Real Reviews · Ballwin
Top-Reviewed Insurance Agents in Ballwin, MO
What are customers actually saying? Read verified reviews for insurance agents in Ballwin — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Ballwin, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Travis Hesser - State Farm Insurance Agent with a 5.0-star rating from 395 Google reviews and an RNM Score of 88/100. Also in the top tier: Hill Agency & Associates - American Family Insurance and Farmers Insurance - John Ralls. The average rating across all listed insurance agents in Ballwin is 4.9 stars from 88 reviews per business on average.
Insurance in Ballwin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Ballwin, MO is home to a variety of insurance agents offering personal and commercial coverage. Consumers can find agents representing major insurance providers like State Farm, American Family, and Shelter Insurance to assist with home, auto, life, and business policies.
- ✓Wide selection of insurance agents in Ballwin, MO
- ✓Agents represent major national insurance brands
- ✓Assistance available for personal and commercial insurance needs
Best Overall
Insurance Broker Resources
Insurance Broker Resources is top-ranked for its strong reputation and comprehensive insurance solutions tailored to Ballwin residents.
Most Reviewed
Farmers Insurance - John Ralls
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Ballwin, compare quotes from multiple agencies and read recent reviews to ensure the agent understands your specific coverage needs.
How to Choose a Insurance Agent in Ballwin
What to look for
- • Local presence and knowledge of the Ballwin, MO area
- • Experience working with clients in your industry or with similar insurance needs
- • Strong communication skills and ability to explain insurance concepts clearly
- • Positive reviews and references from other Ballwin, MO customers
Questions to ask
- • How long have you been an insurance agent serving the Ballwin, MO community?
- • What types of insurance policies do you specialize in, and how can you tailor coverage to my specific needs?
- • Can you provide references from other Ballwin, MO clients you've worked with?
Red flags
- ⚠ Agent is not licensed or registered to sell insurance in Missouri
- ⚠ Unwillingness to provide transparent pricing information or coverage details
- ⚠ Aggressive sales tactics or pressure to purchase policies you're unsure about
In Missouri, insurance agents must be licensed by the Department of Insurance. Be sure to verify an agent's licensing and standing before working with them.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
88
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Ballwin's top-rated insurance agent with a flawless 5.0★ rating from 395 reviews.
13603 Barrett Office Dr STE 102, Ballwin, MO 63021, USABallwin insurance agent with a 4.9-star average from over 180 Google reviews.
119 Old State Rd, Ellisville, MO 63021, USABallwin insurance agent with a perfect 5.0-star rating from 145 customer reviews.
113 Old State Rd Suite 204, Ellisville, MO 63021, USAInsurance Agents Rankings in Ballwin, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Travis Hesser - State Farm Insurance Agent13603 Barrett Office Dr STE 102, Ballwin, MO 63021, USA | 5.0★ | 395 |
| #2 | Hill Agency & Associates - American Family Insurance119 Old State Rd, Ellisville, MO 63021, USA | 4.9★ | 181 |
| #3 | Farmers Insurance - John Ralls113 Old State Rd Suite 204, Ellisville, MO 63021, USA | 5.0★ | 145 |
| #4 | Avery Agency- Farmers Insurance16024 Manchester Rd ste 231, Ellisville, MO 63021, USA | 4.9★ | 132 |
| #5 | Bekah Miller - State Farm Insurance Agent410 Sovereign Ct STE 14, Ballwin, MO 63011, USA | 5.0★ | 131 |
| #6 | D Freihaut Agency & Associates LLC American Family Insurance15117 Manchester Rd, Ballwin, MO 63011, USA | 4.9★ | 114 |
| #7 | Start 2 Finish Insurance Agency LLC10 Strecker Rd #1020, Ellisville, MO 63011, USA | 5.0★ | 83 |
| #8 | Shelter Insurance - David Keane119 Woods Mill Rd, Ballwin, MO 63011, USA | 5.0★ | 82 |
| #9 | WalkerHughes Insurance580 Old State Rd, Ellisville, MO 63021, USA | 5.0★ | 14 |
| #10 | Farmers Insurance - Craig Berry15332 Manchester Rd Ste 211, Ballwin, MO 63011, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Ballwin
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
16024 Manchester Rd ste 231, Ellisville, MO 63021, USA
Ballwin's top-rated insurance agent with a perfect 5.0★ score from 131 reviews.
410 Sovereign Ct STE 14, Ballwin, MO 63011, USA
Ballwin insurance agent with a 4.9-star rating from over 100 Google reviews.
15117 Manchester Rd, Ballwin, MO 63011, USA
Ballwin insurance agent with a perfect 5.0-star rating from over 80 Google reviews.
10 Strecker Rd #1020, Ellisville, MO 63011, USA
5.0 stars from 82 Google reviews reflects exceptional client satisfaction.
119 Woods Mill Rd, Ballwin, MO 63011, USA
Trusted Ballwin insurance agent with a perfect 5.0-star rating from 14 reviews.
580 Old State Rd, Ellisville, MO 63021, USA
5.0 stars from 7 reviews, reflecting exceptional local service.
15332 Manchester Rd Ste 211, Ballwin, MO 63011, USA
5.0-star rating from 44 Google reviews makes this Ballwin insurance agent highly trusted.
16024 Manchester Rd, Ellisville, MO 63021, USA
Trusted Ballwin insurance agent with a 4.9-star rating from 30 reviews.
16274 Westwoods Business Park, Ellisville, MO 63021, USA
With a perfect 5.0★ rating from 20 reviews, this Ballwin agent is highly trusted.
301 Sovereign Ct #119C, Ballwin, MO 63011, USA
5.0 stars from local clients, reflecting exceptional service.
2236 Mason Ln, Ballwin, MO 63021, USA
Ballwin insurance agent with no online reviews yet, offering a fresh start for clients.
15009 Manchester Rd, Ballwin, MO 63011, USA
Ballwin insurance agent with a 4.8-star rating from 24 Google reviews.
410 Sovereign Ct STE 6, Ballwin, MO 63011, USA
Ballwin insurance agent with a flawless 5.0-star rating from 20 Google reviews.
15332 Manchester Rd Suite 220, Ballwin, MO 63011, USA
Ballwin insurance agent with a 4.7-star rating from 78 Google reviews.
110A Holloway Rd, Ballwin, MO 63011, USA
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Insurance Agents in Ballwin, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Travis Hesser - State Farm Insurance Agent | 88/100 | 5.0 ★ | 395 |
| 2 | Hill Agency & Associates - American Family Insurance | 85/100 | 4.9 ★ | 181 |
| 3 | Farmers Insurance - John Ralls | 85/100 | 5.0 ★ | 145 |
| 4 | Avery Agency- Farmers Insurance | 83/100 | 4.9 ★ | 132 |
| 5 | Bekah Miller - State Farm Insurance Agent | 85/100 | 5.0 ★ | 131 |
| 6 | D Freihaut Agency & Associates LLC American Family Insurance | 82/100 | 4.9 ★ | 114 |
| 7 | Start 2 Finish Insurance Agency LLC | 82/100 | 5.0 ★ | 83 |
| 8 | Shelter Insurance - David Keane | 82/100 | 5.0 ★ | 82 |
| 9 | WalkerHughes Insurance | 73/100 | 5.0 ★ | 14 |
| 10 | Farmers Insurance - Craig Berry | 70/100 | 5.0 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Ballwin
What is the difference between a captive and independent insurance agent in Ballwin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Ballwin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Ballwin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Ballwin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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