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We don't have mortgage brokers listed specifically in Clifton yet — these top-rated pros from Paterson serve your area and are available for calls and quotes today.
Licensed · Clifton
Licensed & Insured Mortgage Brokers in Clifton, NJ
Every mortgage brokers listed here carries proper licensing and insurance in NJ. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Clifton, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Legacy Mortgage Group Inc with a 5.0-star rating from 57 Google reviews and an RNM Score of 80/100. Also in the top tier: Hadi Endaz and Universal Loans. The average rating across all listed mortgage brokers in Clifton is 4.9 stars from 236 reviews per business on average.
Mortgage brokers in Clifton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
236
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Exceptional 5.0-star rating from 57 Google reviews for this Paterson mortgage broker.
1037 US-46 Suite 101, Clifton, NJ 07013, USA5.0-star rating from 8 Google reviews for a Paterson mortgage broker.
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USATrusted by dozens of local clients with a perfect 5.0-star rating.
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USAMortgage Brokers Rankings in Clifton, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Legacy Mortgage Group Inc1037 US-46 Suite 101, Clifton, NJ 07013, USA | 5.0★ | 57 |
| #2 | Hadi Endaz1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA | 5.0★ | 8 |
| #3 | Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA | 5.0★ | 57 |
| #4 | Axios Mortgage & Real Estate Consulting LLC539 Valley Rd #2a, Montclair, NJ 07043, USA | — | — |
| #5 | Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.995 McBride Ave, Woodland Park, NJ 07424, USA | 4.9★ | 29 |
| #6 | Lucid Mortgage24 Coppola St Unit 4, Nutley, NJ 07110, USA | 5.0★ | 168 |
| #7 | Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA | 4.8★ | 232 |
| #8 | Platinum Mortgage LLC75 Midland Ave, Montclair, NJ 07042, USA | 5.0★ | 53 |
| #9 | Movement Mortgage - John Palumbo's Team - Totowa, NJ231 Union Blvd 1st Floor, Totowa, NJ 07512, USA | 4.8★ | 133 |
| #10 | Dawn Logatto - Movement Mortgage231 Union Blvd Fl 1, Totowa, NJ 07512, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Clifton
A mortgage broker in Paterson with no customer reviews yet.
539 Valley Rd #2a, Montclair, NJ 07043, USA
Paterson mortgage broker with a 4.9-star rating from 29 reviews.
995 McBride Ave, Woodland Park, NJ 07424, USA
Top-rated Newark mortgage broker with a perfect 5.0★ score from 168 reviews.
24 Coppola St Unit 4, Nutley, NJ 07110, USA
Rated 4.8 stars from over 230 Google reviews, this Paterson broker is highly trusted.
66 Hamilton St, Paterson, NJ 07505, USA
A trusted Newark mortgage broker with a perfect 5.0★ rating from 53 reviews.
75 Midland Ave, Montclair, NJ 07042, USA
Paterson mortgage broker with a 4.8-star rating from 133 Google reviews.
231 Union Blvd 1st Floor, Totowa, NJ 07512, USA
5.0 stars from 17 Google reviews, reflecting exceptional local service.
231 Union Blvd Fl 1, Totowa, NJ 07512, USA
New to Paterson, this mortgage broker has no customer reviews yet.
188 Lafayette St, Paterson, NJ 07501, USA
Paterson mortgage broker with no customer ratings yet, based on 0 Google reviews.
Plymouth Rd #20, Paterson, NJ 07502, USA
Top-rated Newark mortgage broker with 4.8 stars from 40 Google reviews.
16 Orange St # 101, Bloomfield, NJ 07003, USA
A 5.0-star rating from 26 Google reviews highlights exceptional local service.
16 Orange St # 101, Bloomfield, NJ 07003, USA
Trusted by hundreds of local clients, this Trenton broker holds a 4.8★ rating.
330 Passaic Ave Suite 204, Fairfield, NJ 07004, USA
Rated 5.0 stars from 10 Google reviews by local Newark clients.
11 Summer Pl, Newark, NJ 07104, USA
Jersey City mortgage broker with 5.0 stars from 164 Google reviews.
277 Fairfield Rd # 333, Fairfield, NJ 07004, USA
5.0-star mortgage broker in Camden, NJ with hundreds of glowing Google reviews.
674 Lafayette Ave, Hawthorne, NJ 07506, USA
Rated 5.0 stars from 94 Google reviews by local clients.
50 Park Pl STE 301, Newark, NJ 07102, USA
A 4.7-star rating from 2,664 reviews highlights trusted service in Newark.
60 Park Pl 8th floor, Newark, NJ 07102, USA
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Mortgage Brokers in Clifton, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Legacy Mortgage Group Inc | 80/100 | 5.0 ★ | 57 |
| 2 | Hadi Endaz | 70/100 | 5.0 ★ | 8 |
| 3 | Universal Loans | 80/100 | 5.0 ★ | 57 |
| 4 | Axios Mortgage & Real Estate Consulting LLC | 3/100 | — | 0 |
| 5 | Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co. | 75/100 | 4.9 ★ | 29 |
| 6 | Lucid Mortgage | 86/100 | 5.0 ★ | 168 |
| 7 | Greater Alliance Federal Credit Union | 85/100 | 4.8 ★ | 232 |
| 8 | Platinum Mortgage LLC | 80/100 | 5.0 ★ | 53 |
| 9 | Movement Mortgage - John Palumbo's Team - Totowa, NJ | 82/100 | 4.8 ★ | 133 |
| 10 | Dawn Logatto - Movement Mortgage | 74/100 | 5.0 ★ | 17 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Clifton
What does a mortgage broker do differently than going directly to a bank in Clifton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Clifton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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