24/7 Emergency · Castle Rock
Emergency Insurance Agents in Castle Rock, CO — Available 24/7
When you can't wait, these insurance agents in Castle Rock offer emergency response. Call now — most respond within the hour.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Castle Rock, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Steve Dow: Allstate Insurance with a 4.8-star rating from 705 Google reviews and an RNM Score of 97/100. Also in the top tier: Brightway Insurance, The Scheibe Agency and Derback Insurance Agency, Inc.. The average rating across all listed insurance agents in Castle Rock is 4.9 stars from 130 reviews per business on average.
Insurance in Castle Rock: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Castle Rock Insurance
Castle Rock Insurance is consistently ranked as the top insurance agent in Castle Rock, offering a combination of strong local reputation and comprehensive coverage options.
Most Reviewed
Castle Rock Insurance
Having the most reviews indicates a large customer base and proven reliability, which helps consumers trust the agency's service quality.
When choosing an insurance agent in Castle Rock, prioritize agencies with strong local reputations and high review counts, and consider visiting or calling to discuss your specific coverage needs before committing.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
130
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
A trusted Castle Rock insurance agent with a 4.8★ rating from over 700 reviews.
751 Maleta Ln # 204, Castle Rock, CO 80108, USACastle Rock insurance agent with a 4.9-star rating from over 250 Google reviews.
380 Perry St suite 240, Castle Rock, CO 80104, USACastle Rock insurance agent with a perfect 5.0★ rating from over 100 reviews.
15 Wilcox St #106, Castle Rock, CO 80104, USAInsurance Agents Rankings in Castle Rock, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Dow: Allstate Insurance751 Maleta Ln # 204, Castle Rock, CO 80108, USA | 4.8★ | 705 |
| #2 | Brightway Insurance, The Scheibe Agency380 Perry St suite 240, Castle Rock, CO 80104, USA | 4.9★ | 251 |
| #3 | Derback Insurance Agency, Inc.15 Wilcox St #106, Castle Rock, CO 80104, USA | 5.0★ | 104 |
| #4 | Kennedy Insurance2877 Deerfoot Way, Castle Rock, CO 80109, USA | 5.0★ | 42 |
| #5 | All Season Assurance - Insurance Agency3275 Blue Grass Cir, Castle Rock, CO 80109, USA | 5.0★ | 15 |
| #6 | Cowest InsuranceThe Point, 4348 229 #229, Castle Rock, CO 80104, USA | 4.5★ | 10 |
| #7 | Colorado Farm Bureau Insurance-Castle Rock801 S Perry St Ste 140, Castle Rock, CO 80104, USA | 5.0★ | 3 |
| #8 | Matt Fitzpatrick - State Farm Insurance Agent407 Wilcox St, Castle Rock, CO 80104, USA | 5.0★ | 248 |
| #9 | David Lowry: Allstate Insurance3 Oakwood Park Plaza STE 102, Castle Rock, CO 80104, USA | 4.7★ | 117 |
| #10 | Scott Rice - State Farm Insurance Agent399 Perry St # 340, Castle Rock, CO 80104, USA | 4.9★ | 76 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Castle Rock
Exceptional 5.0-star rating from 42 Google reviews in Castle Rock.
2877 Deerfoot Way, Castle Rock, CO 80109, USA
Castle Rock insurance agent with a perfect 5.0-star rating from 15 reviews.
3275 Blue Grass Cir, Castle Rock, CO 80109, USA
Castle Rock insurance agent with a strong 4.5-star rating from 10 Google reviews.
The Point, 4348 229 #229, Castle Rock, CO 80104, USA
5.0 stars from 3 Google reviews reflects exceptional local customer satisfaction.
801 S Perry St Ste 140, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a perfect 5.0-star rating from over 240 reviews.
407 Wilcox St, Castle Rock, CO 80104, USA
Praised by 117 local clients with a standout 4.7-star rating.
3 Oakwood Park Plaza STE 102, Castle Rock, CO 80104, USA
Earned a 4.9-star rating from 76 Google reviews in Castle Rock.
399 Perry St # 340, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a 4.9-star rating from 285 Google reviews.
3990 Limelight Ave b, Castle Rock, CO 80109, USA
4.9 stars from 340 reviews makes this Castle Rock agent a trusted choice.
862 W Happy Canyon Rd Suite L-105, Castle Rock, CO 80108, USA
Castle Rock insurance agent with a 4.9-star rating from over 120 reviews.
514 Perry St #C201, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a perfect 5.0-star rating from 32 reviews.
121 S Wilcox St, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a perfect 5.0-star rating from 20 Google reviews.
703 Wilcox St Ste E, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a perfect 5.0★ rating from 94 reviews.
695 Jerry St suite 400, Castle Rock, CO 80104, USA
Rated 5.0 stars from a handful of loyal local customers in Castle Rock.
6814 Petunia Pl, Castle Rock, CO 80108, USA
Castle Rock insurance agent with a solid 4.4-star rating from 7 Google reviews.
755 S Perry St suite 250, Castle Rock, CO 80104, USA
Castle Rock insurance agent with a 4.9-star rating from 76 Google reviews.
115 Wilcox St Suite 220, Castle Rock, CO 80104, USA
Known for reliable service with a 4.3-star rating from 52 local reviews.
3750 Dacoro Ln STE 125, Castle Rock, CO 80109, USA
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Insurance Agents in Castle Rock, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Steve Dow: Allstate Insurance | 97/100 | 4.8 ★ | 705 |
| 2 | Brightway Insurance, The Scheibe Agency | 98/100 | 4.9 ★ | 251 |
| 3 | Derback Insurance Agency, Inc. | 95/100 | 5.0 ★ | 104 |
| 4 | Kennedy Insurance | 90/100 | 5.0 ★ | 42 |
| 5 | All Season Assurance - Insurance Agency | 85/100 | 5.0 ★ | 15 |
| 6 | Cowest Insurance | 63/100 | 4.5 ★ | 10 |
| 7 | Colorado Farm Bureau Insurance-Castle Rock | 78/100 | 5.0 ★ | 3 |
| 8 | Matt Fitzpatrick - State Farm Insurance Agent | 92/100 | 5.0 ★ | 248 |
| 9 | David Lowry: Allstate Insurance | 91/100 | 4.7 ★ | 117 |
| 10 | Scott Rice - State Farm Insurance Agent | 84/100 | 4.9 ★ | 76 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Castle Rock
What is the difference between a captive and independent insurance agent in Castle Rock?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Castle Rock cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Castle Rock?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Castle Rock adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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