Top Picks · Florissant
Best Insurance Agents in Florissant, MO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Florissant, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Alex Vogt - State Farm Insurance Agent with a 4.9-star rating from 337 Google reviews and an RNM Score of 87/100. Also in the top tier: John "Rock" Simmons - State Farm Insurance Agent and Nick Fischer Agency, LLC American Family Insurance. The average rating across all listed insurance agents in Florissant is 4.6 stars from 58 reviews per business on average.
Insurance in Florissant: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Nick Fischer Agency, LLC American Family Insurance
This agency is top-ranked for its strong local reputation and comprehensive insurance offerings in Florissant.
Most Reviewed
Nick Fischer Agency, LLC American Family Insurance
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Florissant, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
58
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this Florissant agent holds a near-perfect 4.9-star rating.
301 Rue St. Francois St, Florissant, MO 63031, USA5.0-star rating from over 200 reviews highlights trusted local insurance service.
8139 N Lindbergh Blvd, Florissant, MO 63031, USAProudly serving Florissant with a perfect 5.0-star rating from nearly 100 reviews.
7440 N Lindbergh Blvd, Hazelwood, MO 63042, USAInsurance Agents Rankings in Florissant, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alex Vogt - State Farm Insurance Agent301 Rue St. Francois St, Florissant, MO 63031, USA | 4.9★ | 337 |
| #2 | John "Rock" Simmons - State Farm Insurance Agent8139 N Lindbergh Blvd, Florissant, MO 63031, USA | 5.0★ | 215 |
| #3 | Nick Fischer Agency, LLC American Family Insurance7440 N Lindbergh Blvd, Hazelwood, MO 63042, USA | 5.0★ | 97 |
| #4 | AAA Florissant Insurance and Member Services8194 N Lindbergh Blvd, Florissant, MO 63031, USA | 3.9★ | 110 |
| #5 | Darrell Ditto American Family Insurance925 N Hwy 67, Florissant, MO 63031, USA | 4.9★ | 40 |
| #6 | Miller Agency & Associates, LLC American Family Insurance572 N Hwy 67, Florissant, MO 63031, USA | 4.9★ | 37 |
| #7 | Missouri Insurance Exchange7532 W Florissant Ave, St. Louis, MO 63136, USA | 4.3★ | 122 |
| #8 | Shelter Insurance - Chris Hamilton3837 Vaile Ave Apt E, Florissant, MO 63034, USA | 4.8★ | 71 |
| #9 | Just Insurance10089 W Florissant Ave, St. Louis, MO 63136, USA | 4.5★ | 32 |
| #10 | The Milburn Agency100 St Francois St #207, Florissant, MO 63031, USA | 4.8★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Florissant
Over 100 Google reviews give this Florissant insurance agent a solid 3.9-star rating.
8194 N Lindbergh Blvd, Florissant, MO 63031, USA
4.9-star rating from 40 reviews reflects consistently outstanding local insurance service.
925 N Hwy 67, Florissant, MO 63031, USA
4.9 stars from 37 reviews, reflecting exceptional local client satisfaction.
572 N Hwy 67, Florissant, MO 63031, USA
Trusted by locals with a solid 4.3-star rating from over 120 reviews.
7532 W Florissant Ave, St. Louis, MO 63136, USA
Trusted by locals with a 4.8-star rating from 71 Google reviews.
3837 Vaile Ave Apt E, Florissant, MO 63034, USA
Trusted Florissant insurance agent with 4.5 stars from 32 Google reviews.
10089 W Florissant Ave, St. Louis, MO 63136, USA
4.8 stars from 20 reviews, reflecting consistently excellent client service and satisfaction.
100 St Francois St #207, Florissant, MO 63031, USA
4.3 stars from 18 Google reviews, reflecting solid local customer satisfaction.
39 St Anthony Ln, Florissant, MO 63031, USA
5.0 stars from 10 reviews, reflecting exceptional local service.
717 Rue St. Francois St, Florissant, MO 63031, USA
Highly rated local insurance agent with a 4.9-star average from 9 reviews.
1665 N Hwy 67, Florissant, MO 63031, USA
5.0-star rating from 3 reviews for this Florissant insurance agent.
224 N Hwy 67 STE 123, Florissant, MO 63031, USA
Rated 1.0 stars from 2 Google reviews, indicating mixed customer feedback.
3 Wickham Fen Rd, Florissant, MO 63033, USA
Exceptional 5.0-star rating from a handful of Google reviews in Florissant.
LaVieille Ville Building, 865 Rue St. Francois St, Florissant, MO 63031, USA
5.0-star rating from a small number of Google reviews in Florissant.
Suite 201 2nd Floor, 9191 W Florissant Ave Apt 208, St. Louis, MO 63136, USA
Rated 4.5 stars from 11 Google reviews, this Florissant agent is well-regarded locally.
1650 Shackelford Rd Ste 1551, Florissant, MO 63031, USA
Exceptional 5.0-star rating from 8 Google reviews in Florissant, MO.
224 N Hwy 67 STE 260, Florissant, MO 63031, USA
4.5 stars from 6 reviews, reflecting strong local customer satisfaction.
2412 N Hwy 67, Florissant, MO 63033, USA
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Insurance Agents in Florissant, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 87/100 | 4.9 ★ | 337 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 88/100 | 5.0 ★ | 215 |
| 3 | Nick Fischer Agency, LLC American Family Insurance | 83/100 | 5.0 ★ | 97 |
| 4 | AAA Florissant Insurance and Member Services | 65/100 | 3.9 ★ | 110 |
| 5 | Darrell Ditto American Family Insurance | 77/100 | 4.9 ★ | 40 |
| 6 | Miller Agency & Associates, LLC American Family Insurance | 76/100 | 4.9 ★ | 37 |
| 7 | Missouri Insurance Exchange | 73/100 | 4.3 ★ | 122 |
| 8 | Shelter Insurance - Chris Hamilton | 78/100 | 4.8 ★ | 71 |
| 9 | Just Insurance | 69/100 | 4.5 ★ | 32 |
| 10 | The Milburn Agency | 71/100 | 4.8 ★ | 20 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Florissant
What is the difference between a captive and independent insurance agent in Florissant?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Florissant cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Florissant?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Florissant adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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