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Pricing Guide · Celina
Mortgage Brokers Cost in Celina, TX — 2026 Price Guide
What should you pay for mortgage brokers in Celina? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Celina, TX by verified customer ratings and review volume. The highest-rated is Private Mortgage Group with a 5.0-star rating from 4 verified reviews. Also in the top tier: Caprock Home Loans and Justin Hill - Eagle Mortgage Company - NMLS# 2009477. The average rating across all listed mortgage brokers in Celina is 5 stars from 89 reviews per business on average.
Mortgage brokers in Celina: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
89
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Private Mortgage Group
130 N Preston Rd Ste 318, Prosper, TX 75078, USA
Caprock Home Loans
130 N Preston Rd, Prosper, TX 75078, USA
Justin Hill - Eagle Mortgage Company - NMLS# 2009477
202 S Coleman St Suite 300A, Prosper, TX 75078, USA
Mortgage Brokers Rankings in Celina, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA | 5.0★ | 4 |
| #2 | Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA | 5.0★ | 95 |
| #3 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477202 S Coleman St Suite 300A, Prosper, TX 75078, USA | 5.0★ | 157 |
| #4 | Chad Rutherford - Eagle Mortgage Company306 W Main St Suite B, Gunter, TX 75058, USA | 5.0★ | 124 |
| #5 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #6 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #7 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #8 | McGee Residential Mortgage, LLC8519 Brown Stone Ln, Frisco, TX 75033, USA | 5.0★ | 20 |
| #9 | First Rate Financial LLC14083 Badlands Dr, Frisco, TX 75035, USA | 4.9★ | 155 |
| #10 | Patrick Dixon, Mortgage Broker NMLS #18148828305 Pinnacle Dr, Frisco, TX 75033, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Celina
Chad Rutherford - Eagle Mortgage Company
306 W Main St Suite B, Gunter, TX 75058, USA
Mike Remington - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75072, USA
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070, USA
McGee Residential Mortgage, LLC
8519 Brown Stone Ln, Frisco, TX 75033, USA
First Rate Financial LLC
14083 Badlands Dr, Frisco, TX 75035, USA
Patrick Dixon, Mortgage Broker NMLS #1814882
8305 Pinnacle Dr, Frisco, TX 75033, USA
Richardson Mortgage
9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Elite Lending Solutions Incorporated
8072 Preston Rd #203, Frisco, TX 75034, USA
Alliance Mortgage Group
2770 Main St #221, Frisco, TX 75033, USA
Hawkins Mortgage Group
6401 S Custer Rd, McKinney, TX 75070, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Guaranty Federal Mortgage
6351 Preston Rd #125, Frisco, TX 75034, USA
Ryan Gibson, Senior Mortgage Broker
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
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Frequently Asked Questions — Mortgage Brokers in Celina
What does a mortgage broker do differently than going directly to a bank in Celina?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Celina?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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