10+ Years · Castle Rock
Experienced Mortgage Brokers in Castle Rock, CO
Experience matters. These mortgage brokers in Castle Rock have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Castle Rock, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Castle Rock Mortgage, LLC with a 4.9-star rating from 351 Google reviews and an RNM Score of 98/100. Also in the top tier: Ryan Randle-U.S. Bank Mortgage and KC Mortgage: Kay Cleland NMLS#265374. The average rating across all listed mortgage brokers in Castle Rock is 4.7 stars from 62 reviews per business on average.
Mortgage brokers in Castle Rock: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jennifer Napoleon, Loan Lady Jen with MortgageLink Solutions
Top-ranked for exceptional client service, local expertise, and a streamlined mortgage process.
Most Reviewed
Sara Mahoney- The Mortgage Nerd Group
A high review count reflects proven reliability, trust, and consistently positive customer experiences.
When choosing a mortgage broker in Castle Rock, compare at least three options, read recent reviews, and prioritize brokers with strong local market knowledge to secure the best terms.
Local Market Snapshot
15
Businesses listed
4.7★
Avg rating
62
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Castle Rock mortgage broker with a 4.9-star rating from over 350 reviews.
2687 Townsend Ct STE B, Clarksville, TN 37043, USAExceptional 5.0-star rating from over 150 Google reviews in Castle Rock.
852 Maleta Ln, Castle Rock, CO 80108, USACastle Rock mortgage broker with a 5.0-star rating from over 120 Google reviews.
504 Perry St, Castle Rock, CO 80104, USAMortgage Brokers Rankings in Castle Rock, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Castle Rock Mortgage, LLC2687 Townsend Ct STE B, Clarksville, TN 37043, USA | 4.9★ | 351 |
| #2 | Ryan Randle-U.S. Bank Mortgage852 Maleta Ln, Castle Rock, CO 80108, USA | 5.0★ | 155 |
| #3 | KC Mortgage: Kay Cleland NMLS#265374504 Perry St, Castle Rock, CO 80104, USA | 5.0★ | 121 |
| #4 | 9 Dots Lending LLC3039 Haystack Rd, Castle Rock, CO 80104, USA | 4.8★ | 26 |
| #5 | Jennifer Napoleon, Loan Lady Jen with MortgageLink Solutions2160 Bellavista St, Castle Rock, CO 80109, USA | 4.6★ | 11 |
| #6 | Sara Mahoney- The Mortgage Nerd Group115 Wilcox St Suite 226, Castle Rock, CO 80104, USA | 5.0★ | 13 |
| #7 | Bennett Mortgage Group1321 Basalt Rdg Lp, Castle Rock, CO 80108, USA | 5.0★ | 7 |
| #8 | Chris Waterman- Denver Mortgage Guy405 S Wilcox St #203, Castle Rock, CO 80104, USA | 4.9★ | 38 |
| #9 | Integrity Mortgage3758 Windchant Cir, Castle Rock, CO 80104, USA | 5.0★ | 79 |
| #10 | TruNorth Mortgage, Inc.2461 Fairway Wood Cir, Castle Rock, CO 80109, USA | 4.8★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Castle Rock
Rated 4.8 stars from 26 reviews, this Castle Rock broker is highly trusted.
3039 Haystack Rd, Castle Rock, CO 80104, USA
4.6 stars from 11 Google reviews, reflecting strong local borrower satisfaction.
2160 Bellavista St, Castle Rock, CO 80109, USA
Exceptionally rated 5.0 stars from 13 Google reviews in Castle Rock.
115 Wilcox St Suite 226, Castle Rock, CO 80104, USA
Holds a perfect 5.0-star rating from seven local Google reviews.
1321 Basalt Rdg Lp, Castle Rock, CO 80108, USA
Top-rated Castle Rock mortgage broker with a 4.9-star average from 38 reviews.
405 S Wilcox St #203, Castle Rock, CO 80104, USA
5.0 stars from 79 reviews, reflecting exceptional client satisfaction in Castle Rock.
3758 Windchant Cir, Castle Rock, CO 80104, USA
Castle Rock mortgage broker with a 4.8-star rating from 20 Google reviews.
2461 Fairway Wood Cir, Castle Rock, CO 80109, USA
Rated 5.0 stars from 6 Google reviews in Castle Rock, CO.
7501 Village Square Dr Suite 205, Castle Pines, CO 80108, USA
Castle Rock mortgage broker with a perfect 5.0-star rating from 5 Google reviews.
3831 Running Deer Dr, Castle Rock, CO 80109, USA
Listed with a 1.0-star rating based on a single Google review.
Castle Rock, CO 80104, USA
Castle Rock mortgage broker with a flawless 5.0-star rating from 60 Google reviews.
4974 N Wildflowers Way, Castle Rock, CO 80109, USA
Top-rated Castle Rock mortgage broker with a perfect 5.0-star rating from 33 reviews.
3673 Aspen Hollow Ct, Castle Rock, CO 80104, USA
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Mortgage Brokers in Castle Rock, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Castle Rock Mortgage, LLC | 98/100 | 4.9 ★ | 351 |
| 2 | Ryan Randle-U.S. Bank Mortgage | 97/100 | 5.0 ★ | 155 |
| 3 | KC Mortgage: Kay Cleland NMLS#265374 | 96/100 | 5.0 ★ | 121 |
| 4 | 9 Dots Lending LLC | 84/100 | 4.8 ★ | 26 |
| 5 | Jennifer Napoleon, Loan Lady Jen with MortgageLink Solutions | 77/100 | 4.6 ★ | 11 |
| 6 | Sara Mahoney- The Mortgage Nerd Group | 84/100 | 5.0 ★ | 13 |
| 7 | Bennett Mortgage Group | 73/100 | 5.0 ★ | 7 |
| 8 | Chris Waterman- Denver Mortgage Guy | 88/100 | 4.9 ★ | 38 |
| 9 | Integrity Mortgage | 94/100 | 5.0 ★ | 79 |
| 10 | TruNorth Mortgage, Inc. | 71/100 | 4.8 ★ | 20 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Castle Rock
What does a mortgage broker do differently than going directly to a bank in Castle Rock?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Castle Rock?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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