Top Picks · Berkeley
Best Insurance Agents in Berkeley, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Berkeley, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jessica McArdle - State Farm Insurance Agent with a 5.0-star rating from 240 Google reviews and an RNM Score of 88/100. Also in the top tier: Frank Bliss - State Farm Insurance Agent and Client 1st Insurance Agency. The average rating across all listed insurance agents in Berkeley is 4.8 stars from 124 reviews per business on average.
Insurance in Berkeley: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
124
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Top-rated Berkeley insurance agent with a perfect 5.0★ score from 240 reviews.
2025 Rose St #100, Berkeley, CA 94709, USATop-rated Berkeley insurance agent with a perfect 5.0-star rating from over 200 reviews.
1700 Solano Ave A, Berkeley, CA 94707, USARated 4.9 stars from over 200 Google reviews, customers consistently praise their service.
2980 College Ave #1, Berkeley, CA 94705, USAInsurance Agents Rankings in Berkeley, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jessica McArdle - State Farm Insurance Agent2025 Rose St #100, Berkeley, CA 94709, USA | 5.0★ | 240 |
| #2 | Frank Bliss - State Farm Insurance Agent1700 Solano Ave A, Berkeley, CA 94707, USA | 5.0★ | 238 |
| #3 | Client 1st Insurance Agency2980 College Ave #1, Berkeley, CA 94705, USA | 4.9★ | 206 |
| #4 | Sharon Woo - State Farm Insurance Agent2915 Ninth St, Berkeley, CA 94710, USA | 5.0★ | 16 |
| #5 | AAA Berkeley Branch1775 University Ave, Berkeley, CA 94703, USA | 4.3★ | 363 |
| #6 | Jason Ortiz Insurance Agency Inc600 San Pablo Ave, Albany, CA 94706, USA | 5.0★ | 60 |
| #7 | John Kistner - State Farm Insurance Agent1401 San Pablo Ave, Berkeley, CA 94702, USA | 5.0★ | 6 |
| #8 | Fidelity Insurance Service801 Allston Way, Berkeley, CA 94710, USA | 3.7★ | 6 |
| #9 | Mike Mihrzad - State Farm Insurance Agent2288 Fulton St UNIT 310, Berkeley, CA 94704, USA | 4.9★ | 190 |
| #10 | Timothy Carter: Allstate Insurance2489 Martin Luther King Jr Way, Berkeley, CA 94704, USA | 4.8★ | 178 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Berkeley
5.0 stars from 16 Google reviews, reflecting exceptional local customer satisfaction.
2915 Ninth St, Berkeley, CA 94710, USA
Solid 4.3-star rating from over 360 Google reviews for this Berkeley insurance agent.
1775 University Ave, Berkeley, CA 94703, USA
5.0-star rating from 60 Google reviews confirms exceptional local service.
600 San Pablo Ave, Albany, CA 94706, USA
Consistently rated 5.0 stars across six Google reviews.
1401 San Pablo Ave, Berkeley, CA 94702, USA
Berkeley insurance agent with 3.7 stars from 6 Google reviews.
801 Allston Way, Berkeley, CA 94710, USA
Boasting a 4.9-star rating from over 190 reviews, this Berkeley agent is highly trusted.
2288 Fulton St UNIT 310, Berkeley, CA 94704, USA
Berkeley's premier insurance agent, rated 4.8 stars from 178 glowing Google reviews.
2489 Martin Luther King Jr Way, Berkeley, CA 94704, USA
Berkeley insurance agent with a 4.9-star rating from over 140 Google reviews.
2517 Sacramento St Ste B, Berkeley, CA 94702, USA
Exceptional 4.9-star rating from over 120 Google reviews for a local agent.
2288 Fulton St UNIT 310, Berkeley, CA 94704, USA
Trusted by hundreds of Berkeley clients, earning a 4.9-star rating from 106 reviews.
1798 Shattuck Ave., Berkeley, CA 94709, USA
Berkeley's top-rated insurance agent with a perfect 5.0★ score from over 100 reviews.
600 San Pablo Ave Ste 201, Albany, CA 94706, USA
Boasting a solid 4.3-star rating from a handful of local reviews.
1775 University Ave, Berkeley, CA 94703, USA
Rated 5.0 stars from 4 Google reviews, this Berkeley insurance agent is highly regarded.
555 Pierce St CML#2, Albany, CA 94706, USA
Newly listed, this Berkeley insurance agent has no customer reviews yet.
2625 Alcatraz Ave #700, Berkeley, CA 94705, USA
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Insurance Agents in Berkeley, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jessica McArdle - State Farm Insurance Agent | 88/100 | 5.0 ★ | 240 |
| 2 | Frank Bliss - State Farm Insurance Agent | 88/100 | 5.0 ★ | 238 |
| 3 | Client 1st Insurance Agency | 86/100 | 4.9 ★ | 206 |
| 4 | Sharon Woo - State Farm Insurance Agent | 74/100 | 5.0 ★ | 16 |
| 5 | AAA Berkeley Branch | 76/100 | 4.3 ★ | 363 |
| 6 | Jason Ortiz Insurance Agency Inc | 81/100 | 5.0 ★ | 60 |
| 7 | John Kistner - State Farm Insurance Agent | 69/100 | 5.0 ★ | 6 |
| 8 | Fidelity Insurance Service | 47/100 | 3.7 ★ | 6 |
| 9 | Mike Mihrzad - State Farm Insurance Agent | 85/100 | 4.9 ★ | 190 |
| 10 | Timothy Carter: Allstate Insurance | 83/100 | 4.8 ★ | 178 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Berkeley
What is the difference between a captive and independent insurance agent in Berkeley?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Berkeley cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Berkeley?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Berkeley adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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