Best Value · Clarksville
Affordable Mortgage Brokers in Clarksville, TN
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As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Clarksville, TN by verified customer ratings and review volume. The highest-rated is Veterans United Home Loans Clarksville with a 4.9-star rating from 1,365 verified reviews. Also in the top tier: Bri Baird | Loan Officer with Honor Home Loans Powered by New American Funding and Jerry Turner - VA Loan Specialist at Veterans Lending Group. The average rating across all listed mortgage brokers in Clarksville is 5 stars from 121 reviews per business on average.
Mortgage brokers in Clarksville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
121
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Veterans United Home Loans Clarksville
107 Center Pointe Dr, Clarksville, TN 37040, USA
Bri Baird | Loan Officer with Honor Home Loans Powered by New American Funding
130 Hillcrest Dr # 107, Clarksville, TN 37043, USA
Jerry Turner - VA Loan Specialist at Veterans Lending Group
211 S 2nd St Suite 209, Clarksville, TN 37040, USA
Mortgage Brokers Rankings in Clarksville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Veterans United Home Loans Clarksville107 Center Pointe Dr, Clarksville, TN 37040, USA | 4.9★ | 1,365 |
| #2 | Bri Baird | Loan Officer with Honor Home Loans Powered by New American Funding130 Hillcrest Dr # 107, Clarksville, TN 37043, USA | 5.0★ | 161 |
| #3 | Jerry Turner - VA Loan Specialist at Veterans Lending Group211 S 2nd St Suite 209, Clarksville, TN 37040, USA | 5.0★ | 80 |
| #4 | DeAnna Baggett at Rate (NMLS #1119584)1051 TN-76 1st Floor, Clarksville, TN 37043, USA | 5.0★ | 27 |
| #5 | Legacy Mortgage Services329 Warfield Blvd A, Clarksville, TN 37043, USA | 5.0★ | 8 |
| #6 | Southwest Funding279 A Clear Sky Ct, Clarksville, TN 37043, USA | 5.0★ | 63 |
| #7 | Jamie Bardeen at Rate (NMLS #1323716)1051 TN-76 1st Floor, Clarksville, TN 37043, USA | 5.0★ | 14 |
| #8 | Haley More at Guaranteed Rate | VP of Mortgage Lending (NMLS# 2318070)217 Franklin St, Clarksville, TN 37040, USA | 5.0★ | 6 |
| #9 | Kate Matties-Deiboldt - VanDyk Mortgage Corporation2515 Wilma Rudolph Blvd, Clarksville, TN 37040, USA | 4.9★ | 27 |
| #10 | Lucas Chamberlain at CrossCountry Mortgage318 Franklin St, Clarksville, TN 37040, USA | 5.0★ | 43 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Clarksville
DeAnna Baggett at Rate (NMLS #1119584)
1051 TN-76 1st Floor, Clarksville, TN 37043, USA
Legacy Mortgage Services
329 Warfield Blvd A, Clarksville, TN 37043, USA
Southwest Funding
279 A Clear Sky Ct, Clarksville, TN 37043, USA
Jamie Bardeen at Rate (NMLS #1323716)
1051 TN-76 1st Floor, Clarksville, TN 37043, USA
Haley More at Guaranteed Rate | VP of Mortgage Lending (NMLS# 2318070)
217 Franklin St, Clarksville, TN 37040, USA
Kate Matties-Deiboldt - VanDyk Mortgage Corporation
2515 Wilma Rudolph Blvd, Clarksville, TN 37040, USA
Lucas Chamberlain at CrossCountry Mortgage
318 Franklin St, Clarksville, TN 37040, USA
David Cantrell- Loan Officer with NEXA Mortgage.
504 Baker St, Clarksville, TN 37040, USA
Gershman Mortgage - Clarksville, TN
221 S 2nd St, Clarksville, TN 37040, USA
1st United Mortgage - VA & FHA Loans
120 Merchants Blvd STE B, Clarksville, TN 37040, USA
Brittany Clark at Rate (NMLS #1722825)
1051 TN-76 1st Floor, Clarksville, TN 37043, USA
Debbie Logan | Loan Officer with Honor Home Loans
919 McClardy Rd, Clarksville, TN 37042, USA
The West Group at Southwest Funding, LP
2543 Madison St Suite 102, Clarksville, TN 37043, USA
Rate
1051 TN-76 1st Floor, Clarksville, TN 37043, USA
Travis Egan, VA Mortgage Vet
1267 Eagle's View Dr, Clarksville, TN 37040, USA
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Frequently Asked Questions — Mortgage Brokers in Clarksville
What does a mortgage broker do differently than going directly to a bank in Clarksville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Clarksville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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