24/7 Available · Columbia
24-Hour Mortgage Brokers in Columbia, MD — Always Available
Emergencies don't keep business hours. These mortgage brokers in Columbia are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Columbia, MD by verified customer ratings and review volume. The highest-rated is Mutual of Omaha Mortgage with a 4.9-star rating from 393 verified reviews. Also in the top tier: Meridian Bank Mortgage and Allen Tayman with Prosperity Home Mortgage, LLC. The average rating across all listed mortgage brokers in Columbia is 5 stars from 121 reviews per business on average.
Mortgage brokers in Columbia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
121
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mutual of Omaha Mortgage
8820 Columbia 100 Pkwy #201, Columbia, MD 21045, USA
Meridian Bank Mortgage
8894 Stanford Blvd STE 203, Columbia, MD 21045, USA
Allen Tayman with Prosperity Home Mortgage, LLC
9841 Broken Land Pkwy #212, Columbia, MD 21046, USA
Mortgage Brokers Rankings in Columbia, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mutual of Omaha Mortgage8820 Columbia 100 Pkwy #201, Columbia, MD 21045, USA | 4.9★ | 393 |
| #2 | Meridian Bank Mortgage8894 Stanford Blvd STE 203, Columbia, MD 21045, USA | 5.0★ | 282 |
| #3 | Allen Tayman with Prosperity Home Mortgage, LLC9841 Broken Land Pkwy #212, Columbia, MD 21046, USA | 5.0★ | 252 |
| #4 | Marty Scovitch, Loan Officer, NMLS# 1442606100 Merriweather Dr #220, Columbia, MD 21044, USA | 5.0★ | 21 |
| #5 | Jessie Huang-Meridian Bank Mortgage Loan Officer8894 Stanford Blvd STE 203, Columbia, MD 21045, USA | 5.0★ | 37 |
| #6 | Churchill Mortgage - Columbia5950 Symphony Woods Rd #408, Columbia, MD 21044, USA | 4.9★ | 81 |
| #7 | Sean Williams, SWBC Mortgage7021 Columbia Gateway Dr STE 410, Columbia, MD 21046, USA | 5.0★ | 61 |
| #8 | FitzGerald Financial Group9861 Broken Land Pkwy Suite 103, Columbia, MD 21046, USA | 5.0★ | 52 |
| #9 | Millennial Home Loans, LLC1722 Splendor Dr, Woodbine, MD 21797, USA | 4.9★ | 141 |
| #10 | Sherry Cash at Rate (NMLS #217409)10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA | 5.0★ | 33 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Columbia
Marty Scovitch, Loan Officer, NMLS# 144260
6100 Merriweather Dr #220, Columbia, MD 21044, USA
Jessie Huang-Meridian Bank Mortgage Loan Officer
8894 Stanford Blvd STE 203, Columbia, MD 21045, USA
Churchill Mortgage - Columbia
5950 Symphony Woods Rd #408, Columbia, MD 21044, USA
Sean Williams, SWBC Mortgage
7021 Columbia Gateway Dr STE 410, Columbia, MD 21046, USA
FitzGerald Financial Group
9861 Broken Land Pkwy Suite 103, Columbia, MD 21046, USA
Millennial Home Loans, LLC
1722 Splendor Dr, Woodbine, MD 21797, USA
Sherry Cash at Rate (NMLS #217409)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
Pat Gannon at Rate (NMLS #181267)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
Melissa Maynard
6100 Merriweather Dr #220, Columbia, MD 21044, USA
KPG Mortgage LLC
3745 Running Springs Rd, Ellicott City, MD 21042, USA
Mortgage Affiliates Inc.
5550 Sterrett Pl #305, Columbia, MD 21044, USA
Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender]
11000 Broken Land Pkwy Suite 105, Columbia, MD 21044, USA
Lennar Mortgage, LLC Maryland
7035 Albert Einstein Dr Suite 200-B, Columbia, MD 21046, USA
Alex Barresi at Rate (NMLS #483886)
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
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Frequently Asked Questions — Mortgage Brokers in Columbia
What does a mortgage broker do differently than going directly to a bank in Columbia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Columbia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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