Top Picks · Plano
Best Mortgage Brokers in Plano, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Plano, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Richard Woodward Team Nexa Mortgage with a 5.0-star rating from 343 Google reviews and an RNM Score of 100/100. Also in the top tier: Premier Nationwide Lending and Rob Kuehne Team - Pinnacle Home Loans. The average rating across all listed mortgage brokers in Plano is 5 stars from 140 reviews per business on average.
Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Plano, TX is home to a variety of mortgage brokers who can assist consumers with home loans and refinancing. When searching for a local mortgage broker, consumers should consider factors such as licensing, customer reviews, and the range of loan products offered.
- ✓Mortgage brokers in Plano, TX can help consumers navigate the home loan process
- ✓Consumers should research a broker's licensing, experience, and range of loan options
- ✓Reviews and ratings can provide insight into a broker's customer service and expertise
How to Choose a Mortgage Broker in Plano
What to look for
- • Experience and expertise in the Plano, TX market
- • Transparent and upfront about fees and costs
- • Strong communication and responsiveness
- • Positive reviews and references from past clients
Questions to ask
- • How long have you been a mortgage broker in Plano?
- • What are your typical fees and how do they compare to the market?
- • Can you provide references from recent Plano clients?
Red flags
- ⚠ Unwillingness to provide a detailed cost breakdown
- ⚠ Negative online reviews or complaints
- ⚠ Lack of familiarity with the Plano, TX housing market
In Texas, mortgage brokers must be licensed by the Texas Department of Savings and Mortgage Lending. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
140
Avg reviews
Jun 9, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from over 340 Google reviews makes them a top-rated mortgage broker in Plano.
7820 Hague Ct, Plano, TX 75025, USATrusted by over 700 clients, this Plano mortgage broker holds a perfect 5.0-star rating.
6201 W Plano Pkwy Suite 100, Plano, TX 75093, USATrusted by hundreds of local clients, this Plano broker maintains a flawless 5.0-star rating.
7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USAMortgage Brokers Rankings in Plano, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Richard Woodward Team Nexa Mortgage7820 Hague Ct, Plano, TX 75025, USA | 5.0★ | 343 |
| #2 | Premier Nationwide Lending6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA | 5.0★ | 725 |
| #3 | Rob Kuehne Team - Pinnacle Home Loans7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA | 5.0★ | 133 |
| #4 | Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA | 4.9★ | 59 |
| #5 | Jack Cooper Mortgage1400 Preston Rd #290, Plano, TX 75093, USA | 5.0★ | 95 |
| #6 | H2 Lending LLC1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA | 5.0★ | 122 |
| #7 | Core Community Mortgage5408 W Plano Pkwy, Plano, TX 75093, USA | 5.0★ | 15 |
| #8 | Home Of Mortgage LLC6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA | 4.9★ | 71 |
| #9 | Castle Hills Mortgage6860 Dallas Pkwy #200, Plano, TX 75024, USA | 5.0★ | 69 |
| #10 | Home Loans by Texas Best Loan Officer1920 Jubilee Rd, Plano, TX 75093, USA | 4.9★ | 119 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Plano
1400 Preston Rd #290, Plano, TX 75093, USA
6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA
6860 Dallas Pkwy #200, Plano, TX 75024, USA
1920 Jubilee Rd, Plano, TX 75093, USA
5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA
101 E Park Blvd Suite 600, Plano, TX 75074, USA
5851 Legacy Cir 6th floor Suite 6042 & 6044, Plano, TX 75024, USA
8560 Belleview Dr #325, Plano, TX 75024, USA
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Mortgage Brokers in Plano, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Richard Woodward Team Nexa Mortgage | 100/100 | 5.0 ★ | 343 |
| 2 | Premier Nationwide Lending | 88/100 | 5.0 ★ | 725 |
| 3 | Rob Kuehne Team - Pinnacle Home Loans | 97/100 | 5.0 ★ | 133 |
| 4 | Competitive Home Lending | 79/100 | 4.9 ★ | 59 |
| 5 | Jack Cooper Mortgage | 95/100 | 5.0 ★ | 95 |
| 6 | H2 Lending LLC | 84/100 | 5.0 ★ | 122 |
| 7 | Core Community Mortgage | 73/100 | 5.0 ★ | 15 |
| 8 | Home Of Mortgage LLC | 92/100 | 4.9 ★ | 71 |
| 9 | Castle Hills Mortgage | 93/100 | 5.0 ★ | 69 |
| 10 | Home Loans by Texas Best Loan Officer | 94/100 | 4.9 ★ | 119 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Mortgage Brokers in Plano
What does a mortgage broker do differently than going directly to a bank in Plano?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Plano?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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