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Insurance Agents in West Covina, CA — Free Estimates
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As of May 2026, RatingsNearMe ranks 19 insurance agents in West Covina, CA by verified customer ratings and review volume. The highest-rated is Globe Life Liberty National Division: Carder Agency with a 5.0-star rating from 698 verified reviews. Also in the top tier: Freeway Insurance and Mario Cristo - State Farm Insurance Agent. The average rating across all listed insurance agents in West Covina is 4.6 stars from 182 reviews per business on average.
Insurance in West Covina: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
182
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Globe Life Liberty National Division: Carder Agency
100 N Citrus St Suite 160, West Covina, CA 91791, USA
Freeway Insurance
415 N Azusa Ave, West Covina, CA 91791, USA
Mario Cristo - State Farm Insurance Agent
1043 S Glendora Ave ste c, West Covina, CA 91790, USA
Insurance Agents Rankings in West Covina, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Globe Life Liberty National Division: Carder Agency100 N Citrus St Suite 160, West Covina, CA 91791, USA | 5.0★ | 698 |
| #2 | Freeway Insurance415 N Azusa Ave, West Covina, CA 91791, USA | 4.8★ | 545 |
| #3 | Mario Cristo - State Farm Insurance Agent1043 S Glendora Ave ste c, West Covina, CA 91790, USA | 5.0★ | 305 |
| #4 | Fortune Insurance Agency136 1/2 S Glendora Ave Suite #3, West Covina, CA 91790, USA | 5.0★ | 92 |
| #5 | Go Zip Insurance Agency1730 W Cameron Ave #200, West Covina, CA 91790, USA | 5.0★ | 14 |
| #6 | Aims Insurance Services - West Covina1007 E Amar Rd STE A, West Covina, CA 91792, USA | 4.8★ | 181 |
| #7 | Pledge Insurance Services, Mercury Agent235 N Azusa Ave F, West Covina, CA 91791, USA | 4.7★ | 155 |
| #8 | Extra Insurance Services Inc DMV SERVICES500 N Azusa Ave #104, West Covina, CA 91791, USA | 4.9★ | 258 |
| #9 | AAA West Covina Insurance and Member Services405 N Azusa Ave Suite 405, West Covina, CA 91791, USA | 4.4★ | 592 |
| #10 | El Monte Insurance Agency819 S Glendora Ave, West Covina, CA 91790, USA | 4.3★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in West Covina
Fortune Insurance Agency
136 1/2 S Glendora Ave Suite #3, West Covina, CA 91790, USA
Go Zip Insurance Agency
1730 W Cameron Ave #200, West Covina, CA 91790, USA
Aims Insurance Services - West Covina
1007 E Amar Rd STE A, West Covina, CA 91792, USA
Pledge Insurance Services, Mercury Agent
235 N Azusa Ave F, West Covina, CA 91791, USA
Extra Insurance Services Inc DMV SERVICES
500 N Azusa Ave #104, West Covina, CA 91791, USA
AAA West Covina Insurance and Member Services
405 N Azusa Ave Suite 405, West Covina, CA 91791, USA
El Monte Insurance Agency
819 S Glendora Ave, West Covina, CA 91790, USA
Sam Genie - State Farm Insurance Agent
154 S Glendora Ave, West Covina, CA 91790, USA
LA's Auto Insurance
1300 W Francisquito Ave, West Covina, CA 91790, USA
City Best Insurance
340 N Azusa Ave, West Covina, CA 91791, USA
Progressive Agents - The Insurance Pros
129 E San Bernardino Rd, Covina, CA 91723, USA
Specialty Insurance
703 S Glendora Ave # 5, West Covina, CA 91790, USA
Ronald Sosa: Allstate Insurance
2360 S Azusa Ave # C, West Covina, CA 91792, USA
A-MAX Insurance
1224 W Francisquito Ave, West Covina, CA 91790, USA
Classified Insurance Services
1501 W Cameron Ave #200, West Covina, CA 91790, USA
FIRST WAY INSURANCE SERVICE, INC.
628 Shoppers Ln, Covina, CA 91723, USA
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Frequently Asked Questions — Insurance Agents in West Covina
What is the difference between a captive and independent insurance agent in West Covina?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in West Covina cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in West Covina?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in West Covina adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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