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Low Cost · Wilmer

Cheap Insurance Agents in Wilmer, TX — Best Prices

Compare insurance agents prices in Wilmer to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Wilmer, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ken Allen Insurance with a 4.4-star rating from 9 Google reviews and an RNM Score of 61/100. Also in the top tier: Kimberly Giddings - State Farm Insurance Agent and Taylor Agency. The average rating across all listed insurance agents in Wilmer is 4.3 stars from 115 reviews per business on average.

Insurance in Wilmer: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.3★

Avg rating

115

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

4.4(9 reviews)

Serving Lancaster with a solid 4.4-star rating based on 9 Google reviews.

222 Pleasant Run Rd #102, Lancaster, TX 75146, USA
5.0(35 reviews)

Consistently rated 5.0 stars from 35 reviews in Lancaster, TX.

211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA
4.5(2 reviews)

4.5 stars from 2 Google reviews, reflecting strong local customer satisfaction.

330 Pleasant Run Rd, Lancaster, TX 75146, USA

Insurance Agents Rankings in Wilmer, TX

#BusinessRatingReviews
#1Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA4.49
#2Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA5.035
#3Taylor Agency330 Pleasant Run Rd, Lancaster, TX 75146, USA4.52
#4Hubbard Insurance747 W Main St, Lancaster, TX 75146, USA5.04
#5Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA4.473
#6Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA5.011
#7A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA4.4174
#8DAVID JACKSON INSURANCE AGENCY1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA2.01
#9American National Insurance Company - District Office3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA3.112
#10State Farm#272, Lancaster, TX 75146, USA3.02

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Wilmer

4
5.0· 4 reviews

Holds a perfect 5.0-star rating from four local Google reviews.

747 W Main St, Lancaster, TX 75146, USA

5
4.4· 73 reviews

A trusted local option with a solid 4.4-star rating from 73 reviews.

1053 W Pleasant Run Rd, Lancaster, TX 75146, USA

6
5.0· 11 reviews

Earns a perfect 5.0-star rating from 11 Google reviews in Lancaster, TX.

1450 Pleasant Run Rd, Lancaster, TX 75146, USA

7
4.4· 174 reviews

Trusted by locals with a solid 4.4-star rating from over 170 reviews.

1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA

8
2.0· 1 reviews

A 2.0-star rating from a single review suggests mixed local feedback.

1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA

9
3.1· 12 reviews

An insurance agent in Lancaster holds a 3.1-star rating from 12 Google reviews.

3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA

10
3.0· 2 reviews

A Lancaster insurance agent with a 3.0-star rating based on 2 Google reviews.

#272, Lancaster, TX 75146, USA

11
3.6· 79 reviews

79 Google reviews give this DeSoto insurance agent a solid 3.6-star rating.

404 I-35E #102, Lancaster, TX 75146, USA

12
4.4· 48 reviews

Trusted locally with a solid 4.4-star rating from 48 reviews.

908 N Interstate 35 E Rd, Lancaster, TX 75146, USA

13
4.9· 1,021 reviews

Trusted by over 1,000 clients with a near-perfect 4.9-star rating.

3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA

14
4.3· 6 reviews

Shoppers report solid service, with a 4.3-star average from 6 reviews.

1506 S Interstate 35 E, Lancaster, TX 75134, USA

15
4.9· 108 reviews

Trusted by hundreds of local clients, with a standout 4.9-star rating.

1319 S Interstate 35 E, DeSoto, TX 75115, USA

16
4.8· 199 reviews

Trusted by hundreds of local clients, this DeSoto agent maintains a stellar 4.8-star rating.

1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115, USA

17
4.8· 284 reviews

Trusted by hundreds, this DeSoto insurance agent holds a stellar 4.8-star rating.

1001 N Beckley Ave, DeSoto, TX 75115, USA

18
4.7· 115 reviews

Trusted by hundreds of local clients, this DeSoto agent holds a strong 4.7-star rating.

1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115, USA

19
5.0· 5 reviews

Rated 5.0 stars from 5 reviews, this DeSoto insurance agent is highly recommended.

1229 E Pleasant Run Rd Suite 325, DeSoto, TX 75115, USA

20
· 0 reviews

Lancaster insurance agent with no customer reviews yet, so local feedback is unavailable.

N, 3380 I-35E, Lancaster, TX 75134, USA

Data from Google Business listings
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Insurance Agents in Wilmer, TX — Compared

#BusinessRNM ScoreRatingReviews
1Ken Allen Insurance61/1004.4 ★9
2Kimberly Giddings - State Farm Insurance Agent78/1005.0 ★35
3Taylor Agency56/1004.5 ★2
4Hubbard Insurance67/1005.0 ★4
5Farmers Insurance - Louis Taylor72/1004.4 ★73
6Premier Cover Insurance Co.72/1005.0 ★11
7A-MAX Auto Insurance76/1004.4 ★174
8DAVID JACKSON INSURANCE AGENCY21/1002.0 ★1
9American National Insurance Company - District Office40/1003.1 ★12
10State Farm30/1003.0 ★2

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Wilmer

What is the difference between a captive and independent insurance agent in Wilmer?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Wilmer cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Wilmer?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Wilmer adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Wilmer, TX

This page lists and ranks 20 insurance agents serving Wilmer, TX as of July 2026. The average verified rating across all listings is 4.3 stars, with an average of 115 customer reviews per business. The top-ranked insurance agents in Wilmer by our algorithm is Ken Allen Insurance (4.4 stars, 9 reviews). Insurance in Wilmer: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Wilmer: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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