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Insurance Agents in Wilmington, NC — Free Estimates
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As of May 2026, RatingsNearMe ranks 19 insurance agents in Wilmington, NC by verified customer ratings and review volume. The highest-rated is Able Insurance with a 4.8-star rating from 2,674 verified reviews. Also in the top tier: Sizemore Insurance - Wilmington and Atlantic Coast Insurance Agency. The average rating across all listed insurance agents in Wilmington is 4.8 stars from 331 reviews per business on average.
Insurance in Wilmington: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
331
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Able Insurance
4008 Oleander Dr, Wilmington, NC 28403, USA
Sizemore Insurance - Wilmington
4815 Oleander Dr Ste 100, Wilmington, NC 28403, USA
Atlantic Coast Insurance Agency
29 S Kerr Ave, Wilmington, NC 28403, USA
Insurance Agents Rankings in Wilmington, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Able Insurance4008 Oleander Dr, Wilmington, NC 28403, USA | 4.8★ | 2,674 |
| #2 | Sizemore Insurance - Wilmington4815 Oleander Dr Ste 100, Wilmington, NC 28403, USA | 4.9★ | 664 |
| #3 | Atlantic Coast Insurance Agency29 S Kerr Ave, Wilmington, NC 28403, USA | 4.9★ | 534 |
| #4 | THG Insurance1985 Eastwood Rd Suite 204, Wilmington, NC 28403, USA | 4.9★ | 187 |
| #5 | James E Moore Insurance Agency1508 Military Cutoff Rd STE 104, Wilmington, NC 28403, USA | 4.9★ | 100 |
| #6 | April Jones Insurance1213 Culbreth Dr Suite 455, Wilmington, NC 28405, USA | 4.9★ | 265 |
| #7 | Insurance Solutions1201 Floral Pkwy, Wilmington, NC 28403, USA | 5.0★ | 193 |
| #8 | Superior Insurance2390 Carolina Beach Rd #101, Wilmington, NC 28401, USA | 4.8★ | 349 |
| #9 | Wells Insurance1 N 3rd St, Wilmington, NC 28401, USA | 4.9★ | 268 |
| #10 | Sheally Insurance Group34 Covil Ave, Wilmington, NC 28403, USA | 4.8★ | 180 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Wilmington
THG Insurance
1985 Eastwood Rd Suite 204, Wilmington, NC 28403, USA
James E Moore Insurance Agency
1508 Military Cutoff Rd STE 104, Wilmington, NC 28403, USA
April Jones Insurance
1213 Culbreth Dr Suite 455, Wilmington, NC 28405, USA
Insurance Solutions
1201 Floral Pkwy, Wilmington, NC 28403, USA
Superior Insurance
2390 Carolina Beach Rd #101, Wilmington, NC 28401, USA
Wells Insurance
1 N 3rd St, Wilmington, NC 28401, USA
Sheally Insurance Group
34 Covil Ave, Wilmington, NC 28403, USA
Wilmington Insurance
5006 Randall Pkwy, Wilmington, NC 28403, USA
Dennis G Stokley Insurance Agency, Inc.
Stokley@me.com, 5129 Oleander Dr Suite 202, Wilmington, NC 28403, USA
American Harbor Insurance Co.
4037 Masonboro Loop Rd Suite 2A, Wilmington, NC 28409, USA
North Carolina Coastal Insurance
3410 River Rd UNIT 202, Wilmington, NC 28412, USA
Heinberg & Major Auto Insurance
720 Market St, Wilmington, NC 28401, USA
Acrisure Wilmington, NC (Don Bullard)
110 Dungannon Blvd #150, Wilmington, NC 28403, USA
My Carolinas Insurance
110 Dungannon Blvd Ste 100, Wilmington, NC 28403, USA
Owens Insurance Agency & Financial Services, Inc.
5704 Oleander Dr #101, Wilmington, NC 28403, USA
George Chadwick Insurance
3301 Wrightsville Ave, Wilmington, NC 28403, USA
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Frequently Asked Questions — Insurance Agents in Wilmington
What is the difference between a captive and independent insurance agent in Wilmington?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Wilmington cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Wilmington?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Wilmington adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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