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As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Bethlehem, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Atlantic Home Loans with a 4.9-star rating from 215 Google reviews and an RNM Score of 86/100. Also in the top tier: Revolution Mortgage and Brandon Matyas at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Bethlehem is 4.9 stars from 45 reviews per business on average.
Mortgage brokers in Bethlehem: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guild Mortgage - Elizabeth Hunt
Guild Mortgage - Elizabeth Hunt is highlighted as a top-ranked broker due to a combination of strong local reputation, personalized service, and industry expertise.
Most Reviewed
Lori Lewis at CrossCountry Mortgage | NMLS# 133577
A high volume of reviews indicates broad client experience and trust, helping consumers gauge reliability and service consistency.
When choosing a mortgage broker in Bethlehem, compare rates, fees, and responsiveness from multiple brokers, and check their reviews and local market knowledge to ensure a smooth home-buying process.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
45
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Bethlehem's top-rated mortgage broker with 4.9 stars from over 200 reviews.
2770 Emrick Blvd Suite B-7, Bethlehem, PA 18020, USARated 5.0 stars from over 100 Google reviews by local clients.
4647 Saucon Creek Rd Suite 201, Office 214, Center Valley, PA 18034, USABethlehem's top-rated mortgage broker with a perfect 5.0★ from 66 Google reviews.
236 Brodhead Rd, Bethlehem, PA 18017, USAMortgage Brokers Rankings in Bethlehem, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Atlantic Home Loans2770 Emrick Blvd Suite B-7, Bethlehem, PA 18020, USA | 4.9★ | 215 |
| #2 | Revolution Mortgage4647 Saucon Creek Rd Suite 201, Office 214, Center Valley, PA 18034, USA | 5.0★ | 107 |
| #3 | Brandon Matyas at CrossCountry Mortgage236 Brodhead Rd, Bethlehem, PA 18017, USA | 5.0★ | 66 |
| #4 | Caden Twaddle-Mortgage Advisor4329 Easton Ave, Bethlehem, PA 18020, USA | 5.0★ | 38 |
| #5 | Deborah George at CrossCountry Mortgage1019 W Broad St, Bethlehem, PA 18018, USA | 5.0★ | 10 |
| #6 | Finance of America Mortgage LLC1 E Broad St Suite 450, Bethlehem, PA 18018, USA | 4.6★ | 103 |
| #7 | Guild Mortgage - Elizabeth Hunt306 S New St 110 Office 208, Bethlehem, PA 18015, USA | 5.0★ | 28 |
| #8 | Lori Lewis at CrossCountry Mortgage | NMLS# 1335771019 W Broad St, Bethlehem, PA 18018, USA | 5.0★ | 14 |
| #9 | Planet Home Lending, LLC - Lehigh Valley236 Brodhead Rd, Bethlehem, PA 18017, USA | 4.7★ | 30 |
| #10 | Christopher Lewis at CrossCountry Mortgage236 Brodhead Rd, Bethlehem, PA 18017, USA | 5.0★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bethlehem
Bethlehem's top-rated mortgage broker with a flawless 5.0-star rating from 38 reviews.
4329 Easton Ave, Bethlehem, PA 18020, USA
Highly rated local mortgage broker with a perfect 5.0-star score from 10 reviews.
1019 W Broad St, Bethlehem, PA 18018, USA
Rated 4.6 stars from over 100 Google reviews, this trusted local mortgage broker serves Bethlehem.
1 E Broad St Suite 450, Bethlehem, PA 18018, USA
Rated 5.0 stars from 28 Google reviews, highly trusted by local clients.
306 S New St 110 Office 208, Bethlehem, PA 18015, USA
Bethlehem mortgage broker with a perfect 5.0-star rating from 14 Google reviews.
1019 W Broad St, Bethlehem, PA 18018, USA
Rated 4.7 stars from 30 Google reviews, this local broker is highly trusted.
236 Brodhead Rd, Bethlehem, PA 18017, USA
Bethlehem's top-rated mortgage broker with a perfect 5.0★ score from 25 reviews.
236 Brodhead Rd, Bethlehem, PA 18017, USA
Consistently earns a perfect 5.0-star rating from local clients.
1251 S Cedar Crest Blvd Suite 107-F, Allentown, PA 18103, USA
Trusted local mortgage broker with a perfect 5.0-star rating from clients.
316 W Broad St Unit 1, Bethlehem, PA 18018, USA
Rated 4.2 stars from 5 Google reviews by past clients in Bethlehem.
1 E Broad St Suite 450, Bethlehem, PA 18018, USA
5.0 stars from 14 Google reviews, reflecting exceptional local client satisfaction.
1019 W Broad St, Bethlehem, PA 18018, USA
Rated 5.0 stars from two Google reviews, this Bethlehem mortgage broker earns high praise.
35 E Elizabeth Ave #33, Bethlehem, PA 18018, USA
New to Google Reviews; no customer ratings yet for this Bethlehem mortgage broker.
306 S New St 110 Office 208, Bethlehem, PA 18015, USA
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Mortgage Brokers in Bethlehem, PA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Atlantic Home Loans | 86/100 | 4.9 ★ | 215 |
| 2 | Revolution Mortgage | 84/100 | 5.0 ★ | 107 |
| 3 | Brandon Matyas at CrossCountry Mortgage | 81/100 | 5.0 ★ | 66 |
| 4 | Caden Twaddle-Mortgage Advisor | 78/100 | 5.0 ★ | 38 |
| 5 | Deborah George at CrossCountry Mortgage | 71/100 | 5.0 ★ | 10 |
| 6 | Finance of America Mortgage LLC | 77/100 | 4.6 ★ | 103 |
| 7 | Guild Mortgage - Elizabeth Hunt | 77/100 | 5.0 ★ | 28 |
| 8 | Lori Lewis at CrossCountry Mortgage | NMLS# 133577 | 73/100 | 5.0 ★ | 14 |
| 9 | Planet Home Lending, LLC - Lehigh Valley | 72/100 | 4.7 ★ | 30 |
| 10 | Christopher Lewis at CrossCountry Mortgage | 76/100 | 5.0 ★ | 25 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bethlehem
What does a mortgage broker do differently than going directly to a bank in Bethlehem?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bethlehem?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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