Local Pros · Cave Creek
Local Insurance Agents in Cave Creek, AZ
Locally owned and operated insurance agents serving Cave Creek and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Cave Creek, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jason McCloud - State Farm Insurance Agent with a 4.9-star rating from 278 Google reviews and an RNM Score of 87/100. Also in the top tier: Debra Atkinson: Allstate Insurance and Alexander Grokhowsky - State Farm Insurance Agent. The average rating across all listed insurance agents in Cave Creek is 4.8 stars from 74 reviews per business on average.
Insurance in Cave Creek: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farm Bureau Financial Services: Leslie Jensen
Leslie Jensen is top-ranked for offering comprehensive financial and insurance solutions with a strong local reputation in Cave Creek.
Most Reviewed
Steve Fair - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Cave Creek, compare coverage options and customer service responsiveness. Request personalized quotes from multiple top-ranked agents to find the best fit for your needs.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
74
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients with a 4.9-star Google rating.
34597 N 60th St #102, Scottsdale, AZ 85266, USATrusted by hundreds of customers with a near-perfect 4.9-star rating in Cave Creek.
33725 N Scottsdale Rd Ste 120, Scottsdale, AZ 85266, USATop-rated Cave Creek insurance agent with a perfect 5.0-star rating from 177 reviews.
28212 N Tatum Blvd Ste D5, Cave Creek, AZ 85331, USAInsurance Agents Rankings in Cave Creek, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jason McCloud - State Farm Insurance Agent34597 N 60th St #102, Scottsdale, AZ 85266, USA | 4.9★ | 278 |
| #2 | Debra Atkinson: Allstate Insurance33725 N Scottsdale Rd Ste 120, Scottsdale, AZ 85266, USA | 4.9★ | 230 |
| #3 | Alexander Grokhowsky - State Farm Insurance Agent28212 N Tatum Blvd Ste D5, Cave Creek, AZ 85331, USA | 5.0★ | 177 |
| #4 | Signature Senior Solutions4766 E Preserve Way, Cave Creek, AZ 85331, USA | 5.0★ | 8 |
| #5 | Farmers Insurance - James DeRienzo34215 N Black Mountain Pkwy Ste 6, Cave Creek, AZ 85331, USA | 5.0★ | 1 |
| #6 | First American Title Insurance Company7202 E Carefree Dr Building 1, Suite 1, Carefree, AZ 85377, USA | 5.0★ | 31 |
| #7 | Jeremy Mueller - State Farm Insurance Agent7405 E Nonchalant Ave, Carefree, AZ 85377, USA | 5.0★ | 173 |
| #8 | Steve Fair - State Farm Insurance Agent33717 N Scottsdale Rd Ste 101, Scottsdale, AZ 85266, USA | 4.9★ | 90 |
| #9 | Rebecca Niessink: Allstate Insurance29834 N Cave Creek Rd Ste 132, Cave Creek, AZ 85331, USA | 4.7★ | 70 |
| #10 | Jeffery Insurance Agency34522 N Scottsdale Rd, Scottsdale, AZ 85266, USA | 5.0★ | 56 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Cave Creek
Exceptional 5.0-star rating from 8 Google reviews in Cave Creek.
4766 E Preserve Way, Cave Creek, AZ 85331, USA
Rated 5.0 stars from a handful of Google reviews.
34215 N Black Mountain Pkwy Ste 6, Cave Creek, AZ 85331, USA
Cave Creek insurance agent with a perfect 5.0-star rating from 31 reviews.
7202 E Carefree Dr Building 1, Suite 1, Carefree, AZ 85377, USA
Hundreds of Google reviews give this Cave Creek insurance agent a perfect 5.0-star rating.
7405 E Nonchalant Ave, Carefree, AZ 85377, USA
Cave Creek insurance agent with a 4.9-star rating from 90 Google reviews.
33717 N Scottsdale Rd Ste 101, Scottsdale, AZ 85266, USA
A trusted local agency with 70 reviews averaging a strong 4.7-star rating.
29834 N Cave Creek Rd Ste 132, Cave Creek, AZ 85331, USA
Rated 5.0 stars from 56 Google reviews, known for exceptional service.
34522 N Scottsdale Rd, Scottsdale, AZ 85266, USA
5.0 stars from 29 reviews makes this Cave Creek agency a trusted local choice.
6450 E Cave Creek Rd, Cave Creek, AZ 85331, USA
Serving Cave Creek, this insurance agent has a mixed 3.7-star rating from 6 reviews.
7206 E Cave Creek Rd, Carefree, AZ 85377, USA
5.0 stars from 6 Google reviews, reflecting exceptional local client satisfaction.
7202 E Cave Creek Rd, Carefree, AZ 85377, USA
Insurance agent in Cave Creek, AZ with no customer reviews yet on Google.
11 E Sundial Cir Suite 8, Carefree, AZ 85377, USA
4.5 stars from 27 reviews, reflecting strong local trust and service.
8700 E Vista Bonita Dr STE 270, Scottsdale, AZ 85255, USA
Rated 5.0 stars from six Google reviews, this local agent is highly recommended.
6554 E Cave Creek Rd Ste 10, Cave Creek, AZ 85331, USA
5.0 stars from multiple Google reviews confirms exceptional local service.
36800 Sidewinder Rd Ste 18, Carefree, AZ 85377, USA
This insurance agent in Cave Creek has not yet received any Google reviews.
36600 N Pima Rd # 101, Carefree, AZ 85377, USA
This agent in Cave Creek has no online reviews yet to help guide your choice.
4532 E Lone Mountain Rd #101, Cave Creek, AZ 85331, USA
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Insurance Agents in Cave Creek, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jason McCloud - State Farm Insurance Agent | 87/100 | 4.9 ★ | 278 |
| 2 | Debra Atkinson: Allstate Insurance | 86/100 | 4.9 ★ | 230 |
| 3 | Alexander Grokhowsky - State Farm Insurance Agent | 86/100 | 5.0 ★ | 177 |
| 4 | Signature Senior Solutions | 70/100 | 5.0 ★ | 8 |
| 5 | Farmers Insurance - James DeRienzo | 62/100 | 5.0 ★ | 1 |
| 6 | First American Title Insurance Company | 77/100 | 5.0 ★ | 31 |
| 7 | Jeremy Mueller - State Farm Insurance Agent | 86/100 | 5.0 ★ | 173 |
| 8 | Steve Fair - State Farm Insurance Agent | 81/100 | 4.9 ★ | 90 |
| 9 | Rebecca Niessink: Allstate Insurance | 76/100 | 4.7 ★ | 70 |
| 10 | Jeffery Insurance Agency | 80/100 | 5.0 ★ | 56 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Cave Creek
What is the difference between a captive and independent insurance agent in Cave Creek?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in AZ?
Search the AZ Department of Insurance's online license lookup — Google "AZ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in AZ must be licensed with the state.
How much does working with a local insurance agent in Cave Creek cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Cave Creek?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Cave Creek adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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