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Insurance Agents in Castle Rock, CO — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Castle Rock, CO by verified customer ratings and review volume. The highest-rated is Steve Dow: Allstate Insurance with a 4.8-star rating from 705 verified reviews. Also in the top tier: Brightway Insurance, The Scheibe Agency and Kristi Stearns - State Farm Insurance Agent. The average rating across all listed insurance agents in Castle Rock is 4.9 stars from 130 reviews per business on average.
Insurance in Castle Rock: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
130
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Steve Dow: Allstate Insurance
751 Maleta Ln # 204, Castle Rock, CO 80108, USA
Brightway Insurance, The Scheibe Agency
380 Perry St suite 240, Castle Rock, CO 80104, USA
Kristi Stearns - State Farm Insurance Agent
862 W Happy Canyon Rd Suite L-105, Castle Rock, CO 80108, USA
Insurance Agents Rankings in Castle Rock, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Dow: Allstate Insurance751 Maleta Ln # 204, Castle Rock, CO 80108, USA | 4.8★ | 705 |
| #2 | Brightway Insurance, The Scheibe Agency380 Perry St suite 240, Castle Rock, CO 80104, USA | 4.9★ | 251 |
| #3 | Kristi Stearns - State Farm Insurance Agent862 W Happy Canyon Rd Suite L-105, Castle Rock, CO 80108, USA | 4.9★ | 340 |
| #4 | Castle Rock Insurance695 Jerry St suite 400, Castle Rock, CO 80104, USA | 5.0★ | 94 |
| #5 | Extraordinary Insurance: Allstate Insurance3750 Dacoro Ln STE 125, Castle Rock, CO 80109, USA | 4.3★ | 52 |
| #6 | Mark Cat Keller Agency, LLC American Family Insurance703 Wilcox St Ste E, Castle Rock, CO 80104, USA | 5.0★ | 20 |
| #7 | Derback Insurance Agency, Inc.15 Wilcox St #106, Castle Rock, CO 80104, USA | 5.0★ | 104 |
| #8 | Elkhorn Insurance Agency6814 Petunia Pl, Castle Rock, CO 80108, USA | 5.0★ | 3 |
| #9 | Cowest InsuranceThe Point, 4348 229 #229, Castle Rock, CO 80104, USA | 4.5★ | 10 |
| #10 | All Season Assurance - Insurance Agency3275 Blue Grass Cir, Castle Rock, CO 80109, USA | 5.0★ | 15 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Castle Rock
Castle Rock Insurance
695 Jerry St suite 400, Castle Rock, CO 80104, USA
Extraordinary Insurance: Allstate Insurance
3750 Dacoro Ln STE 125, Castle Rock, CO 80109, USA
Mark Cat Keller Agency, LLC American Family Insurance
703 Wilcox St Ste E, Castle Rock, CO 80104, USA
Derback Insurance Agency, Inc.
15 Wilcox St #106, Castle Rock, CO 80104, USA
Elkhorn Insurance Agency
6814 Petunia Pl, Castle Rock, CO 80108, USA
Cowest Insurance
The Point, 4348 229 #229, Castle Rock, CO 80104, USA
All Season Assurance - Insurance Agency
3275 Blue Grass Cir, Castle Rock, CO 80109, USA
Jared Deegan American Family Insurance
514 Perry St #C201, Castle Rock, CO 80104, USA
David Lowry: Allstate Insurance
3 Oakwood Park Plaza STE 102, Castle Rock, CO 80104, USA
Scott Brown - State Farm Insurance Agent
3990 Limelight Ave b, Castle Rock, CO 80109, USA
Farmers Insurance - Kris Brader
115 Wilcox St Suite 220, Castle Rock, CO 80104, USA
Colorado Farm Bureau Insurance-Castle Rock
801 S Perry St Ste 140, Castle Rock, CO 80104, USA
Scott Rice - State Farm Insurance Agent
399 Perry St # 340, Castle Rock, CO 80104, USA
Proffit Agency, LLC American Family Insurance
121 S Wilcox St, Castle Rock, CO 80104, USA
Matt Fitzpatrick - State Farm Insurance Agent
407 Wilcox St, Castle Rock, CO 80104, USA
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Frequently Asked Questions — Insurance Agents in Castle Rock
What is the difference between a captive and independent insurance agent in Castle Rock?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Castle Rock cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Castle Rock?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Castle Rock adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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