Pricing Guide · West Palm Beach
Mortgage Brokers Cost in West Palm Beach, FL — 2026 Price Guide
What should you pay for mortgage brokers in West Palm Beach? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 18 mortgage brokers in West Palm Beach, FL by verified customer ratings and review volume. The highest-rated is NewDay USA with a 4.4-star rating from 2,562 verified reviews. Also in the top tier: CrossCountry Mortgage, LLC and Ideal Lending LLC. The average rating across all listed mortgage brokers in West Palm Beach is 4.9 stars from 293 reviews per business on average.
Mortgage brokers in West Palm Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
293
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
NewDay USA
360 S Rosemary Ave Suite 1900, West Palm Beach, FL 33401, USA
CrossCountry Mortgage, LLC
4273 Northlake Blvd, Palm Beach Gardens, FL 33410, USA
Ideal Lending LLC
5589 Okeechobee Blvd STE 101, West Palm Beach, FL 33417, USA
Mortgage Brokers Rankings in West Palm Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NewDay USA360 S Rosemary Ave Suite 1900, West Palm Beach, FL 33401, USA | 4.4★ | 2,562 |
| #2 | CrossCountry Mortgage, LLC4273 Northlake Blvd, Palm Beach Gardens, FL 33410, USA | 4.9★ | 444 |
| #3 | Ideal Lending LLC5589 Okeechobee Blvd STE 101, West Palm Beach, FL 33417, USA | 5.0★ | 335 |
| #4 | Palm Beach First Financial and Mortgage: Eric Lieberman120 S Olive Ave #602, West Palm Beach, FL 33401, USA | 5.0★ | 134 |
| #5 | Manifest Mortgage Group700 S Rosemary Ave #204, West Palm Beach, FL 33401, USA | 5.0★ | 98 |
| #6 | Christian Penner PA777 S Flagler Dr Suite 800, West Palm Beach, FL 33401, USA | 5.0★ | 66 |
| #7 | Absolute Home Mortgage Corporation1818 S Australian Ave STE 100, West Palm Beach, FL 33409, USA | 4.9★ | 282 |
| #8 | Buena Vista Lending Group, LLC2537 Forest Hill Blvd, West Palm Beach, FL 33406, USA | 5.0★ | 284 |
| #9 | CTC Mortgage1641 Worthington Rd Suite 111, West Palm Beach, FL 33409, USA | 4.9★ | 300 |
| #10 | SWAPAMORTGAGE805 N Olive Ave #613, West Palm Beach, FL 33401, USA | 5.0★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in West Palm Beach
Palm Beach First Financial and Mortgage: Eric Lieberman
120 S Olive Ave #602, West Palm Beach, FL 33401, USA
Manifest Mortgage Group
700 S Rosemary Ave #204, West Palm Beach, FL 33401, USA
Christian Penner PA
777 S Flagler Dr Suite 800, West Palm Beach, FL 33401, USA
Absolute Home Mortgage Corporation
1818 S Australian Ave STE 100, West Palm Beach, FL 33409, USA
Buena Vista Lending Group, LLC
2537 Forest Hill Blvd, West Palm Beach, FL 33406, USA
CTC Mortgage
1641 Worthington Rd Suite 111, West Palm Beach, FL 33409, USA
SWAPAMORTGAGE
805 N Olive Ave #613, West Palm Beach, FL 33401, USA
Florida Dream Mortgage LLC
7428 S Dixie Hwy, West Palm Beach, FL 33405, USA
Christian Penner - America's Mortgage Solutions
712 US-1 #300, North Palm Beach, FL 33408, USA
Atlantic Avenue Mortgage
8 S J St, Lake Worth Beach, FL 33460, USA
Nicholas Akel - Ace Mortgage Team
1818 S Australian Ave, West Palm Beach, FL 33409, USA
Select Home Lending
700 S Rosemary Ave suite 204 124, West Palm Beach, FL 33401, USA
Ocean Capital Lending, LLC
120 S Olive Ave Ste 311, West Palm Beach, FL 33401, USA
Palm Beach First Financial and Mortgage: Patrick Snyder
120 S Olive Ave #602A, West Palm Beach, FL 33401, USA
Prime Mortgage, Inc.
2000 PGA Blvd suite 4440a, Palm Beach Gardens, FL 33408, USA
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Frequently Asked Questions — Mortgage Brokers in West Palm Beach
What does a mortgage broker do differently than going directly to a bank in West Palm Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in West Palm Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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