Top Picks · Westminster
Best Insurance Agents in Westminster, CO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Westminster, CO by verified customer ratings and review volume. The highest-rated is Scott Schulze - State Farm Insurance Agent with a 4.9-star rating from 483 verified reviews. Also in the top tier: HealthMarkets Insurance - Tasha Riggs and Conexus Insurance. The average rating across all listed insurance agents in Westminster is 4.6 stars from 118 reviews per business on average.
Insurance in Westminster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
118
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Scott Schulze - State Farm Insurance Agent
9100 W 100th Ave B2, Westminster, CO 80021, USA
HealthMarkets Insurance - Tasha Riggs
12110 N Pecos St #200, Denver, CO 80234, USA
Conexus Insurance
11080 Circle Point Rd #100, Westminster, CO 80020, USA
Insurance Agents Rankings in Westminster, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Scott Schulze - State Farm Insurance Agent9100 W 100th Ave B2, Westminster, CO 80021, USA | 4.9★ | 483 |
| #2 | HealthMarkets Insurance - Tasha Riggs12110 N Pecos St #200, Denver, CO 80234, USA | 4.8★ | 306 |
| #3 | Conexus Insurance11080 Circle Point Rd #100, Westminster, CO 80020, USA | 4.8★ | 276 |
| #4 | Jodi Sarntee Agency, Inc. American Family Insurance4257 Main St UNIT 220, Westminster, CO 80031, USA | 4.8★ | 134 |
| #5 | Aspen Gold Insurance Brokers11001 W 120th Ave #400, Broomfield, CO 80021, USA | 4.8★ | 164 |
| #6 | Ordinary Insurance CO5005 W 81st Pl, Westminster, CO 80031, USA | 5.0★ | 10 |
| #7 | All Xs Insurance3013 W 74th Ave A, Westminster, CO 80030, USA | 4.3★ | 23 |
| #8 | American Insurance Specialist, LLC3380 W 72nd Ave #102, Westminster, CO 80030, USA | 4.8★ | 21 |
| #9 | David Adler: Allstate Insurance12245 N Pecos St #300, Westminster, CO 80234, USA | 4.6★ | 162 |
| #10 | Diaz Insurance Agency8442 Federal Blvd, Westminster, CO 80031, USA | 4.2★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Westminster
Jodi Sarntee Agency, Inc. American Family Insurance
4257 Main St UNIT 220, Westminster, CO 80031, USA
Aspen Gold Insurance Brokers
11001 W 120th Ave #400, Broomfield, CO 80021, USA
Ordinary Insurance CO
5005 W 81st Pl, Westminster, CO 80031, USA
All Xs Insurance
3013 W 74th Ave A, Westminster, CO 80030, USA
American Insurance Specialist, LLC
3380 W 72nd Ave #102, Westminster, CO 80030, USA
David Adler: Allstate Insurance
12245 N Pecos St #300, Westminster, CO 80234, USA
Diaz Insurance Agency
8442 Federal Blvd, Westminster, CO 80031, USA
3T Insurance, LLC
2701 W 84th Ave #106, Westminster, CO 80031, USA
Farmers Insurance - Richard Seymour
9100 W 100th Ave Ste 7, Westminster, CO 80021, USA
Affordable American Insurance
Circle Point Corporate Center II, 11080 Circle Point Rd, Westminster, CO 80020, USA
insureU Colorado
12235 N Pecos St #300, Westminster, CO 80234, USA
Comparion Insurance Agency
10155 Westmoor Dr Suite 175, Westminster, CO 80021, USA
Your Insurance Specialists
390 Interlocken Crescent Suit 350, Broomfield, CO 80021, USA
Kim Adame - State Farm Insurance Agent
9035 Wadsworth Pkwy Ste 3001, Westminster, CO 80021, USA
3R Insurance Agency
9035 Wadsworth Pkwy Suite 2730-B, Westminster, CO 80021, USA
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Frequently Asked Questions — Insurance Agents in Westminster
What is the difference between a captive and independent insurance agent in Westminster?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Westminster cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Westminster?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Westminster adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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