Highest Rated · Blaine
Top-Rated Insurance Agents in Blaine, MN
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 13 insurance agents in Blaine, MN by verified customer ratings and review volume. The highest-rated is Ameriguard Insurance Agency with a 5.0-star rating from 606 verified reviews. Also in the top tier: Tom Holland - State Farm Insurance Agent and Whiting & Associates, Inc. American Family Insurance. The average rating across all listed insurance agents in Blaine is 4.9 stars from 144 reviews per business on average.
Insurance in Blaine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
144
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Ameriguard Insurance Agency
9380 Central Ave NE #360, Blaine, MN 55434, USA
Tom Holland - State Farm Insurance Agent
11933 Central Ave NE, Blaine, MN 55434, USA
Whiting & Associates, Inc. American Family Insurance
12265 Central Ave NE STE 104, Blaine, MN 55434, USA
Insurance Agents Rankings in Blaine, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ameriguard Insurance Agency9380 Central Ave NE #360, Blaine, MN 55434, USA | 5.0★ | 606 |
| #2 | Tom Holland - State Farm Insurance Agent11933 Central Ave NE, Blaine, MN 55434, USA | 4.9★ | 321 |
| #3 | Whiting & Associates, Inc. American Family Insurance12265 Central Ave NE STE 104, Blaine, MN 55434, USA | 4.9★ | 254 |
| #4 | Hometown MN Insurance Brokerage LLC4325 Pheasant Ridge Dr NE Suite 603C, Blaine, MN 55449, USA | 5.0★ | 122 |
| #5 | Onyx Insurance Brokers Inc3521 88th Ave NE, Circle Pines, MN 55014, USA | 5.0★ | 137 |
| #6 | Deluxe Insurance Group912 125th Ln NE, Blaine, MN 55434, USA | 4.2★ | 32 |
| #7 | Lofboom Insurance Agency12248 Jefferson St NE, Blaine, MN 55434, USA | 5.0★ | 19 |
| #8 | Uram Insurance Agency8634 Central Ave NE, Blaine, MN 55434, USA | 4.9★ | 16 |
| #9 | Garth Merriman - State Farm Insurance Agent1250 126th Ave NE Bay 500, Blaine, MN 55434, USA | 4.9★ | 179 |
| #10 | Farmers Insurance - Hoa Nguyen12203 Aberdeen St NE Ste 130, Blaine, MN 55449, USA | 4.6★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Blaine
Hometown MN Insurance Brokerage LLC
4325 Pheasant Ridge Dr NE Suite 603C, Blaine, MN 55449, USA
Onyx Insurance Brokers Inc
3521 88th Ave NE, Circle Pines, MN 55014, USA
Deluxe Insurance Group
912 125th Ln NE, Blaine, MN 55434, USA
Lofboom Insurance Agency
12248 Jefferson St NE, Blaine, MN 55434, USA
Uram Insurance Agency
8634 Central Ave NE, Blaine, MN 55434, USA
Garth Merriman - State Farm Insurance Agent
1250 126th Ave NE Bay 500, Blaine, MN 55434, USA
Farmers Insurance - Hoa Nguyen
12203 Aberdeen St NE Ste 130, Blaine, MN 55449, USA
Jeremy R Brandt Agency Inc American Family Insurance
12265 Central Ave NE STE 101, Blaine, MN 55434, USA
Insurance Brokers MN -Lino Lakes - Hugo
6420 Langer Ln, Lino Lakes, MN 55038, USA
All City Insurance Agency
7031 20th Ave S, Hugo, MN 55038, USA
Get Free Quotes
We'll connect you with the top insurance agents in Blaine, MN.
Frequently Asked Questions — Insurance Agents in Blaine
What is the difference between a captive and independent insurance agent in Blaine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Blaine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Blaine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Blaine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Blaine
Related Searches
More ways to find insurance agents in Blaine
Insurance Agents in nearby cities