Same Day · Chattanooga
Same-Day Mortgage Brokers in Chattanooga, TN
Can't wait a week? These mortgage brokers in Chattanooga offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Chattanooga, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans with a 5.0-star rating from 312 Google reviews and an RNM Score of 88/100. Also in the top tier: HomeRate Mortgage and Highlands Residential Mortgage. The average rating across all listed mortgage brokers in Chattanooga is 4.9 stars from 118 reviews per business on average.
Mortgage brokers in Chattanooga: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Mortgage Investors Group
Mortgage Investors Group stands out as the top-ranked broker in Chattanooga due to its strong local reputation, consistent customer satisfaction, and comprehensive loan options.
Most Reviewed
Fairway Independent Mortgage Corp. of Chattanooga
As a large national lender with a significant presence in Chattanooga, Fairway Independent Mortgage Corp. likely has the highest volume of online reviews, which provides a broad base of customer feedback for prospective borrowers.
When choosing a mortgage broker in Chattanooga, compare loan offers, fees, and customer service from at least two or three of these top-rated brokers, and consider whether a local lender's personalized service or a national firm's streamlined process best fits your needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
118
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
5.0★ from 312 Google reviews, reflecting exceptional client satisfaction in Chattanooga.
1937 Dayton Blvd, Chattanooga, TN 37415, USATrusted by hundreds of local clients with a strong 4.7-star average rating.
7506 E Brainerd Rd, Chattanooga, TN 37421, USA5.0-star rating from 220 reviews for this Chattanooga mortgage broker.
6576 E Brainerd Rd a, Chattanooga, TN 37421, USAMortgage Brokers Rankings in Chattanooga, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans1937 Dayton Blvd, Chattanooga, TN 37415, USA | 5.0★ | 312 |
| #2 | HomeRate Mortgage7506 E Brainerd Rd, Chattanooga, TN 37421, USA | 4.7★ | 500 |
| #3 | Highlands Residential Mortgage6576 E Brainerd Rd a, Chattanooga, TN 37421, USA | 5.0★ | 220 |
| #4 | McGinnis Team - Mortgage Lender - RWM Home Loans300 Ashland Terrace, Chattanooga, TN 37415, USA | 5.0★ | 80 |
| #5 | Union Home Mortgage Vickie Phillips13 W Kent St Suite 101, Chattanooga, TN 37402, USA | 4.9★ | 76 |
| #6 | Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans1937 Dayton Blvd, Chattanooga, TN 37415, USA | 5.0★ | 45 |
| #7 | Scenic City Mortgage Team with LeaderOne Financial1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421, USA | 5.0★ | 34 |
| #8 | The J Lending Team – Highlands Residential Mortgage6576 E Brainerd Rd, Chattanooga, TN 37421, USA | 5.0★ | 137 |
| #9 | Chatt Mortgage6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421, USA | 4.9★ | 107 |
| #10 | PrimeLending, A PlainsCapital Company - Chattanooga1200 Premier Dr #220, Chattanooga, TN 37421, USA | 4.9★ | 103 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Chattanooga
Chattanooga mortgage broker with a perfect 5.0-star rating from over 80 Google reviews.
300 Ashland Terrace, Chattanooga, TN 37415, USA
Chattanooga mortgage broker with 4.9 stars from 76 reviews.
13 W Kent St Suite 101, Chattanooga, TN 37402, USA
Chattanooga mortgage broker with a perfect 5.0-star rating from 45 Google reviews.
1937 Dayton Blvd, Chattanooga, TN 37415, USA
Chattanooga mortgage broker with a perfect 5.0 rating from 34 reviews.
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421, USA
Chattanooga's top-rated mortgage broker with 5.0 stars from 137 reviews.
6576 E Brainerd Rd, Chattanooga, TN 37421, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421, USA
Rated 4.9 stars from over 100 Google reviews for exceptional mortgage service in Chattanooga.
1200 Premier Dr #220, Chattanooga, TN 37421, USA
Exceptional 5.0-star rating from 59 Google reviews for trusted local mortgage guidance.
36 E Main St #102, Chattanooga, TN 37408, USA
Top-rated Chattanooga mortgage broker with a 4.8-star rating from 53 reviews.
1800 Rossville Ave #108, Chattanooga, TN 37408, USA
4.9 stars from 47 Google reviews, reflecting exceptional client satisfaction.
6576 E Brainerd Rd, Chattanooga, TN 37421, USA
Consistently earns 5.0 stars from over 40 reviews in Chattanooga.
6085 Arbury Way #201, Ooltewah, TN 37363, USA
Chattanooga mortgage broker with a 4.9-star rating from over 150 Google reviews.
1830 Washington St, Chattanooga, TN 37408, USA
Chattanooga's top-rated mortgage broker with a perfect 5.0★ score from over 130 reviews.
201 W Main St #105, Chattanooga, TN 37408, USA
Chattanooga mortgage broker with a perfect 5.0 rating from 77 Google reviews.
13 W Kent St Suite 101, Chattanooga, TN 37405, USA
Trusted by 76 clients with a strong 4.7-star rating in Chattanooga.
6221 Shallowford Rd #104, Chattanooga, TN 37421, USA
Chattanooga mortgage broker with a perfect 5.0-star rating from 63 Google reviews.
1813 Market St, Chattanooga, TN 37408, USA
Exceptional 5.0-star rating from 29 Google reviews in Chattanooga, TN.
1813 Market St, Chattanooga, TN 37408, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Chattanooga, TN.
Mortgage Brokers in Chattanooga, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans | 88/100 | 5.0 ★ | 312 |
| 2 | HomeRate Mortgage | 83/100 | 4.7 ★ | 500 |
| 3 | Highlands Residential Mortgage | 88/100 | 5.0 ★ | 220 |
| 4 | McGinnis Team - Mortgage Lender - RWM Home Loans | 82/100 | 5.0 ★ | 80 |
| 5 | Union Home Mortgage Vickie Phillips | 80/100 | 4.9 ★ | 76 |
| 6 | Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans | 79/100 | 5.0 ★ | 45 |
| 7 | Scenic City Mortgage Team with LeaderOne Financial | 78/100 | 5.0 ★ | 34 |
| 8 | The J Lending Team – Highlands Residential Mortgage | 85/100 | 5.0 ★ | 137 |
| 9 | Chatt Mortgage | 82/100 | 4.9 ★ | 107 |
| 10 | PrimeLending, A PlainsCapital Company - Chattanooga | 82/100 | 4.9 ★ | 103 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Chattanooga to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Chattanooga
What does a mortgage broker do differently than going directly to a bank in Chattanooga?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chattanooga?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Chattanooga
Related Searches
More ways to find mortgage brokers in Chattanooga
Mortgage Brokers in nearby cities