Near You · Carrollton
Mortgage Brokers Near You in Carrollton, TX
Find mortgage brokers close to you in Carrollton. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Carrollton, TX by verified customer ratings and review volume. The highest-rated is Signature Lending Services with a 5.0-star rating from 210 verified reviews. Also in the top tier: Brian Tutt | Empower Lending Team and Chris Pedison at CrossCountry Mortgage | NMLS #272747. The average rating across all listed mortgage brokers in Carrollton is 4.7 stars from 94 reviews per business on average.
Mortgage brokers in Carrollton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.7★
Avg rating
94
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Signature Lending Services
15851 Dallas Pkwy #600, Addison, TX 75001, USA
Brian Tutt | Empower Lending Team
4201 Marsh Ln, Carrollton, TX 75007, USA
Chris Pedison at CrossCountry Mortgage | NMLS #272747
15851 Dallas Pkwy Suite 700, Addison, TX 75001, USA
Mortgage Brokers Rankings in Carrollton, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Signature Lending Services15851 Dallas Pkwy #600, Addison, TX 75001, USA | 5.0★ | 210 |
| #2 | Brian Tutt | Empower Lending Team4201 Marsh Ln, Carrollton, TX 75007, USA | 5.0★ | 153 |
| #3 | Chris Pedison at CrossCountry Mortgage | NMLS #27274715851 Dallas Pkwy Suite 700, Addison, TX 75001, USA | 5.0★ | 111 |
| #4 | Aspire Mortgage Group405 State Hwy 121 Building A Suite A250, Lewisville, TX 75067, USA | 5.0★ | 96 |
| #5 | Neighborhood Loans | Addison (Ryan Schmid - NMLS #1518608)14131 Midway Rd, Addison, TX 75001, USA | 4.8★ | 20 |
| #6 | The Texas Home Team15601 Dallas Pkwy #125, Addison, TX 75001, USA | 5.0★ | 94 |
| #7 | Just Mortgages, Inc.2418 Marsh Ln #104, Carrollton, TX 75006, USA | 4.5★ | 8 |
| #8 | Michael Inkman | Fairway Independent Mortgage Corporation4201 Marsh Ln, Carrollton, TX 75007, USA | 5.0★ | 143 |
| #9 | Fairway Independent Mortgage Corporation4201 Marsh Ln, Carrollton, TX 75007, USA | 3.3★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Carrollton
Aspire Mortgage Group
405 State Hwy 121 Building A Suite A250, Lewisville, TX 75067, USA
Neighborhood Loans | Addison (Ryan Schmid - NMLS #1518608)
14131 Midway Rd, Addison, TX 75001, USA
The Texas Home Team
15601 Dallas Pkwy #125, Addison, TX 75001, USA
Just Mortgages, Inc.
2418 Marsh Ln #104, Carrollton, TX 75006, USA
Michael Inkman | Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007, USA
Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007, USA
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Frequently Asked Questions — Mortgage Brokers in Carrollton
What does a mortgage broker do differently than going directly to a bank in Carrollton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Carrollton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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