Best Value · Yonkers
Affordable Mortgage Brokers in Yonkers, NY
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As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Yonkers, NY by verified customer ratings and review volume. The highest-rated is Quintessential Mortgage Group with a 4.9-star rating from 680 verified reviews. Also in the top tier: Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group and Artisan Mortgage Company, Inc.. The average rating across all listed mortgage brokers in Yonkers is 5 stars from 150 reviews per business on average.
Mortgage brokers in Yonkers: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
150
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Quintessential Mortgage Group
3 International Dr Suite 205, Rye Brook, NY 10573, USA
Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group
399 Knollwood Rd #320, White Plains, NY 10603, USA
Artisan Mortgage Company, Inc.
134 4th Ave, Bay Shore, NY 11706, USA
Mortgage Brokers Rankings in Yonkers, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Quintessential Mortgage Group3 International Dr Suite 205, Rye Brook, NY 10573, USA | 4.9★ | 680 |
| #2 | Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group399 Knollwood Rd #320, White Plains, NY 10603, USA | 5.0★ | 195 |
| #3 | Artisan Mortgage Company, Inc.134 4th Ave, Bay Shore, NY 11706, USA | 5.0★ | 100 |
| #4 | Cityscape Mortgage Corp.700 White Plains Rd #334, Scarsdale, NY 10583, USA | 4.9★ | 105 |
| #5 | Justin M. Kilian (NMLS ID 1688270) : Arlington Financial35 E Grassy Sprain Rd #300, Yonkers, NY 10710, USA | 5.0★ | 19 |
| #6 | Marc Giles35 E Grassy Sprain Rd Suite 300 3rd floor, Yonkers, NY 10710, USA | 5.0★ | 34 |
| #7 | Starr Mortgage Company, Inc.15 N Mill St, Nyack, NY 10960, USA | 5.0★ | 168 |
| #8 | Jet Direct Mortgage1460 E Gun Hill Rd, Bronx, NY 10469, USA | 4.9★ | 209 |
| #9 | Commercial Mortgage Connection, Inc.326 Saw Mill River Rd, Yonkers, NY 10701, USA | — | — |
| #10 | Arlington Financial35 E Grassy Sprain Rd #300, Yonkers, NY 10710, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Yonkers
Cityscape Mortgage Corp.
700 White Plains Rd #334, Scarsdale, NY 10583, USA
Justin M. Kilian (NMLS ID 1688270) : Arlington Financial
35 E Grassy Sprain Rd #300, Yonkers, NY 10710, USA
Marc Giles
35 E Grassy Sprain Rd Suite 300 3rd floor, Yonkers, NY 10710, USA
Starr Mortgage Company, Inc.
15 N Mill St, Nyack, NY 10960, USA
Jet Direct Mortgage
1460 E Gun Hill Rd, Bronx, NY 10469, USA
Commercial Mortgage Connection, Inc.
326 Saw Mill River Rd, Yonkers, NY 10701, USA
Arlington Financial
35 E Grassy Sprain Rd #300, Yonkers, NY 10710, USA
Chase Mortgage
410 S Broadway, Yonkers, NY 10705, USA
Fernando J. DaCunha - The Mortgage Maverick - NMLS 408762
2900 Westchester Ave Suite 202, Purchase, NY 10577, USA
DML Mortgage Enterprises, Inc.
334 Underhill Ave bldg 2, Yorktown Heights, NY 10598, USA
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Frequently Asked Questions — Mortgage Brokers in Yonkers
What does a mortgage broker do differently than going directly to a bank in Yonkers?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Yonkers?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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