Highest Rated · Bowie
Top-Rated Mortgage Brokers in Bowie, MD
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Bowie, MD by verified customer ratings and review volume. The highest-rated is HMA Mortgage with a 4.8-star rating from 80 verified reviews. Also in the top tier: John R Moore - CrossCountry Mortgage and Navigator Mortgage Brokers - Jason Turner. The average rating across all listed mortgage brokers in Bowie is 5 stars from 38 reviews per business on average.
Mortgage brokers in Bowie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
38
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
John R Moore - CrossCountry Mortgage
2127 Espey Ct # 208, Crofton, MD 21114, USA
Navigator Mortgage Brokers - Jason Turner
16701 Melford Blvd #459, Bowie, MD 20715, USA
Mortgage Brokers Rankings in Bowie, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | HMA Mortgage2200 Defense Hwy #100, Crofton, MD 21114, USA | 4.8★ | 80 |
| #2 | John R Moore - CrossCountry Mortgage2127 Espey Ct # 208, Crofton, MD 21114, USA | 5.0★ | 130 |
| #3 | Navigator Mortgage Brokers - Jason Turner16701 Melford Blvd #459, Bowie, MD 20715, USA | 5.0★ | 71 |
| #4 | Michelle McCullough - Ameris Bank Mortgage16701 Melford Blvd Suite 124, Bowie, MD 20715, USA | 5.0★ | 12 |
| #5 | Lori Wilson - Ameris Bank Mortgage16701 Melford Blvd Suite 124, Bowie, MD 20715, USA | 5.0★ | 31 |
| #6 | Kent Ege with First Heritage Mortgage2200 Defense Hwy, Crofton, MD 21114, USA | 5.0★ | 59 |
| #7 | The Paquin Team2200 Defense Hwy Suite 400, Crofton, MD 21114, USA | 4.9★ | 75 |
| #8 | Fairway Independent Mortgage Corporation4201 Northview Dr #315, Bowie, MD 20716, USA | 5.0★ | 30 |
| #9 | Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC2127 Espey Ct # 208, Crofton, MD 21114, USA | 4.9★ | 34 |
| #10 | CrossCountry Mortgage, LLC16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Bowie
Michelle McCullough - Ameris Bank Mortgage
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Lori Wilson - Ameris Bank Mortgage
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Kent Ege with First Heritage Mortgage
2200 Defense Hwy, Crofton, MD 21114, USA
The Paquin Team
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Fairway Independent Mortgage Corporation
4201 Northview Dr #315, Bowie, MD 20716, USA
Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC
2127 Espey Ct # 208, Crofton, MD 21114, USA
CrossCountry Mortgage, LLC
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
Bryan Lovern at CrossCountry Mortgage
2127 Espey Ct # 208, Crofton, MD 21114, USA
Kevin Newton - Guaranteed Rate, Inc
16701 Melford Blvd Suite 400, Bowie, MD 20715, USA
Samantha Bowie at First Heritage Mortgage, LLC
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754, USA
Kyle Davidson Meridian Bank Mortgage
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans.
804 Jennings Mill Dr, Bowie, MD 20721, USA
Stephen Flounlacker at CrossCountry Mortgage
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
The Kurrle Team of First Home Mortgage
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bill Hylind at CrossCountry Mortgage
2127 Espey Ct # 208, Crofton, MD 21114, USA
Jason Lippman | NEXA Mortgage LLC
2670 Carver Rd, Gambrills, MD 21054, USA
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Frequently Asked Questions — Mortgage Brokers in Bowie
What does a mortgage broker do differently than going directly to a bank in Bowie?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bowie?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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