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Pricing Guide · Clifton
Mortgage Brokers Cost in Clifton, NJ — 2026 Price Guide
What should you pay for mortgage brokers in Clifton? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Clifton, NJ by verified customer ratings and review volume. The highest-rated is Legacy Mortgage Group Inc with a 5.0-star rating from 57 verified reviews. Also in the top tier: Hadi Endaz and Universal Loans. The average rating across all listed mortgage brokers in Clifton is 4.9 stars from 236 reviews per business on average.
Mortgage brokers in Clifton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
236
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013, USA
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA
Universal Loans
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA
Mortgage Brokers Rankings in Clifton, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Legacy Mortgage Group Inc1037 US-46 Suite 101, Clifton, NJ 07013, USA | 5.0★ | 57 |
| #2 | Hadi Endaz1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA | 5.0★ | 8 |
| #3 | Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA | 5.0★ | 57 |
| #4 | Axios Mortgage & Real Estate Consulting LLC539 Valley Rd #2a, Montclair, NJ 07043, USA | — | — |
| #5 | Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.995 McBride Ave, Woodland Park, NJ 07424, USA | 4.9★ | 29 |
| #6 | Lucid Mortgage24 Coppola St Unit 4, Nutley, NJ 07110, USA | 5.0★ | 168 |
| #7 | Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA | 4.8★ | 232 |
| #8 | Platinum Mortgage LLC75 Midland Ave, Montclair, NJ 07042, USA | 5.0★ | 53 |
| #9 | Movement Mortgage - John Palumbo's Team - Totowa, NJ231 Union Blvd 1st Floor, Totowa, NJ 07512, USA | 4.8★ | 133 |
| #10 | Dawn Logatto - Movement Mortgage231 Union Blvd Fl 1, Totowa, NJ 07512, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Clifton
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043, USA
Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.
995 McBride Ave, Woodland Park, NJ 07424, USA
Lucid Mortgage
24 Coppola St Unit 4, Nutley, NJ 07110, USA
Greater Alliance Federal Credit Union
66 Hamilton St, Paterson, NJ 07505, USA
Platinum Mortgage LLC
75 Midland Ave, Montclair, NJ 07042, USA
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512, USA
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512, USA
PRMG
188 Lafayette St, Paterson, NJ 07501, USA
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502, USA
Aceland Mortgage LLC
16 Orange St # 101, Bloomfield, NJ 07003, USA
Peter Vander Valk: Mortgage Loan Officer
16 Orange St # 101, Bloomfield, NJ 07003, USA
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004, USA
West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans
11 Summer Pl, Newark, NJ 07104, USA
Forward Mortgage, LLC - New Jersey Mortgage Broker
277 Fairfield Rd # 333, Fairfield, NJ 07004, USA
Silex Financial Group, Inc.
674 Lafayette Ave, Hawthorne, NJ 07506, USA
Brick City Capital
50 Park Pl STE 301, Newark, NJ 07102, USA
NACA
60 Park Pl 8th floor, Newark, NJ 07102, USA
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Frequently Asked Questions — Mortgage Brokers in Clifton
What does a mortgage broker do differently than going directly to a bank in Clifton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Clifton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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