Local Pros · Bowie
Local Mortgage Brokers in Bowie, MD
Locally owned and operated mortgage brokers serving Bowie and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Bowie, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is HMA Mortgage with a 4.8-star rating from 80 Google reviews and an RNM Score of 90/100. Also in the top tier: John R Moore - CrossCountry Mortgage and Navigator Mortgage Brokers - Jason Turner. The average rating across all listed mortgage brokers in Bowie is 5 stars from 38 reviews per business on average.
Mortgage brokers in Bowie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Kevin Newton - Guaranteed Rate, Inc
Kevin Newton is top-ranked for his strong reputation and consistent client satisfaction in the Bowie area.
Most Reviewed
Kevin Newton - Guaranteed Rate, Inc
A high number of reviews indicates broad experience and trust from many past clients.
When choosing a mortgage broker in Bowie, compare loan options and fees across multiple brokers, and ask for references to ensure they fit your specific financial situation.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
38
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Bowie's top-rated mortgage broker with 4.8 stars from 80 Google reviews.
2200 Defense Hwy #100, Crofton, MD 21114, USABowie's top-rated mortgage broker with a perfect 5.0★ score from over 130 reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USABowie's top-rated mortgage broker with a flawless 5.0-star rating from 71 reviews.
16701 Melford Blvd #459, Bowie, MD 20715, USAMortgage Brokers Rankings in Bowie, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | HMA Mortgage2200 Defense Hwy #100, Crofton, MD 21114, USA | 4.8★ | 80 |
| #2 | John R Moore - CrossCountry Mortgage2127 Espey Ct # 208, Crofton, MD 21114, USA | 5.0★ | 130 |
| #3 | Navigator Mortgage Brokers - Jason Turner16701 Melford Blvd #459, Bowie, MD 20715, USA | 5.0★ | 71 |
| #4 | Fairway Independent Mortgage Corporation4201 Northview Dr #315, Bowie, MD 20716, USA | 5.0★ | 30 |
| #5 | Jason Lippman | NEXA Mortgage LLC2670 Carver Rd, Gambrills, MD 21054, USA | 5.0★ | 5 |
| #6 | The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans.804 Jennings Mill Dr, Bowie, MD 20721, USA | 5.0★ | 1 |
| #7 | Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC2127 Espey Ct # 208, Crofton, MD 21114, USA | 4.9★ | 34 |
| #8 | Lori Wilson - Ameris Bank Mortgage16701 Melford Blvd Suite 124, Bowie, MD 20715, USA | 5.0★ | 31 |
| #9 | The Paquin Team2200 Defense Hwy Suite 400, Crofton, MD 21114, USA | 4.9★ | 75 |
| #10 | Bryan Lovern at CrossCountry Mortgage2127 Espey Ct # 208, Crofton, MD 21114, USA | 4.9★ | 67 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bowie
5.0 stars from 30 Google reviews, reflecting exceptional local client satisfaction.
4201 Northview Dr #315, Bowie, MD 20716, USA
Praised by clients with a perfect 5.0-star rating from 5 Google reviews.
2670 Carver Rd, Gambrills, MD 21054, USA
A 5.0-star rating from a small number of local Google reviews.
804 Jennings Mill Dr, Bowie, MD 20721, USA
Consistently rated 4.9 stars from 34 Google reviews in Bowie.
2127 Espey Ct # 208, Crofton, MD 21114, USA
Bowie's top-rated mortgage broker, with a perfect 5.0-star average from 31 reviews.
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Bowie's top-rated mortgage broker with 4.9 stars from 75 glowing Google reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie mortgage broker with a 4.9-star rating from 67 Google reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USA
59 Google reviews give this Bowie mortgage broker an exceptional 5.0-star rating.
2200 Defense Hwy, Crofton, MD 21114, USA
Bowie mortgage broker with a perfect 5.0-star rating from 28 Google reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie's top-rated mortgage broker with a perfect 5.0-star score from 26 reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie mortgage broker with a perfect 5.0-star rating from 12 Google reviews.
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Trusted Bowie mortgage broker with a perfect 5.0★ rating from 11 Google reviews.
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754, USA
Bowie mortgage broker with a perfect 5.0-star rating from 10 reviews.
16701 Melford Blvd Suite 400, Bowie, MD 20715, USA
Rated 5.0 stars from a few Google reviews by satisfied clients in Bowie.
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
Bowie's top-rated mortgage broker with a perfect 5.0 stars from 31 reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USA
5.0 stars from 11 Google reviews highlights trusted local mortgage service.
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
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Mortgage Brokers in Bowie, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | HMA Mortgage | 90/100 | 4.8 ★ | 80 |
| 2 | John R Moore - CrossCountry Mortgage | 85/100 | 5.0 ★ | 130 |
| 3 | Navigator Mortgage Brokers - Jason Turner | 82/100 | 5.0 ★ | 71 |
| 4 | Fairway Independent Mortgage Corporation | 77/100 | 5.0 ★ | 30 |
| 5 | Jason Lippman | NEXA Mortgage LLC | 68/100 | 5.0 ★ | 5 |
| 6 | The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans. | 62/100 | 5.0 ★ | 1 |
| 7 | Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC | 76/100 | 4.9 ★ | 34 |
| 8 | Lori Wilson - Ameris Bank Mortgage | 77/100 | 5.0 ★ | 31 |
| 9 | The Paquin Team | 80/100 | 4.9 ★ | 75 |
| 10 | Bryan Lovern at CrossCountry Mortgage | 80/100 | 4.9 ★ | 67 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bowie
What does a mortgage broker do differently than going directly to a bank in Bowie?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bowie?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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