Low Cost · Bethlehem
Cheap Mortgage Brokers in Bethlehem, PA — Best Prices
Compare mortgage brokers prices in Bethlehem to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Bethlehem, PA by verified customer ratings and review volume. The highest-rated is Atlantic Home Loans with a 4.9-star rating from 215 verified reviews. Also in the top tier: Revolution Mortgage and Brandon Matyas at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Bethlehem is 4.9 stars from 45 reviews per business on average.
Mortgage brokers in Bethlehem: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
45
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Atlantic Home Loans
2770 Emrick Blvd Suite B-7, Bethlehem, PA 18020, USA
Revolution Mortgage
4647 Saucon Creek Rd Suite 201, Office 214, Center Valley, PA 18034, USA
Brandon Matyas at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017, USA
Mortgage Brokers Rankings in Bethlehem, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Atlantic Home Loans2770 Emrick Blvd Suite B-7, Bethlehem, PA 18020, USA | 4.9★ | 215 |
| #2 | Revolution Mortgage4647 Saucon Creek Rd Suite 201, Office 214, Center Valley, PA 18034, USA | 5.0★ | 107 |
| #3 | Brandon Matyas at CrossCountry Mortgage236 Brodhead Rd, Bethlehem, PA 18017, USA | 5.0★ | 66 |
| #4 | Guild Mortgage - Elizabeth Hunt306 S New St 110 Office 208, Bethlehem, PA 18015, USA | 5.0★ | 28 |
| #5 | Sandra Wyland at CrossCountry Mortgage1019 W Broad St, Bethlehem, PA 18018, USA | 5.0★ | 14 |
| #6 | Caden Twaddle-Mortgage Advisor4329 Easton Ave, Bethlehem, PA 18020, USA | 5.0★ | 38 |
| #7 | Deborah George at CrossCountry Mortgage1019 W Broad St, Bethlehem, PA 18018, USA | 5.0★ | 10 |
| #8 | Chris Leeck - NEXA Mortgage Bethlehem35 E Elizabeth Ave #33, Bethlehem, PA 18018, USA | 5.0★ | 2 |
| #9 | Finance of America Mortgage LLC1 E Broad St Suite 450, Bethlehem, PA 18018, USA | 4.6★ | 103 |
| #10 | Christopher Lewis at CrossCountry Mortgage236 Brodhead Rd, Bethlehem, PA 18017, USA | 5.0★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Bethlehem
Guild Mortgage - Elizabeth Hunt
306 S New St 110 Office 208, Bethlehem, PA 18015, USA
Sandra Wyland at CrossCountry Mortgage
1019 W Broad St, Bethlehem, PA 18018, USA
Caden Twaddle-Mortgage Advisor
4329 Easton Ave, Bethlehem, PA 18020, USA
Deborah George at CrossCountry Mortgage
1019 W Broad St, Bethlehem, PA 18018, USA
Chris Leeck - NEXA Mortgage Bethlehem
35 E Elizabeth Ave #33, Bethlehem, PA 18018, USA
Finance of America Mortgage LLC
1 E Broad St Suite 450, Bethlehem, PA 18018, USA
Christopher Lewis at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017, USA
Guild Mortgage Company
306 S New St 110 Office 208, Bethlehem, PA 18015, USA
Kyle Stolte - Mortgage Broker
1251 S Cedar Crest Blvd Suite 107-F, Allentown, PA 18103, USA
Elitemortgage.group
316 W Broad St Unit 1, Bethlehem, PA 18018, USA
Planet Home Lending, LLC - Lehigh Valley
236 Brodhead Rd, Bethlehem, PA 18017, USA
Scott Tomlinson, Finance of America Mortgage LLC
1 E Broad St Suite 450, Bethlehem, PA 18018, USA
Lori Lewis at CrossCountry Mortgage | NMLS# 133577
1019 W Broad St, Bethlehem, PA 18018, USA
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Frequently Asked Questions — Mortgage Brokers in Bethlehem
What does a mortgage broker do differently than going directly to a bank in Bethlehem?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bethlehem?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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