Local Pros · Blaine
Local Insurance Agents in Blaine, MN
Locally owned and operated insurance agents serving Blaine and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 13 insurance agents in Blaine, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ameriguard Insurance Agency with a 5.0-star rating from 606 Google reviews and an RNM Score of 88/100. Also in the top tier: Tom Holland - State Farm Insurance Agent and Whiting & Associates, Inc. American Family Insurance. The average rating across all listed insurance agents in Blaine is 4.9 stars from 144 reviews per business on average.
Insurance in Blaine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Tom Holland - State Farm Insurance Agent
Tom Holland is the first listed and a State Farm agent, offering trusted coverage with a strong local presence in Blaine.
Most Reviewed
Uram Insurance Agency
A high review count indicates consistent customer satisfaction and reliability, helping consumers gauge trustworthiness.
When choosing an insurance agent in Blaine, compare quotes from multiple agencies and check recent online reviews to ensure the agent handles claims efficiently and meets your specific coverage needs.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
144
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Top-rated Blaine insurance agent with a perfect 5.0-star rating from over 600 reviews.
9380 Central Ave NE #360, Blaine, MN 55434, USATrusted by hundreds of local clients with a near-perfect 4.9-star rating.
11933 Central Ave NE, Blaine, MN 55434, USARated 4.9 stars from over 250 Google reviews for trusted local insurance guidance.
12265 Central Ave NE STE 104, Blaine, MN 55434, USAInsurance Agents Rankings in Blaine, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ameriguard Insurance Agency9380 Central Ave NE #360, Blaine, MN 55434, USA | 5.0★ | 606 |
| #2 | Tom Holland - State Farm Insurance Agent11933 Central Ave NE, Blaine, MN 55434, USA | 4.9★ | 321 |
| #3 | Whiting & Associates, Inc. American Family Insurance12265 Central Ave NE STE 104, Blaine, MN 55434, USA | 4.9★ | 254 |
| #4 | Deluxe Insurance Group912 125th Ln NE, Blaine, MN 55434, USA | 4.2★ | 32 |
| #5 | Onyx Insurance Brokers Inc3521 88th Ave NE, Circle Pines, MN 55014, USA | 5.0★ | 137 |
| #6 | Hometown MN Insurance Brokerage LLC4325 Pheasant Ridge Dr NE Suite 603C, Blaine, MN 55449, USA | 5.0★ | 122 |
| #7 | Uram Insurance Agency8634 Central Ave NE, Blaine, MN 55434, USA | 4.9★ | 16 |
| #8 | Garth Merriman - State Farm Insurance Agent1250 126th Ave NE Bay 500, Blaine, MN 55434, USA | 4.9★ | 179 |
| #9 | Jeremy R Brandt Agency Inc American Family Insurance12265 Central Ave NE STE 101, Blaine, MN 55434, USA | 4.8★ | 36 |
| #10 | Farmers Insurance - Hoa Nguyen12203 Aberdeen St NE Ste 130, Blaine, MN 55449, USA | 4.6★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Blaine
Trusted Blaine insurance agent with a solid 4.2-star rating from 32 reviews.
912 125th Ln NE, Blaine, MN 55434, USA
Blaine insurance agent with a perfect 5.0-star rating from over 130 reviews.
3521 88th Ave NE, Circle Pines, MN 55014, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
4325 Pheasant Ridge Dr NE Suite 603C, Blaine, MN 55449, USA
Top-rated Blaine insurance agent with a 4.9-star average from 16 reviews.
8634 Central Ave NE, Blaine, MN 55434, USA
Blaine insurance agent with exceptional 4.9-star rating from 179 reviews.
1250 126th Ave NE Bay 500, Blaine, MN 55434, USA
Highly rated Blaine insurance agent with a 4.8-star average from 36 reviews.
12265 Central Ave NE STE 101, Blaine, MN 55434, USA
4.6 stars from 21 reviews, reflecting strong local customer satisfaction.
12203 Aberdeen St NE Ste 130, Blaine, MN 55449, USA
5.0 stars from 29 reviews, reflecting exceptional customer satisfaction in Blaine.
6420 Langer Ln, Lino Lakes, MN 55038, USA
Blaine insurance agent with a perfect 5.0-star rating from 19 Google reviews.
12248 Jefferson St NE, Blaine, MN 55434, USA
Highly rated Blaine insurance agent with 4.9 stars from hundreds of reviews.
7031 20th Ave S, Hugo, MN 55038, USA
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Insurance Agents in Blaine, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ameriguard Insurance Agency | 88/100 | 5.0 ★ | 606 |
| 2 | Tom Holland - State Farm Insurance Agent | 87/100 | 4.9 ★ | 321 |
| 3 | Whiting & Associates, Inc. American Family Insurance | 87/100 | 4.9 ★ | 254 |
| 4 | Deluxe Insurance Group | 64/100 | 4.2 ★ | 32 |
| 5 | Onyx Insurance Brokers Inc | 85/100 | 5.0 ★ | 137 |
| 6 | Hometown MN Insurance Brokerage LLC | 84/100 | 5.0 ★ | 122 |
| 7 | Uram Insurance Agency | 72/100 | 4.9 ★ | 16 |
| 8 | Garth Merriman - State Farm Insurance Agent | 85/100 | 4.9 ★ | 179 |
| 9 | Jeremy R Brandt Agency Inc American Family Insurance | 75/100 | 4.8 ★ | 36 |
| 10 | Farmers Insurance - Hoa Nguyen | 68/100 | 4.6 ★ | 21 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Blaine
What is the difference between a captive and independent insurance agent in Blaine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Blaine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Blaine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Blaine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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