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We don't have insurance agents listed specifically in Clifton yet — these top-rated pros from Paterson serve your area and are available for calls and quotes today.

Low Cost · Clifton

Cheap Insurance Agents in Clifton, NJ — Best Prices

Compare insurance agents prices in Clifton to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Clifton, NJ by verified customer ratings and review volume. The highest-rated is NJH Insurance Agency with a 5.0-star rating from 298 verified reviews. Also in the top tier: Goosehead Insurance - Haya Matari and Amana Insurance Agency. The average rating across all listed insurance agents in Clifton is 4.6 stars from 351 reviews per business on average.

Insurance in Clifton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.6★

Avg rating

351

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

NJH Insurance Agency

5.0(298 reviews)

600 Getty Ave Suite 119, Clifton, NJ 07011, USA

🥈

Goosehead Insurance - Haya Matari

5.0(30 reviews)

1113 Main St, Paterson, NJ 07503, USA

🥉

Amana Insurance Agency

4.1(99 reviews)

1029 Main St, Paterson, NJ 07503, USA

Insurance Agents Rankings in Clifton, NJ

#BusinessRatingReviews
#1NJH Insurance Agency600 Getty Ave Suite 119, Clifton, NJ 07011, USA5.0298
#2Goosehead Insurance - Haya Matari1113 Main St, Paterson, NJ 07503, USA5.030
#3Amana Insurance Agency1029 Main St, Paterson, NJ 07503, USA4.199
#4Freeway Insurance758 Main St, Paterson, NJ 07503, USA4.6499
#5Olmen Insurance Agency494 21st Ave, Paterson, NJ 07513, USA4.551
#6Carmen's Insurance Agency553 Main St, Paterson, NJ 07503, USA4.2177
#7Veronica's Insurance Agency693 Market St, Paterson, NJ 07513, USA4.7504
#8Better Choice Insurance Agency322 Grand St, Paterson, NJ 07505, USA5.010
#9Preferred Choice Insurance482 McBride Ave, Paterson, NJ 07501, USA5.037
#10National Insurance Group LLC24 7 Ellison St, Paterson, NJ 07501, USA3.810

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Clifton

4

Freeway Insurance

4.6· 499 reviews

758 Main St, Paterson, NJ 07503, USA

5

Olmen Insurance Agency

4.5· 51 reviews

494 21st Ave, Paterson, NJ 07513, USA

6

Carmen's Insurance Agency

4.2· 177 reviews

553 Main St, Paterson, NJ 07503, USA

7

Veronica's Insurance Agency

4.7· 504 reviews

693 Market St, Paterson, NJ 07513, USA

8

Better Choice Insurance Agency

5.0· 10 reviews

322 Grand St, Paterson, NJ 07505, USA

9

Preferred Choice Insurance

5.0· 37 reviews

482 McBride Ave, Paterson, NJ 07501, USA

10

National Insurance Group LLC

3.8· 10 reviews

24 7 Ellison St, Paterson, NJ 07501, USA

11

Lealta Insurance Agency

4.9· 62 reviews

87 Union Blvd, Totowa, NJ 07512, USA

12

Capital Insurance

4.4· 9 reviews

214 Broadway, Paterson, NJ 07501, USA

13

Auto One Insurance Agency

5.0· 14 reviews

191 Broadway, Paterson, NJ 07505, USA

14

Adamas Insurance Brokerage

4.5· 112 reviews

125 Broadway #102, Paterson, NJ 07505, USA

15

Frantz Gaston Jr - State Farm Insurance Agent

4.9· 2,852 reviews

750 Broadway D, Paterson, NJ 07514, USA

16

Exclusive Insurance Brkg

4.9· 1,833 reviews

271 Union Ave, Paterson, NJ 07502, USA

17

BENGAL INSURANCE AGENCY

3.7· 29 reviews

351 Union Ave, Paterson, NJ 07502, USA

18

SR22 Insurance Solutions

4.9· 22 reviews

436 10th Ave, Paterson, NJ 07514, USA

19

ABA Insurance Agency

4.8· 229 reviews

16-00 NJ-208 Suite 103, Fair Lawn, NJ 07410, USA

20

GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency

5.0· 146 reviews

214 Rte 4, Paramus, NJ 07652, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Clifton

What is the difference between a captive and independent insurance agent in Clifton?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in NJ?

Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.

How much does working with a local insurance agent in Clifton cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Clifton?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clifton adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Clifton, NJ

This page lists and ranks 20 insurance agents serving Clifton, NJ as of May 2026. The average verified rating across all listings is 4.6 stars, with an average of 351 customer reviews per business. The top-ranked insurance agents in Clifton by our algorithm is NJH Insurance Agency (5.0 stars, 298 reviews). Insurance in Clifton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Clifton: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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