641 Highlander Suite 108, Midlothian, TX 76065, USA5.059
#8Keyfer Roberts - Health Insurance Advisor200 S 14th St #100, Midlothian, TX 76065, USA5.07
#9Tim Tobey - State Farm Insurance Agent423 E Main St Ste 2, Midlothian, TX 76065, USA4.870
#10Texas All 4 You Insurance Agency | Auto Insurance Texas319 S 9th St, Midlothian, TX 76065, USA4.8134

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Waxahachie

4

AJP Insurance & Tax Agency

5.0· 15 reviews

1001 E Main St Suite D, Midlothian, TX 76065, USA

5

McKnight Insurance Services

5.0· 31 reviews

110-B Roundabout Dr, Midlothian, TX 76065, USA

6

Farmers Insurance - Kevin O'Teter

5.0· 32 reviews

509 George Hopper Rd, Midlothian, TX 76065, USA

7

Amy Tounget Insurance Agency

5.0· 59 reviews

641 Highlander Suite 108, Midlothian, TX 76065, USA

8

Keyfer Roberts - Health Insurance Advisor

5.0· 7 reviews

200 S 14th St #100, Midlothian, TX 76065, USA

9

Tim Tobey - State Farm Insurance Agent

4.8· 70 reviews

423 E Main St Ste 2, Midlothian, TX 76065, USA

10

Texas All 4 You Insurance Agency | Auto Insurance Texas

4.8· 134 reviews

319 S 9th St, Midlothian, TX 76065, USA

11

Neal Groesbeck Insurance serving California & Texas

4.4· 13 reviews

Mail to:, 211 E Avenue G #1176, Midlothian, TX 76065, USA

12

True Texas Benefits

5.0· 13 reviews

115 W Avenue I Suite A, Midlothian, TX 76065, USA

13

Avari Insurance Solutions LLC

5.0· 38 reviews

136 N 8th St Ste 201, Midlothian, TX 76065, USA

14

Jason Loftis: Allstate Insurance

4.8· 102 reviews

404 W Avenue F, Midlothian, TX 76065, USA

15

Pro Life Insurance Agency

5.0· 1 reviews

611 N 7th St, Midlothian, TX 76065, USA

16

TWFG Harrell Insurance

5.0· 52 reviews

717 W Main St Suite 2, Midlothian, TX 76065, USA

17

Jeffrey Honeycutt Insurance Agency

5.0· 224 reviews

1501 Hwy 67, Midlothian, TX 76065, USA

18

Ryan Mason - State Farm Insurance Agent

5.0· 424 reviews

1741 Hwy 67 Suite 500, Midlothian, TX 76065, USA

19

Texas Farm Bureau Insurance Company

3.7· 10 reviews

1428 N 9th St, Midlothian, TX 76065, USA

20

Knott Insurance Group

4.9· 108 reviews

1319 S Interstate 35 E, DeSoto, TX 75115, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Waxahachie

What is the difference between a captive and independent insurance agent in Waxahachie?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Waxahachie cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Waxahachie?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Waxahachie adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Waxahachie, TX

This page lists and ranks 20 insurance agents serving Waxahachie, TX as of May 2026. The average verified rating across all listings is 4.8 stars, with an average of 86 customer reviews per business. The top-ranked insurance agents in Waxahachie by our algorithm is The Insurance Shack (3.0 stars, 2 reviews). Insurance in Waxahachie: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Waxahachie: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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