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Insurance Agents in Ann Arbor, MI — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Ann Arbor, MI by verified customer ratings and review volume. The highest-rated is Tom Pelham - State Farm Insurance Agent with a 5.0-star rating from 548 verified reviews. Also in the top tier: Kevin Shettler - State Farm Insurance Agent and Aaron Richards - State Farm insurance Agent. The average rating across all listed insurance agents in Ann Arbor is 4.8 stars from 171 reviews per business on average.
Insurance in Ann Arbor: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
171
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Tom Pelham - State Farm Insurance Agent
2178 S State St Suite B, Ann Arbor, MI 48104, USA
Kevin Shettler - State Farm Insurance Agent
1935 Pauline Blvd Ste 100A, Ann Arbor, MI 48103, USA
Aaron Richards - State Farm insurance Agent
530 S Maple Rd, Ann Arbor, MI 48103, USA
Insurance Agents Rankings in Ann Arbor, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Tom Pelham - State Farm Insurance Agent2178 S State St Suite B, Ann Arbor, MI 48104, USA | 5.0★ | 548 |
| #2 | Kevin Shettler - State Farm Insurance Agent1935 Pauline Blvd Ste 100A, Ann Arbor, MI 48103, USA | 5.0★ | 411 |
| #3 | Aaron Richards - State Farm insurance Agent530 S Maple Rd, Ann Arbor, MI 48103, USA | 5.0★ | 364 |
| #4 | Ann Arbor Insurance Centre2755 Carpenter Rd, Ann Arbor, MI 48108, USA | 4.9★ | 128 |
| #5 | Concept Insurance4884 S State Rd, Ann Arbor, MI 48108, USA | 4.9★ | 75 |
| #6 | Falcon Insurance Agency of MichiganFloor Seven, 202 E Washington St Suite 711, Ann Arbor, MI 48104, USA | 4.5★ | 103 |
| #7 | Ann Arbor Insurance Associates, LLC1793 W Stadium Blvd, Ann Arbor, MI 48103, USA | 4.3★ | 22 |
| #8 | Farmers Insurance - Julia Jakacki323 S Main St Ste A, Ann Arbor, MI 48104, USA | 4.9★ | 131 |
| #9 | Lequana Robinson Insurance Agency2531 Jackson Ave #318, Ann Arbor, MI 48103, USA | 4.9★ | 83 |
| #10 | Jordan Goebel - State Farm Insurance Agent3003 Washtenaw Ave Suite 5, Ann Arbor, MI 48104, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Ann Arbor
Ann Arbor Insurance Centre
2755 Carpenter Rd, Ann Arbor, MI 48108, USA
Concept Insurance
4884 S State Rd, Ann Arbor, MI 48108, USA
Falcon Insurance Agency of Michigan
Floor Seven, 202 E Washington St Suite 711, Ann Arbor, MI 48104, USA
Ann Arbor Insurance Associates, LLC
1793 W Stadium Blvd, Ann Arbor, MI 48103, USA
Farmers Insurance - Julia Jakacki
323 S Main St Ste A, Ann Arbor, MI 48104, USA
Lequana Robinson Insurance Agency
2531 Jackson Ave #318, Ann Arbor, MI 48103, USA
Jordan Goebel - State Farm Insurance Agent
3003 Washtenaw Ave Suite 5, Ann Arbor, MI 48104, USA
Chuck Knuth - State Farm Insurance Agent
3570 Plymouth Rd, Ann Arbor, MI 48105, USA
Demetrike Wells-O'Brien - State Farm Insurance Agent
2739 Plymouth Rd Ste B, Ann Arbor, MI 48105, USA
Arbor Insurance Agency, Inc.
2750 Carpenter Rd #3, Ann Arbor, MI 48108, USA
Heidi Kussurelis Insurance
2405 S Main St, Ann Arbor, MI 48103, USA
Lockridge Insurance Services LLC
3025 Boardwalk Dr UNIT 157, Ann Arbor, MI 48108, USA
Farah Zaid Alkilanie: Allstate Insurance
2750 Carpenter Rd Suite 1, Ann Arbor, MI 48108, USA
Gallagher Insurance, Risk Management & Consulting
305 E Eisenhower Pkwy #200, Ann Arbor, MI 48108, USA
Eder & Diver Insurance Agency
1250 S Main St, Chelsea, MI 48118, USA
John Avery - State Farm Insurance Agent
709 W Ellsworth Rd Ste 112, Ann Arbor, MI 48108, USA
Kapnick Insurance
1201 Briarwood Cir, Ann Arbor, MI 48108, USA
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Frequently Asked Questions — Insurance Agents in Ann Arbor
What is the difference between a captive and independent insurance agent in Ann Arbor?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Ann Arbor cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Ann Arbor?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Ann Arbor adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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