10+ Years · West Covina
Experienced Mortgage Brokers in West Covina, CA
Experience matters. These mortgage brokers in West Covina have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 19 mortgage brokers in West Covina, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Super Mortgage Bros with a 5.0-star rating from 215 Google reviews and an RNM Score of 88/100. Also in the top tier: David Martinez Mortgage Team and VirtuaLending. The average rating across all listed mortgage brokers in West Covina is 4.9 stars from 47 reviews per business on average.
Mortgage brokers in West Covina: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
O1NE MORTGAGE INC
O1NE MORTGAGE INC is top-ranked due to its strong reputation for personalized service and competitive rates in West Covina.
Most Reviewed
O1NE MORTGAGE INC
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in West Covina, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial needs.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
47
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Exceptional 5.0-star rating from over 200 reviews for West Covina mortgage services.
1900 W Garvey Ave S #100, West Covina, CA 91790, USATop-rated West Covina mortgage broker with a perfect 5.0-star rating from 179 reviews.
100 N Citrus St #638, West Covina, CA 91791, USA4.7 stars from over 130 reviews, reflecting strong local trust and client satisfaction.
1161 Park View Dr Suite 210, Covina, CA 91724, USAMortgage Brokers Rankings in West Covina, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Super Mortgage Bros1900 W Garvey Ave S #100, West Covina, CA 91790, USA | 5.0★ | 215 |
| #2 | David Martinez Mortgage Team100 N Citrus St #638, West Covina, CA 91791, USA | 5.0★ | 179 |
| #3 | VirtuaLending1161 Park View Dr Suite 210, Covina, CA 91724, USA | 4.7★ | 131 |
| #4 | Team Carlos Flores, Mortgage Advisor MLO 238306100 N Citrus St Suite 340, West Covina, CA 91791, USA | 5.0★ | 5 |
| #5 | Jerry Torres' Team | Mortgage Lender & Broker | Hacienda Heights, CA226Q+25, 15852 Gale Ave, Hacienda Heights, CA 91745, USA | 5.0★ | 42 |
| #6 | GM Brokerage Home Loans150 N Grand Ave #208, West Covina, CA 91791, USA | 5.0★ | 66 |
| #7 | AQHL Bancorp DBA Prime Equity Mortgage100 N Citrus St #638, West Covina, CA 91791, USA | 5.0★ | 27 |
| #8 | Jesse Rivera, Loan Officer104 S Glendora Ave, West Covina, CA 91790, USA | 5.0★ | 25 |
| #9 | California Mortgage Brokers Inc.150 N Grand Ave Ste 204, West Covina, CA 91791, USA | 5.0★ | 5 |
| #10 | Estates & Rates330 E Rowland St, Covina, CA 91723, USA | 4.8★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in West Covina
Exceptional 5.0-star rating from five Google reviews.
100 N Citrus St Suite 340, West Covina, CA 91791, USA
Exceptional 5.0-star rating from 42 reviews, trusted for mortgage services in West Covina.
226Q+25, 15852 Gale Ave, Hacienda Heights, CA 91745, USA
5.0 stars from 66 reviews, a trusted West Covina mortgage broker.
150 N Grand Ave #208, West Covina, CA 91791, USA
Exceptional 5.0-star rating from 27 reviews for a West Covina mortgage broker.
100 N Citrus St #638, West Covina, CA 91791, USA
Boasts a perfect 5.0-star rating from dozens of Google reviews.
104 S Glendora Ave, West Covina, CA 91790, USA
Exceptional 5.0-star rating from 5 Google reviews for West Covina mortgage services.
150 N Grand Ave Ste 204, West Covina, CA 91791, USA
4.8 stars from 44 reviews, reflecting exceptional client satisfaction.
330 E Rowland St, Covina, CA 91723, USA
Exceptional 5.0-star rating from 31 reviews for a West Covina mortgage broker.
550 E Badillo St, Covina, CA 91724, USA
Rated 5.0 stars from 23 Google reviews, this West Covina mortgage broker is highly recommended.
450 S Glendora Ave #103-104, West Covina, CA 91790, USA
Exceptional 5.0-star rating from 13 Google reviews for mortgage services in West Covina.
104 S Glendora Ave, West Covina, CA 91790, USA
5.0 stars from 13 Google reviews, reflecting exceptional client satisfaction.
100 Barranca Ave 7TH FLOOR, West Covina, CA 91791, USA
4.3 stars from 11 Google reviews for a West Covina mortgage broker.
1906 W Garvey Ave S #200, West Covina, CA 91790, USA
Top-rated West Covina mortgage broker with a perfect 5.0-star score from 7 reviews.
1074 Park View Dr #105, Covina, CA 91724, USA
Rated 5.0 stars from one Google review, this West Covina mortgage broker is highly regarded.
1004 W Covina Pkwy, West Covina, CA 91790, USA
Exceptionally reviewed West Covina mortgage broker with a perfect 5.0-star rating from 31 clients.
100 N Citrus St Suite 340, West Covina, CA 91791, USA
Exceptional 5.0-star rating from 29 Google reviews for a West Covina mortgage broker.
211 S Citrus Ave Unit 11 & 12, Covina, CA 91723, USA
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Mortgage Brokers in West Covina, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Super Mortgage Bros | 88/100 | 5.0 ★ | 215 |
| 2 | David Martinez Mortgage Team | 87/100 | 5.0 ★ | 179 |
| 3 | VirtuaLending | 80/100 | 4.7 ★ | 131 |
| 4 | Team Carlos Flores, Mortgage Advisor MLO 238306 | 68/100 | 5.0 ★ | 5 |
| 5 | Jerry Torres' Team | Mortgage Lender & Broker | Hacienda Heights, CA | 79/100 | 5.0 ★ | 42 |
| 6 | GM Brokerage Home Loans | 81/100 | 5.0 ★ | 66 |
| 7 | AQHL Bancorp DBA Prime Equity Mortgage | 76/100 | 5.0 ★ | 27 |
| 8 | Jesse Rivera, Loan Officer | 76/100 | 5.0 ★ | 25 |
| 9 | California Mortgage Brokers Inc. | 68/100 | 5.0 ★ | 5 |
| 10 | Estates & Rates | 76/100 | 4.8 ★ | 44 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in West Covina
What does a mortgage broker do differently than going directly to a bank in West Covina?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in West Covina?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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