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Mortgage Brokers in Cary, NC — Free Estimates
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As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Cary, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker) with a 5.0-star rating from 366 Google reviews and an RNM Score of 100/100. Also in the top tier: The Larry Mitchell Team - Silverton Mortgage and First Home Mortgage - Cary/Raleigh. The average rating across all listed mortgage brokers in Cary is 5 stars from 93 reviews per business on average.
Mortgage brokers in Cary: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jasper Mortgage Group powered by American Security Mortgage
This broker stands out for its top ranking in Cary, NC, offering a personalized approach backed by the stability of American Security Mortgage.
Most Reviewed
Fairway Independent Mortgage Corporation
A high review count reflects a broad base of customer experiences, signaling consistent service and trustworthiness for potential borrowers.
Compare rates and fees across multiple brokers, and pay attention to local expertise—Cary brokers like these often provide faster closings and better knowledge of area-specific programs.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
93
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Boasting a perfect 5.0-star rating from over 360 reviews in Cary.
160 Macgregor Pines Dr Ste 310b, Cary, NC 27511, USATrusted by hundreds of local homeowners, this Cary mortgage broker holds a flawless 5.0-star rating.
1140 Kildaire Farm Rd # 205, Cary, NC 27511, USATrusted by hundreds of local clients, this Cary broker holds a stellar 4.9-star rating.
51 Kilmayne Dr STE 105, Cary, NC 27511, USAMortgage Brokers Rankings in Cary, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker)160 Macgregor Pines Dr Ste 310b, Cary, NC 27511, USA | 5.0★ | 366 |
| #2 | The Larry Mitchell Team - Silverton Mortgage1140 Kildaire Farm Rd # 205, Cary, NC 27511, USA | 5.0★ | 198 |
| #3 | First Home Mortgage - Cary/Raleigh51 Kilmayne Dr STE 105, Cary, NC 27511, USA | 4.9★ | 125 |
| #4 | Mortgage Choice NMLS 898771003 High House Rd # 202, Cary, NC 27513, USA | 5.0★ | 53 |
| #5 | Carolina Mortgage Authority Incorporated NMLS 56995107 Edinburgh S Dr Ste 202, Cary, NC 27511, USA | 4.9★ | 44 |
| #6 | 7 Locks Lending — Mortgages & Refinancing15000 Weston Pkwy, Cary, NC 27513, USA | 5.0★ | 78 |
| #7 | Revolution Mortgage100 Towerview Ct Ste 100, Cary, NC 27513, USA | 5.0★ | 47 |
| #8 | Best Mortgage Lending Corp1143 Executive Cir C103, Cary, NC 27511, USA | 5.0★ | 27 |
| #9 | Miller Lending Group1135 Kildaire Farm Rd, Cary, NC 27511, USA | 4.8★ | 100 |
| #10 | Silverton Mortgage - Apex1140 Kildaire Farm Rd # 205, Cary, NC 27511, USA | 5.0★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Cary
5.0-star rating from 53 Google reviews reflects consistently outstanding client service.
1003 High House Rd # 202, Cary, NC 27513, USA
Rated 4.9 stars from 44 Google reviews, this Cary mortgage broker is highly trusted.
107 Edinburgh S Dr Ste 202, Cary, NC 27511, USA
5.0 stars from 78 Google reviews, reflecting consistently exceptional client satisfaction.
15000 Weston Pkwy, Cary, NC 27513, USA
5.0 stars from 47 reviews, reflecting exceptional client satisfaction in Cary.
100 Towerview Ct Ste 100, Cary, NC 27513, USA
Trusted by clients with a perfect 5.0★ rating from 27 reviews.
1143 Executive Cir C103, Cary, NC 27511, USA
4.8-star rating from over 100 Google reviews for a Cary mortgage broker.
1135 Kildaire Farm Rd, Cary, NC 27511, USA
Cary mortgage broker with a perfect 5.0-star rating from 34 Google reviews.
1140 Kildaire Farm Rd # 205, Cary, NC 27511, USA
Consistently earns a perfect 5.0-star rating from over 170 Google reviews.
201 Shannon Oaks Cir #202, Cary, NC 27511, USA
5.0 stars from 86 Google reviews, reflecting consistently excellent client service.
1300 SE Maynard Rd #103, Cary, NC 27511, USA
5.0 stars from 86 Google reviews for a trusted Cary mortgage broker.
1300 SE Maynard Rd #103, Cary, NC 27511, USA
5.0-star rating from 30 Google reviews for Cary mortgage services.
1135 Kildaire Farm Rd Suite 200-10, Cary, NC 27511, USA
Rated 4.9 stars from 24 Google reviews, this Cary mortgage broker is highly trusted.
201 W Chatham St #204, Cary, NC 27511, USA
5.0-star rating from 12 Google reviews for a trusted Cary mortgage broker.
100 Walnut St Suite 110, Cary, NC 27511, USA
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Mortgage Brokers in Cary, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker) | 100/100 | 5.0 ★ | 366 |
| 2 | The Larry Mitchell Team - Silverton Mortgage | 90/100 | 5.0 ★ | 198 |
| 3 | First Home Mortgage - Cary/Raleigh | 86/100 | 4.9 ★ | 125 |
| 4 | Mortgage Choice NMLS 89877 | 80/100 | 5.0 ★ | 53 |
| 5 | Carolina Mortgage Authority Incorporated NMLS 56995 | 81/100 | 4.9 ★ | 44 |
| 6 | 7 Locks Lending — Mortgages & Refinancing | 82/100 | 5.0 ★ | 78 |
| 7 | Revolution Mortgage | 79/100 | 5.0 ★ | 47 |
| 8 | Best Mortgage Lending Corp | 76/100 | 5.0 ★ | 27 |
| 9 | Miller Lending Group | 80/100 | 4.8 ★ | 100 |
| 10 | Silverton Mortgage - Apex | 78/100 | 5.0 ★ | 34 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Cary
What does a mortgage broker do differently than going directly to a bank in Cary?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cary?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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