Local Pros · Cleveland
Local Mortgage Brokers in Cleveland, OH
Locally owned and operated mortgage brokers serving Cleveland and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Cleveland, OH by verified customer ratings and review volume. The highest-rated is Nations Lending with a 4.9-star rating from 3,240 verified reviews. Also in the top tier: Union Home Mortgage - John Deleva and CrossCountry Mortgage - Corporate HQ. The average rating across all listed mortgage brokers in Cleveland is 4.9 stars from 543 reviews per business on average.
Mortgage brokers in Cleveland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
543
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Nations Lending
4 Summit Park Dr #200, Independence, OH 44131, USA
Union Home Mortgage - John Deleva
14701 Detroit Ave #750, Lakewood, OH 44107, USA
CrossCountry Mortgage - Corporate HQ
2160 Superior Ave, Cleveland, OH 44114, USA
Mortgage Brokers Rankings in Cleveland, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Nations Lending4 Summit Park Dr #200, Independence, OH 44131, USA | 4.9★ | 3,240 |
| #2 | Union Home Mortgage - John Deleva14701 Detroit Ave #750, Lakewood, OH 44107, USA | 5.0★ | 288 |
| #3 | CrossCountry Mortgage - Corporate HQ2160 Superior Ave, Cleveland, OH 44114, USA | 4.9★ | 4,220 |
| #4 | Cleveland Mortgage Corporation16000 Pearl Rd Suite 214, Strongsville, OH 44136, USA | 4.8★ | 55 |
| #5 | AMKO Lending, LLC2019 Center St UNIT 103, Cleveland, OH 44113, USA | 5.0★ | 502 |
| #6 | Social Mortgage LLC.1861 W 25th St, Cleveland, OH 44113, USA | 5.0★ | 423 |
| #7 | Rockway Mortgage20545 Center Ridge Rd Suite 142, Rocky River, OH 44116, USA | 5.0★ | 305 |
| #8 | MGM Mortgage Co3601 S Green Rd UNIT 310, Beachwood, OH 44122, USA | 4.9★ | 52 |
| #9 | Richard Kuczmarski at CrossCountry Mortgage2160 Superior Ave, Cleveland, OH 44114, USA | 5.0★ | 86 |
| #10 | CrossCountry Mortgage | Branch NMLS #22471192217 E 9th St, Cleveland, OH 44115, USA | 4.3★ | 123 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Cleveland
Cleveland Mortgage Corporation
16000 Pearl Rd Suite 214, Strongsville, OH 44136, USA
AMKO Lending, LLC
2019 Center St UNIT 103, Cleveland, OH 44113, USA
Social Mortgage LLC.
1861 W 25th St, Cleveland, OH 44113, USA
Rockway Mortgage
20545 Center Ridge Rd Suite 142, Rocky River, OH 44116, USA
MGM Mortgage Co
3601 S Green Rd UNIT 310, Beachwood, OH 44122, USA
Richard Kuczmarski at CrossCountry Mortgage
2160 Superior Ave, Cleveland, OH 44114, USA
CrossCountry Mortgage | Branch NMLS #2247119
2217 E 9th St, Cleveland, OH 44115, USA
Secure Lending Incorporated
707 Brookpark Rd, Cleveland, OH 44109, USA
CREFCO Financial Group, Inc.
20600 Chagrin Blvd #495, Shaker Heights, OH 44122, USA
Shane Rodgers at CrossCountry Mortgage
2160 Superior Ave, Cleveland, OH 44114, USA
Eric Lawson at CrossCountry Mortgage, LLC
2160 Superior Ave, Cleveland, OH 44114, USA
Jessica Armbruster at CrossCountry Mortgage
2160 Superior Ave, Cleveland, OH 44114, USA
Kelly Worthington at CrossCountry Mortgage
One Chagrin Highlands, 2000 Auburn Dr #200, Beachwood, OH 44122, USA
Green Lending
6801 Brecksville Rd STE 25, Independence, OH 44131, USA
Nations Lending - Rod Taylor - Westlake, Ohio Branch - NMLS # 210885
30700 Center Ridge Rd #3, Westlake, OH 44145, USA
The McCort Team, NFM Lending
6100 Oak Tree Blvd Suite 276, Independence, OH 44131, USA
Liberty Home Mortgage Corporation
6225 Oak Tree Blvd, Independence, OH 44131, USA
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Frequently Asked Questions — Mortgage Brokers in Cleveland
What does a mortgage broker do differently than going directly to a bank in Cleveland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cleveland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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