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As of May 2026, RatingsNearMe ranks 19 financial advisors in Clearwater, FL by verified customer ratings and review volume. The highest-rated is Csenge Advisory Group with a 4.9-star rating from 79 verified reviews. Also in the top tier: Harbor Ridge Financial LLC and Ackerman Financial Group. The average rating across all listed financial advisors in Clearwater is 4.9 stars from 14 reviews per business on average.
Financial advisors in Clearwater typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
14
Avg reviews
May 17, 2026
Last updated
Top Rated Financial Advisors
Harbor Ridge Financial LLC
2454 McMullen Booth Rd Suite 700, Clearwater, FL 33759, USA
Ackerman Financial Group
111 N Belcher Rd., Clearwater, FL 33765, USA
Financial Advisors Rankings in Clearwater, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Csenge Advisory Group4755 E Bay Dr, Clearwater, FL 33764, USA | 4.9★ | 79 |
| #2 | Harbor Ridge Financial LLC2454 McMullen Booth Rd Suite 700, Clearwater, FL 33759, USA | 5.0★ | 18 |
| #3 | Ackerman Financial Group111 N Belcher Rd., Clearwater, FL 33765, USA | 5.0★ | 8 |
| #4 | Chambers Financial Group285 Clearwater Largo Rd, Largo, FL 33770, USA | 5.0★ | 5 |
| #5 | Merrill Lynch Wealth Management601 Cleveland St Suite 900, Clearwater, FL 33755, USA | 3.7★ | 6 |
| #6 | Bayside Wealth Advisors - Ameriprise Financial Services, LLC2500 NE Coachman Rd, Clearwater, FL 33765, USA | 5.0★ | 4 |
| #7 | Unify Financial Advisors1465 S Ft Harrison Ave Suite 201, Clearwater, FL 33756, USA | 3.7★ | 3 |
| #8 | Wells Fargo Advisors28100 US Hwy 19 N #500, Clearwater, FL 33761, USA | 5.0★ | 3 |
| #9 | Green Era Financial1100 Cleveland St Ste 1503, Clearwater, FL 33755, USA | 4.9★ | 39 |
| #10 | Chucri Financial Services & Retirement Planning28960 US Hwy 19 N # 103, Clearwater, FL 33761, USA | 5.0★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Financial Advisors in Clearwater
Chambers Financial Group
285 Clearwater Largo Rd, Largo, FL 33770, USA
Merrill Lynch Wealth Management
601 Cleveland St Suite 900, Clearwater, FL 33755, USA
Bayside Wealth Advisors - Ameriprise Financial Services, LLC
2500 NE Coachman Rd, Clearwater, FL 33765, USA
Unify Financial Advisors
1465 S Ft Harrison Ave Suite 201, Clearwater, FL 33756, USA
Wells Fargo Advisors
28100 US Hwy 19 N #500, Clearwater, FL 33761, USA
Green Era Financial
1100 Cleveland St Ste 1503, Clearwater, FL 33755, USA
Chucri Financial Services & Retirement Planning
28960 US Hwy 19 N # 103, Clearwater, FL 33761, USA
Darcy Ecklund - Financial Advisor, Ameriprise Financial Services, LLC
28059 US Hwy 19 N #206, Clearwater, FL 33761, USA
Edward Jones - Financial Advisor: Anthony L Battaglia, CFP®
311 Park Place Blvd Suite 640, Clearwater, FL 33759, USA
Wealth Advisors Who Care
2934 Landing Way, Palm Harbor, FL 34684, USA
Sterling Bridge Financial Group
4174 Woodlands Pkwy, Palm Harbor, FL 34685, USA
Safe Harbor Financial Advisors
2454 McMullen Booth Rd Suite 700, Clearwater, FL 33759, USA
Dolphin Financial Group
2430 Estancia Blvd #206, Clearwater, FL 33761, USA
Edward Jones - Financial Advisor: Justin Ketcham, CFP®
2625 McCormick Dr Ste 101, Clearwater, FL 33759, USA
Keybridge Wealth Management
28050 US Hwy 19 N STE 401, Clearwater, FL 33761, USA
Wealth Advisory Group Inc
905 S Ft Harrison Ave, Clearwater, FL 33756, USA
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Frequently Asked Questions — Financial Advisors in Clearwater
What is a fiduciary financial advisor and why does it matter in Clearwater?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Clearwater, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Clearwater?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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