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We don't have mortgage brokers listed specifically in Balch Springs yet — these top-rated pros from Mesquite serve your area and are available for calls and quotes today.
Low Cost · Balch Springs
Cheap Mortgage Brokers in Balch Springs, TX — Best Prices
Compare mortgage brokers prices in Balch Springs to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Balch Springs, TX by verified customer ratings and review volume. The highest-rated is Mesquite Mortgage with a 4.0-star rating from 1 verified reviews. Also in the top tier: Cedric Pitts - United Mortgage Pros and Not Your Average Lender. The average rating across all listed mortgage brokers in Balch Springs is 4.7 stars from 114 reviews per business on average.
Mortgage brokers in Balch Springs: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
114
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mesquite Mortgage
103 N Broad St, Mesquite, TX 75149, USA
Cedric Pitts - United Mortgage Pros
1509 Paintbrush St, Mesquite, TX 75149, USA
Not Your Average Lender
310 E Interstate 30 Suite M101, Garland, TX 75043, USA
Mortgage Brokers Rankings in Balch Springs, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA | 4.0★ | 1 |
| #2 | Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA | 4.9★ | 78 |
| #3 | Not Your Average Lender310 E Interstate 30 Suite M101, Garland, TX 75043, USA | 3.9★ | 30 |
| #4 | Innovative Lending204 W Broad St Suite C, Forney, TX 75126, USA | 5.0★ | 10 |
| #5 | Nicole Carpenter / Home Loan / Platinum Eagle Mortgage571 FM 548 Suite 132, Forney, TX 75126, USA | 4.8★ | 21 |
| #6 | August REI3960 Broadway Blvd #107, Garland, TX 75043, USA | 4.5★ | 570 |
| #7 | Stonebriar Mortgage6220 Gaston Ave Ste 575, Dallas, TX 75214, USA | 4.8★ | 73 |
| #8 | The Brandy Whitmire Mortgage Team6301 Gaston Ave #1420, Dallas, TX 75214, USA | 4.9★ | 55 |
| #9 | City Bank Mortgage771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA | — | — |
| #10 | Promise Mortgage LLC4306 Curlew Ln, Garland, TX 75043, USA | 5.0★ | 61 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Balch Springs
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126, USA
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126, USA
August REI
3960 Broadway Blvd #107, Garland, TX 75043, USA
Stonebriar Mortgage
6220 Gaston Ave Ste 575, Dallas, TX 75214, USA
The Brandy Whitmire Mortgage Team
6301 Gaston Ave #1420, Dallas, TX 75214, USA
City Bank Mortgage
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA
James Brown - Chase Home Lending Advisor - NMLS ID 661165
401 N Farm to Market 548, Forney, TX 75126, USA
Fairway Home Mortgage - The Heritage Group
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
AsertaLoans
3232 McKinney Ave Suite 500, Dallas, TX 75204, USA
Wade Betz, Mortgage Broker
4514 Cole Ave # 600, Dallas, TX 75205, USA
Christian Johnson - Mortgage Lender
3100 Monticello Ave #335, Dallas, TX 75205, USA
DHI Mortgage
4312 Miller Rd, Rowlett, TX 75088, USA
Jackson Thomas at CrossCountry Mortgage
4925 Greenville Ave # 750, Dallas, TX 75206, USA
Winn Mortgage LLC
Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
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Frequently Asked Questions — Mortgage Brokers in Balch Springs
What does a mortgage broker do differently than going directly to a bank in Balch Springs?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Balch Springs?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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