Verified · Youngstown
Trusted Mortgage Brokers in Youngstown, OH
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Youngstown have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Youngstown, OH by verified customer ratings and review volume. The highest-rated is Mariner Finance with a 4.7-star rating from 283 verified reviews. Also in the top tier: Creekside Mortgage and Rapid Mortgage Company. The average rating across all listed mortgage brokers in Youngstown is 4.6 stars from 46 reviews per business on average.
Mortgage brokers in Youngstown: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
46
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mariner Finance
1393 Boardman-Canfield Rd Suite H-1, Boardman, OH 44512, USA
Creekside Mortgage
1235 Boardman-Canfield Rd #1, Youngstown, OH 44512, USA
Rapid Mortgage Company
1 N Main St #4, Poland, OH 44514, USA
Mortgage Brokers Rankings in Youngstown, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance1393 Boardman-Canfield Rd Suite H-1, Boardman, OH 44512, USA | 4.7★ | 283 |
| #2 | Creekside Mortgage1235 Boardman-Canfield Rd #1, Youngstown, OH 44512, USA | 5.0★ | 85 |
| #3 | Rapid Mortgage Company1 N Main St #4, Poland, OH 44514, USA | 5.0★ | 71 |
| #4 | Hometown Mortgage Group LLC5437 Mahoning Ave Suite 25, Youngstown, OH 44515, USA | 5.0★ | 34 |
| #5 | Next Door Lending Ohio577 E Western Reserve Rd, Youngstown, OH 44514, USA | 4.9★ | 32 |
| #6 | Novus Home Mortgage1240 Boardman-Canfield Rd, Youngstown, OH 44512, USA | 5.0★ | 37 |
| #7 | CrossCountry Mortgage, LLC755 Boardman-Canfield Rd Building F, Unit 1, Boardman, OH 44512, USA | 4.9★ | 38 |
| #8 | People First Financial1315 Boardman-Canfield Rd, Youngstown, OH 44512, USA | 4.9★ | 41 |
| #9 | American Pacific Mortgage | Austintown, OH1361 S Raccoon Rd Suite 1, Austintown, OH 44515, USA | 4.7★ | 68 |
| #10 | Rebel Lending Mortgage Company LLC3117 Chardonnay Ln, Poland, OH 44514, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Youngstown
Hometown Mortgage Group LLC
5437 Mahoning Ave Suite 25, Youngstown, OH 44515, USA
Next Door Lending Ohio
577 E Western Reserve Rd, Youngstown, OH 44514, USA
Novus Home Mortgage
1240 Boardman-Canfield Rd, Youngstown, OH 44512, USA
CrossCountry Mortgage, LLC
755 Boardman-Canfield Rd Building F, Unit 1, Boardman, OH 44512, USA
People First Financial
1315 Boardman-Canfield Rd, Youngstown, OH 44512, USA
American Pacific Mortgage | Austintown, OH
1361 S Raccoon Rd Suite 1, Austintown, OH 44515, USA
Rebel Lending Mortgage Company LLC
3117 Chardonnay Ln, Poland, OH 44514, USA
Jerry Latronica at CrossCountry Mortgage
755 Boardman-Canfield Rd Bldg. F, Unit 1, Boardman, OH 44512, USA
Harry Krause - Axen Mortgage
24 Wildfern Dr, Youngstown, OH 44505, USA
First Equity Mortgage Group
860 Boardman-Canfield Rd # 101, Youngstown, OH 44512, USA
Erik Cromer at CrossCountry Mortgage
755 Boardman-Canfield Rd Bldg. F, Unit 1, Boardman, OH 44512, USA
Commercial Real Estate Mortgage Loans Youngstown OH
366 E Florida Ave # D, Youngstown, OH 44507, USA
Hard Money Lenders Youngstown OH
16 Wick Ave, Youngstown, OH 44503, USA
Go Mortgage
33 Sheridan Rd Unit 7, Poland, OH 44514, USA
Midwest Mortgage Investments Ltd
5450 Monroe St #1, Toledo, OH 43623, USA
Shannon Spitler - Chase Home Lending Advisor - NMLS ID 444909
5531 Mahoning Ave, Youngstown, OH 44515, USA
OneMain Financial
6530 South Ave Ste 5, Youngstown, OH 44512, USA
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Frequently Asked Questions — Mortgage Brokers in Youngstown
What does a mortgage broker do differently than going directly to a bank in Youngstown?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Youngstown?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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