Highest Rated · Chesterfield
Top-Rated Insurance Agents in Chesterfield, MO
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Chesterfield, MO by verified customer ratings and review volume. The highest-rated is Kevin Stengel - State Farm Insurance Agent with a 5.0-star rating from 628 verified reviews. Also in the top tier: Globe Life American Income Division: Surace Smith & Partners Organization and Ben Rister - State Farm Insurance Agent. The average rating across all listed insurance agents in Chesterfield is 4.8 stars from 133 reviews per business on average.
Insurance in Chesterfield: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
133
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Kevin Stengel - State Farm Insurance Agent
36 Clarkson Wilson Center, Chesterfield, MO 63017, USA
Globe Life American Income Division: Surace Smith & Partners Organization
18118 Chesterfield Airport Rd Unit A & C, Chesterfield, MO 63005, USA
Ben Rister - State Farm Insurance Agent
14159 Clayton Rd, Chesterfield, MO 63017, USA
Insurance Agents Rankings in Chesterfield, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kevin Stengel - State Farm Insurance Agent36 Clarkson Wilson Center, Chesterfield, MO 63017, USA | 5.0★ | 628 |
| #2 | Globe Life American Income Division: Surace Smith & Partners Organization18118 Chesterfield Airport Rd Unit A & C, Chesterfield, MO 63005, USA | 4.9★ | 695 |
| #3 | Ben Rister - State Farm Insurance Agent14159 Clayton Rd, Chesterfield, MO 63017, USA | 4.9★ | 566 |
| #4 | Weiss Insurance Agency683 Trade Center Blvd #100, Chesterfield, MO 63005, USA | 4.8★ | 249 |
| #5 | Thomas Insurance Advisors, LLC632 B Trade Center Blvd, Chesterfield, MO 63005, USA | 4.9★ | 102 |
| #6 | First Community Insurance Agency17107 Chesterfield Airport Rd Suite 200, Chesterfield, MO 63005, USA | 4.6★ | 21 |
| #7 | Insurance Store Inc. : John W Hawkins14323 S Outer Forty Suite 501s, Chesterfield, MO 63017, USA | 5.0★ | 1 |
| #8 | Bess Agency & Associates Inc American Family Insurance14500 S Outer Forty Rd # 205, Chesterfield, MO 63017, USA | 5.0★ | 109 |
| #9 | Azteca Insurance LLC500 Chesterfield Center Suite 110, Chesterfield, MO 63017, USA | 5.0★ | 56 |
| #10 | MW Insurance Services100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Chesterfield
Weiss Insurance Agency
683 Trade Center Blvd #100, Chesterfield, MO 63005, USA
Thomas Insurance Advisors, LLC
632 B Trade Center Blvd, Chesterfield, MO 63005, USA
First Community Insurance Agency
17107 Chesterfield Airport Rd Suite 200, Chesterfield, MO 63005, USA
Insurance Store Inc. : John W Hawkins
14323 S Outer Forty Suite 501s, Chesterfield, MO 63017, USA
Bess Agency & Associates Inc American Family Insurance
14500 S Outer Forty Rd # 205, Chesterfield, MO 63017, USA
Azteca Insurance LLC
500 Chesterfield Center Suite 110, Chesterfield, MO 63017, USA
MW Insurance Services
100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005, USA
DeWitt Insurance Agency Inc
390 S Woods Mill Rd #100, Chesterfield, MO 63017, USA
Insurance Store Inc.
1415 Elbridge Payne Rd #230, Chesterfield, MO 63017, USA
The ICON Group
500 Chesterfield Center Suite 110, Chesterfield, MO 63017, USA
MISTY JOLES AGENCY
1009 Armory Rd Ste 102, Warrenton, MO 63383, USA
Farmers Insurance - Mark Puccio
42 Four Seasons Shopping Center # 103, Chesterfield, MO 63017, USA
Brightway Insurance, The Silverman Family Agency
17600 Chesterfield Airport Rd #204, Chesterfield, MO 63005, USA
Hebbeln Insurance
744 H, 744 Spirit of Saint Louis Blvd, Chesterfield, MO 63005, USA
Heffernan Insurance Brokers
16100 Swingley Ridge Rd #250, Chesterfield, MO 63017, USA
Best Shot Insurance
400 Chesterfield Center Suite 320, Chesterfield, MO 63017, USA
STL Insurance Stop
300 Ozark Trail Dr Suite 208, Ellisville, MO 63011, USA
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Frequently Asked Questions — Insurance Agents in Chesterfield
What is the difference between a captive and independent insurance agent in Chesterfield?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Chesterfield cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Chesterfield?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Chesterfield adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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