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Pricing Guide · Balch Springs
Mortgage Brokers Cost in Balch Springs, TX — 2026 Price Guide
What should you pay for mortgage brokers in Balch Springs? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Balch Springs, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mesquite Mortgage with a 4.0-star rating from 1 Google reviews and an RNM Score of 45/100. Also in the top tier: Cedric Pitts - United Mortgage Pros and Not Your Average Lender. The average rating across all listed mortgage brokers in Balch Springs is 4.7 stars from 114 reviews per business on average.
Mortgage brokers in Balch Springs: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
114
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
A solid 4.0-star rating from a handful of Google reviews.
103 N Broad St, Mesquite, TX 75149, USARated 4.9 stars from 78 Google reviews in Mesquite, TX.
1509 Paintbrush St, Mesquite, TX 75149, USAA local mortgage broker with 30 Google reviews averaging 3.9 stars in Garland, TX.
310 E Interstate 30 Suite M101, Garland, TX 75043, USAMortgage Brokers Rankings in Balch Springs, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA | 4.0★ | 1 |
| #2 | Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA | 4.9★ | 78 |
| #3 | Not Your Average Lender310 E Interstate 30 Suite M101, Garland, TX 75043, USA | 3.9★ | 30 |
| #4 | Innovative Lending204 W Broad St Suite C, Forney, TX 75126, USA | 5.0★ | 10 |
| #5 | Nicole Carpenter / Home Loan / Platinum Eagle Mortgage571 FM 548 Suite 132, Forney, TX 75126, USA | 4.8★ | 21 |
| #6 | August REI3960 Broadway Blvd #107, Garland, TX 75043, USA | 4.5★ | 570 |
| #7 | Stonebriar Mortgage6220 Gaston Ave Ste 575, Dallas, TX 75214, USA | 4.8★ | 73 |
| #8 | The Brandy Whitmire Mortgage Team6301 Gaston Ave #1420, Dallas, TX 75214, USA | 4.9★ | 55 |
| #9 | City Bank Mortgage771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA | — | — |
| #10 | Promise Mortgage LLC4306 Curlew Ln, Garland, TX 75043, USA | 5.0★ | 61 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Balch Springs
Top-rated mortgage broker in Forney with a perfect 5.0-star rating from 10 reviews.
204 W Broad St Suite C, Forney, TX 75126, USA
Forney mortgage broker with 4.8 stars from 21 Google reviews.
571 FM 548 Suite 132, Forney, TX 75126, USA
Trusted by hundreds of local clients, earning a strong 4.5-star rating from 570 reviews.
3960 Broadway Blvd #107, Garland, TX 75043, USA
Ranked 4.8 stars from 73 Google reviews in Dallas, TX.
6220 Gaston Ave Ste 575, Dallas, TX 75214, USA
Dallas mortgage broker with 4.9 stars from 55 glowing Google reviews.
6301 Gaston Ave #1420, Dallas, TX 75214, USA
No Google reviews yet, so no local customer feedback is available for this broker.
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA
5.0-star rating from 61 Google reviews for a Garland mortgage broker.
4306 Curlew Ln, Garland, TX 75043, USA
Offers mortgage services in Forney, TX, but has no online customer reviews yet.
401 N Farm to Market 548, Forney, TX 75126, USA
Top-rated Garland mortgage broker with 4.9 stars from over 200 Google reviews.
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
Consistently rated 5.0 stars from over 90 Google reviews in Dallas.
3232 McKinney Ave Suite 500, Dallas, TX 75204, USA
Rated 5.0 stars from 43 Google reviews, this Taylor mortgage broker earns high client trust.
3235 Homer St, Dallas, TX 75206, USA
5.0-star rating from over 200 Google reviews for a Dallas mortgage broker.
4514 Cole Ave # 600, Dallas, TX 75205, USA
Consistently rated 5.0 stars from over 170 Google reviews in Dallas.
3100 Monticello Ave #335, Dallas, TX 75205, USA
Converse mortgage broker with a 4.9-star rating from 80 Google reviews.
6060 N Central Expy Suite 500, Dallas, TX 75206, USA
38 Google reviews give this Rowlett mortgage broker a 3.2-star rating.
4312 Miller Rd, Rowlett, TX 75088, USA
Scores a perfect 5.0-star rating from 165 Google customer reviews.
4925 Greenville Ave # 750, Dallas, TX 75206, USA
Lancaster mortgage broker with no customer reviews yet; first client feedback pending.
Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
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Mortgage Brokers in Balch Springs, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mesquite Mortgage | 45/100 | 4.0 ★ | 1 |
| 2 | Cedric Pitts - United Mortgage Pros | 80/100 | 4.9 ★ | 78 |
| 3 | Not Your Average Lender | 58/100 | 3.9 ★ | 30 |
| 4 | Innovative Lending | 71/100 | 5.0 ★ | 10 |
| 5 | Nicole Carpenter / Home Loan / Platinum Eagle Mortgage | 72/100 | 4.8 ★ | 21 |
| 6 | August REI | 80/100 | 4.5 ★ | 570 |
| 7 | Stonebriar Mortgage | 78/100 | 4.8 ★ | 73 |
| 8 | The Brandy Whitmire Mortgage Team | 78/100 | 4.9 ★ | 55 |
| 9 | City Bank Mortgage | 3/100 | — | 0 |
| 10 | Promise Mortgage LLC | 84/100 | 5.0 ★ | 61 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Balch Springs
What does a mortgage broker do differently than going directly to a bank in Balch Springs?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Balch Springs?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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