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Highest Rated · Clifton

Top-Rated Insurance Agents in Clifton, NJ

Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Clifton, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is NJH Insurance Agency with a 5.0-star rating from 298 Google reviews and an RNM Score of 100/100. Also in the top tier: Goosehead Insurance - Haya Matari and Amana Insurance Agency. The average rating across all listed insurance agents in Clifton is 4.6 stars from 351 reviews per business on average.

Insurance in Clifton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.6★

Avg rating

351

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

5.0(298 reviews)

Shoppers praise this agent for exceptional service, reflected in a perfect 5.0★ rating from 298 reviews.

600 Getty Ave Suite 119, Clifton, NJ 07011, USA
5.0(30 reviews)

Exceptional 5.0-star rating from 30 Google reviews in Paterson, NJ.

1113 Main St, Paterson, NJ 07503, USA
4.1(99 reviews)

A trusted Paterson insurance agent with a solid 4.1-star rating from nearly 100 reviews.

1029 Main St, Paterson, NJ 07503, USA

Insurance Agents Rankings in Clifton, NJ

#BusinessRatingReviews
#1NJH Insurance Agency600 Getty Ave Suite 119, Clifton, NJ 07011, USA5.0298
#2Goosehead Insurance - Haya Matari1113 Main St, Paterson, NJ 07503, USA5.030
#3Amana Insurance Agency1029 Main St, Paterson, NJ 07503, USA4.199
#4Freeway Insurance758 Main St, Paterson, NJ 07503, USA4.6499
#5Olmen Insurance Agency494 21st Ave, Paterson, NJ 07513, USA4.551
#6Carmen's Insurance Agency553 Main St, Paterson, NJ 07503, USA4.2177
#7Veronica's Insurance Agency693 Market St, Paterson, NJ 07513, USA4.7504
#8Better Choice Insurance Agency322 Grand St, Paterson, NJ 07505, USA5.010
#9Preferred Choice Insurance482 McBride Ave, Paterson, NJ 07501, USA5.037
#10National Insurance Group LLC24 7 Ellison St, Paterson, NJ 07501, USA3.810

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Clifton

4
4.6· 499 reviews

Trusted by hundreds of local clients, this Paterson agent holds a strong 4.6-star rating.

758 Main St, Paterson, NJ 07503, USA

5
4.5· 51 reviews

Proudly rated 4.5 stars from over 50 Google reviews in Paterson.

494 21st Ave, Paterson, NJ 07513, USA

6
4.2· 177 reviews

Trusted by hundreds of locals with a 4.2-star rating in Paterson, NJ.

553 Main St, Paterson, NJ 07503, USA

7
4.7· 504 reviews

4.7 stars from over 500 Google reviews, reflecting strong local trust.

693 Market St, Paterson, NJ 07513, USA

8
5.0· 10 reviews

Consistently rated 5.0 stars from 10 Google reviews in Paterson.

322 Grand St, Paterson, NJ 07505, USA

9
5.0· 37 reviews

Trusted Paterson insurance agent with a perfect 5.0 rating from 37 Google reviews.

482 McBride Ave, Paterson, NJ 07501, USA

10
3.8· 10 reviews

3.8 stars from 10 Google reviews, indicating mixed customer experiences.

24 7 Ellison St, Paterson, NJ 07501, USA

11
4.9· 62 reviews

Exceptional 4.9-star rating from 62 reviews in Paterson, NJ.

87 Union Blvd, Totowa, NJ 07512, USA

12
4.4· 9 reviews

Consistently rated 4.4 stars from 9 reviews for reliable local service.

214 Broadway, Paterson, NJ 07501, USA

13
5.0· 14 reviews

Rated 5.0 stars from 14 reviews, this Paterson agent is highly recommended by clients.

191 Broadway, Paterson, NJ 07505, USA

14
4.5· 112 reviews

Rated 4.5 stars from over 100 reviews, this Paterson insurance agent is highly trusted.

125 Broadway #102, Paterson, NJ 07505, USA

15
4.9· 2,852 reviews

Boasts a 4.9-star rating from over 2,800 Google reviews in Paterson.

750 Broadway D, Paterson, NJ 07514, USA

16
4.9· 1,833 reviews

Shoppers praise this agent's service, reflected in a 4.9-star rating from 1,800+ reviews.

271 Union Ave, Paterson, NJ 07502, USA

17
3.7· 29 reviews

29 Google reviews give this Paterson agent a mixed 3.7-star rating.

351 Union Ave, Paterson, NJ 07502, USA

18
4.9· 22 reviews

4.9-star rating from 22 reviews, reflecting exceptional local client satisfaction.

436 10th Ave, Paterson, NJ 07514, USA

19
4.8· 229 reviews

Trusted by hundreds with a stellar 4.8-star customer rating in Paterson.

16-00 NJ-208 Suite 103, Fair Lawn, NJ 07410, USA

20
5.0· 146 reviews

Consistently rated 5.0 stars from over 140 Google reviews.

214 Rte 4, Paramus, NJ 07652, USA

Data from Google Business listings
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Insurance Agents in Clifton, NJ — Compared

#BusinessRNM ScoreRatingReviews
1NJH Insurance Agency100/1005.0 ★298
2Goosehead Insurance - Haya Matari89/1005.0 ★30
3Amana Insurance Agency71/1004.1 ★99
4Freeway Insurance93/1004.6 ★499
5Olmen Insurance Agency75/1004.5 ★51
6Carmen's Insurance Agency73/1004.2 ★177
7Veronica's Insurance Agency95/1004.7 ★504
8Better Choice Insurance Agency75/1005.0 ★10
9Preferred Choice Insurance78/1005.0 ★37
10National Insurance Group LLC51/1003.8 ★10

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Clifton

What is the difference between a captive and independent insurance agent in Clifton?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in NJ?

Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.

How much does working with a local insurance agent in Clifton cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Clifton?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clifton adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Insurance Agents in Nearby Cities

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Clifton, NJ

This page lists and ranks 20 insurance agents serving Clifton, NJ as of July 2026. The average verified rating across all listings is 4.6 stars, with an average of 351 customer reviews per business. The top-ranked insurance agents in Clifton by our algorithm is NJH Insurance Agency (5.0 stars, 298 reviews). Insurance in Clifton: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Clifton: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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