24/7 Emergency · Baytown
Emergency Insurance Agents in Baytown, TX — Available 24/7
When you can't wait, these insurance agents in Baytown offer emergency response. Call now — most respond within the hour.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Baytown, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jenny Montes - State Farm Insurance Agent with a 5.0-star rating from 766 Google reviews and an RNM Score of 88/100. Also in the top tier: Freeway Insurance and Randy Casey - State Farm Insurance Agent. The average rating across all listed insurance agents in Baytown is 4.7 stars from 144 reviews per business on average.
Insurance in Baytown: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jenny Montes - State Farm Insurance Agent
Jenny Montes is consistently recognized as a top-ranked agent due to her strong community reputation and personalized customer service.
Most Reviewed
Amtex Insurance
A high review count indicates broad customer experience and trust, helping you gauge reliability from a large sample.
When choosing an insurance agent in Baytown, compare coverage options and customer service responsiveness. Request quotes from multiple agencies to ensure you get the best value and support for your specific needs.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
144
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of customers with a perfect 5.0-star rating.
706 E Cedar Bayou Lynchburg Rd, Baytown, TX 77521, USAHighly rated Baytown insurance agent with 4.8 stars from over 440 reviews.
1248 Garth Rd Ste E, Baytown, TX 77520, USATrusted by hundreds of local clients with an exceptional 4.9-star rating.
4406 N Main St, Baytown, TX 77521, USAInsurance Agents Rankings in Baytown, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jenny Montes - State Farm Insurance Agent706 E Cedar Bayou Lynchburg Rd, Baytown, TX 77521, USA | 5.0★ | 766 |
| #2 | Freeway Insurance1248 Garth Rd Ste E, Baytown, TX 77520, USA | 4.8★ | 444 |
| #3 | Randy Casey - State Farm Insurance Agent4406 N Main St, Baytown, TX 77521, USA | 4.9★ | 347 |
| #4 | Harris County Insurance Center - Baytown, Texas608 Rollingbrook Dr, Baytown, TX 77521, USA | 4.7★ | 47 |
| #5 | Jeff Brabham Agency Inc: Allstate Insurance6919 Garth Rd, Baytown, TX 77521, USA | 4.8★ | 183 |
| #6 | Erik Hirsch - GEICO Insurance Agent4808 East Fwy, Baytown, TX 77521, USA | 4.9★ | 166 |
| #7 | Ai United Insurance1615 N Alexander Dr, Baytown, TX 77520, USA | 4.8★ | 98 |
| #8 | A-MAX Auto Insurance3500 Garth Rd Ste. E500, Baytown, TX 77521, USA | 4.2★ | 59 |
| #9 | Ed Martinez: Allstate Insurance700 Rollingbrook Dr ste f, Baytown, TX 77521, USA | 4.7★ | 59 |
| #10 | TWFG Ratliff Insurance501 W Texas Ave, Baytown, TX 77520, USA | 4.5★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Baytown
Highly rated local insurance agent with 4.7 stars from 47 Google reviews.
608 Rollingbrook Dr, Baytown, TX 77521, USA
Highly rated Baytown insurance agent with 4.8 stars from over 180 reviews.
6919 Garth Rd, Baytown, TX 77521, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
4808 East Fwy, Baytown, TX 77521, USA
98 reviews rank this Baytown insurance agent an exceptional 4.8 stars.
1615 N Alexander Dr, Baytown, TX 77520, USA
Trusted by locals with a solid 4.2-star rating from 59 reviews.
3500 Garth Rd Ste. E500, Baytown, TX 77521, USA
Trusted by locals with a strong 4.7-star rating from 59 reviews.
700 Rollingbrook Dr ste f, Baytown, TX 77521, USA
Consistently rated 4.5 stars by local clients in dozens of reviews.
501 W Texas Ave, Baytown, TX 77520, USA
Trusted by locals with a solid 4.1-star rating from 25 reviews.
230 W Cedar Bayou Lynchburg Rd, Baytown, TX 77521, USA
5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.
1812 N Main St, Baytown, TX 77520, USA
Baytown insurance agent with a perfect 5.0-star rating from 9 Google reviews.
1401 Lacy Dr, Baytown, TX 77520, USA
Baytown insurance agent with a 4.5-star rating from nearly 200 reviews.
3602 Garth Rd, Baytown, TX 77521, USA
Trusted by locals with a strong 4.6-star rating from over 100 reviews.
4611 Garth Rd ste 400, Baytown, TX 77521, USA
4.7 stars from 79 Google reviews highlights trusted local insurance service.
123 E Texas Ave, Baytown, TX 77520, USA
Boasting a 4.7-star rating from 78 Google reviews, this Baytown agency is highly trusted.
411 N Alexander Dr, Baytown, TX 77520, USA
Trusted local agent with a 4.8-star rating from 10 Google reviews.
1248 Garth Rd, Baytown, TX 77520, USA
Highly rated Baytown insurance agent with 4.6 stars from over 100 reviews.
4001 Garth Rd Suite 101, Baytown, TX 77521, USA
4.5 stars from 46 reviews, reflecting consistent local customer satisfaction.
5702 Garth Rd Ste 200, Baytown, TX 77521, USA
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Insurance Agents in Baytown, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jenny Montes - State Farm Insurance Agent | 88/100 | 5.0 ★ | 766 |
| 2 | Freeway Insurance | 85/100 | 4.8 ★ | 444 |
| 3 | Randy Casey - State Farm Insurance Agent | 87/100 | 4.9 ★ | 347 |
| 4 | Harris County Insurance Center - Baytown, Texas | 74/100 | 4.7 ★ | 47 |
| 5 | Jeff Brabham Agency Inc: Allstate Insurance | 83/100 | 4.8 ★ | 183 |
| 6 | Erik Hirsch - GEICO Insurance Agent | 84/100 | 4.9 ★ | 166 |
| 7 | Ai United Insurance | 80/100 | 4.8 ★ | 98 |
| 8 | A-MAX Auto Insurance | 67/100 | 4.2 ★ | 59 |
| 9 | Ed Martinez: Allstate Insurance | 75/100 | 4.7 ★ | 59 |
| 10 | TWFG Ratliff Insurance | 68/100 | 4.5 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Baytown
What is the difference between a captive and independent insurance agent in Baytown?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Baytown cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Baytown?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Baytown adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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