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We don't have insurance agents listed specifically in Clifton yet — these top-rated pros from Paterson serve your area and are available for calls and quotes today.
Highest Rated · Clifton
Top-Rated Insurance Agents in Clifton, NJ
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Clifton, NJ by verified customer ratings and review volume. The highest-rated is NJH Insurance Agency with a 5.0-star rating from 298 verified reviews. Also in the top tier: Goosehead Insurance - Haya Matari and Amana Insurance Agency. The average rating across all listed insurance agents in Clifton is 4.6 stars from 351 reviews per business on average.
Insurance in Clifton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
351
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
NJH Insurance Agency
600 Getty Ave Suite 119, Clifton, NJ 07011, USA
Goosehead Insurance - Haya Matari
1113 Main St, Paterson, NJ 07503, USA
Insurance Agents Rankings in Clifton, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NJH Insurance Agency600 Getty Ave Suite 119, Clifton, NJ 07011, USA | 5.0★ | 298 |
| #2 | Goosehead Insurance - Haya Matari1113 Main St, Paterson, NJ 07503, USA | 5.0★ | 30 |
| #3 | Amana Insurance Agency1029 Main St, Paterson, NJ 07503, USA | 4.1★ | 99 |
| #4 | Freeway Insurance758 Main St, Paterson, NJ 07503, USA | 4.6★ | 499 |
| #5 | Olmen Insurance Agency494 21st Ave, Paterson, NJ 07513, USA | 4.5★ | 51 |
| #6 | Carmen's Insurance Agency553 Main St, Paterson, NJ 07503, USA | 4.2★ | 177 |
| #7 | Veronica's Insurance Agency693 Market St, Paterson, NJ 07513, USA | 4.7★ | 504 |
| #8 | Better Choice Insurance Agency322 Grand St, Paterson, NJ 07505, USA | 5.0★ | 10 |
| #9 | Preferred Choice Insurance482 McBride Ave, Paterson, NJ 07501, USA | 5.0★ | 37 |
| #10 | National Insurance Group LLC24 7 Ellison St, Paterson, NJ 07501, USA | 3.8★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Clifton
Carmen's Insurance Agency
553 Main St, Paterson, NJ 07503, USA
Veronica's Insurance Agency
693 Market St, Paterson, NJ 07513, USA
Preferred Choice Insurance
482 McBride Ave, Paterson, NJ 07501, USA
National Insurance Group LLC
24 7 Ellison St, Paterson, NJ 07501, USA
Capital Insurance
214 Broadway, Paterson, NJ 07501, USA
Auto One Insurance Agency
191 Broadway, Paterson, NJ 07505, USA
Adamas Insurance Brokerage
125 Broadway #102, Paterson, NJ 07505, USA
Frantz Gaston Jr - State Farm Insurance Agent
750 Broadway D, Paterson, NJ 07514, USA
BENGAL INSURANCE AGENCY
351 Union Ave, Paterson, NJ 07502, USA
ABA Insurance Agency
16-00 NJ-208 Suite 103, Fair Lawn, NJ 07410, USA
GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency
214 Rte 4, Paramus, NJ 07652, USA
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Frequently Asked Questions — Insurance Agents in Clifton
What is the difference between a captive and independent insurance agent in Clifton?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NJ?
Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.
How much does working with a local insurance agent in Clifton cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Clifton?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clifton adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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