4.5+ Stars · Chattanooga
Highly Rated Mortgage Brokers in Chattanooga, TN
Only the best make this list. These mortgage brokers in Chattanooga have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Chattanooga, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans with a 5.0-star rating from 312 Google reviews and an RNM Score of 88/100. Also in the top tier: HomeRate Mortgage and Highlands Residential Mortgage. The average rating across all listed mortgage brokers in Chattanooga is 4.9 stars from 118 reviews per business on average.
Mortgage brokers in Chattanooga: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Mortgage Investors Group
Mortgage Investors Group stands out as the top-ranked broker in Chattanooga due to its strong local reputation, consistent customer satisfaction, and comprehensive loan options.
Most Reviewed
Fairway Independent Mortgage Corp. of Chattanooga
As a large national lender with a significant presence in Chattanooga, Fairway Independent Mortgage Corp. likely has the highest volume of online reviews, which provides a broad base of customer feedback for prospective borrowers.
When choosing a mortgage broker in Chattanooga, compare loan offers, fees, and customer service from at least two or three of these top-rated brokers, and consider whether a local lender's personalized service or a national firm's streamlined process best fits your needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
118
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
5.0★ from 312 Google reviews, reflecting exceptional client satisfaction in Chattanooga.
1937 Dayton Blvd, Chattanooga, TN 37415, USATrusted by hundreds of local clients with a strong 4.7-star average rating.
7506 E Brainerd Rd, Chattanooga, TN 37421, USA5.0-star rating from 220 reviews for this Chattanooga mortgage broker.
6576 E Brainerd Rd a, Chattanooga, TN 37421, USAMortgage Brokers Rankings in Chattanooga, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans1937 Dayton Blvd, Chattanooga, TN 37415, USA | 5.0★ | 312 |
| #2 | HomeRate Mortgage7506 E Brainerd Rd, Chattanooga, TN 37421, USA | 4.7★ | 500 |
| #3 | Highlands Residential Mortgage6576 E Brainerd Rd a, Chattanooga, TN 37421, USA | 5.0★ | 220 |
| #4 | Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans1937 Dayton Blvd, Chattanooga, TN 37415, USA | 5.0★ | 45 |
| #5 | Scenic City Mortgage Team with LeaderOne Financial1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421, USA | 5.0★ | 34 |
| #6 | The J Lending Team – Highlands Residential Mortgage6576 E Brainerd Rd, Chattanooga, TN 37421, USA | 5.0★ | 137 |
| #7 | Chatt Mortgage6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421, USA | 4.9★ | 107 |
| #8 | PrimeLending, A PlainsCapital Company - Chattanooga1200 Premier Dr #220, Chattanooga, TN 37421, USA | 4.9★ | 103 |
| #9 | The Byram Group at CrossCountry Mortgage36 E Main St #102, Chattanooga, TN 37408, USA | 5.0★ | 59 |
| #10 | Fairway Independent Mortgage Corp. of Chattanooga1800 Rossville Ave #108, Chattanooga, TN 37408, USA | 4.8★ | 53 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Chattanooga
Chattanooga mortgage broker with a perfect 5.0-star rating from 45 Google reviews.
1937 Dayton Blvd, Chattanooga, TN 37415, USA
Chattanooga mortgage broker with a perfect 5.0 rating from 34 reviews.
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421, USA
Chattanooga's top-rated mortgage broker with 5.0 stars from 137 reviews.
6576 E Brainerd Rd, Chattanooga, TN 37421, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421, USA
Rated 4.9 stars from over 100 Google reviews for exceptional mortgage service in Chattanooga.
1200 Premier Dr #220, Chattanooga, TN 37421, USA
Exceptional 5.0-star rating from 59 Google reviews for trusted local mortgage guidance.
36 E Main St #102, Chattanooga, TN 37408, USA
Top-rated Chattanooga mortgage broker with a 4.8-star rating from 53 reviews.
1800 Rossville Ave #108, Chattanooga, TN 37408, USA
4.9 stars from 47 Google reviews, reflecting exceptional client satisfaction.
6576 E Brainerd Rd, Chattanooga, TN 37421, USA
Consistently earns 5.0 stars from over 40 reviews in Chattanooga.
6085 Arbury Way #201, Ooltewah, TN 37363, USA
Chattanooga mortgage broker with a 4.9-star rating from over 150 Google reviews.
1830 Washington St, Chattanooga, TN 37408, USA
Chattanooga's top-rated mortgage broker with a perfect 5.0★ score from over 130 reviews.
201 W Main St #105, Chattanooga, TN 37408, USA
Chattanooga mortgage broker with a perfect 5.0 rating from 77 Google reviews.
13 W Kent St Suite 101, Chattanooga, TN 37405, USA
Trusted by 76 clients with a strong 4.7-star rating in Chattanooga.
6221 Shallowford Rd #104, Chattanooga, TN 37421, USA
Chattanooga mortgage broker with a perfect 5.0-star rating from 63 Google reviews.
1813 Market St, Chattanooga, TN 37408, USA
Chattanooga mortgage broker with a perfect 5.0-star rating from over 80 Google reviews.
300 Ashland Terrace, Chattanooga, TN 37415, USA
Chattanooga mortgage broker with 4.9 stars from 76 reviews.
13 W Kent St Suite 101, Chattanooga, TN 37402, USA
Exceptional 5.0-star rating from 29 Google reviews in Chattanooga, TN.
1813 Market St, Chattanooga, TN 37408, USA
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Mortgage Brokers in Chattanooga, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans | 88/100 | 5.0 ★ | 312 |
| 2 | HomeRate Mortgage | 83/100 | 4.7 ★ | 500 |
| 3 | Highlands Residential Mortgage | 88/100 | 5.0 ★ | 220 |
| 4 | Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans | 79/100 | 5.0 ★ | 45 |
| 5 | Scenic City Mortgage Team with LeaderOne Financial | 78/100 | 5.0 ★ | 34 |
| 6 | The J Lending Team – Highlands Residential Mortgage | 85/100 | 5.0 ★ | 137 |
| 7 | Chatt Mortgage | 82/100 | 4.9 ★ | 107 |
| 8 | PrimeLending, A PlainsCapital Company - Chattanooga | 82/100 | 4.9 ★ | 103 |
| 9 | The Byram Group at CrossCountry Mortgage | 81/100 | 5.0 ★ | 59 |
| 10 | Fairway Independent Mortgage Corp. of Chattanooga | 77/100 | 4.8 ★ | 53 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Chattanooga
What does a mortgage broker do differently than going directly to a bank in Chattanooga?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chattanooga?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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