10+ Years · Columbia
Experienced Mortgage Brokers in Columbia, MD
Experience matters. These mortgage brokers in Columbia have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Columbia, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mutual of Omaha Mortgage with a 4.9-star rating from 393 Google reviews and an RNM Score of 87/100. Also in the top tier: Meridian Bank Mortgage and Allen Tayman with Prosperity Home Mortgage, LLC. The average rating across all listed mortgage brokers in Columbia is 5 stars from 121 reviews per business on average.
Mortgage brokers in Columbia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Lennar Mortgage, LLC Maryland
Lennar Mortgage stands out as a top-ranked lender in Columbia, MD, offering integrated home financing solutions through its affiliation with a major national homebuilder.
Most Reviewed
Mutual of Omaha Mortgage
A high review count indicates broad customer experience and reliability, helping borrowers gauge service consistency.
When choosing a mortgage broker in Columbia, compare rates, fees, and customer service across multiple lenders, and consider whether you prefer a local specialist or a national provider with extensive online reviews.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
121
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds, this Columbia mortgage broker holds an exceptional 4.9-star rating.
8820 Columbia 100 Pkwy #201, Columbia, MD 21045, USAA 5.0-star rating from 282 Google reviews reflects exceptional client satisfaction.
8894 Stanford Blvd STE 203, Columbia, MD 21045, USA5.0 stars from 252 reviews, reflecting exceptional client satisfaction in Columbia.
9841 Broken Land Pkwy #212, Columbia, MD 21046, USAMortgage Brokers Rankings in Columbia, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mutual of Omaha Mortgage8820 Columbia 100 Pkwy #201, Columbia, MD 21045, USA | 4.9★ | 393 |
| #2 | Meridian Bank Mortgage8894 Stanford Blvd STE 203, Columbia, MD 21045, USA | 5.0★ | 282 |
| #3 | Allen Tayman with Prosperity Home Mortgage, LLC9841 Broken Land Pkwy #212, Columbia, MD 21046, USA | 5.0★ | 252 |
| #4 | Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender]11000 Broken Land Pkwy Suite 105, Columbia, MD 21044, USA | 5.0★ | 131 |
| #5 | FitzGerald Financial Group9861 Broken Land Pkwy Suite 103, Columbia, MD 21046, USA | 5.0★ | 52 |
| #6 | KPG Mortgage LLC3745 Running Springs Rd, Ellicott City, MD 21042, USA | 4.9★ | 41 |
| #7 | Jessie Huang-Meridian Bank Mortgage Loan Officer8894 Stanford Blvd STE 203, Columbia, MD 21045, USA | 5.0★ | 37 |
| #8 | Melissa Maynard6100 Merriweather Dr #220, Columbia, MD 21044, USA | 4.9★ | 35 |
| #9 | Pat Gannon at Rate (NMLS #181267)10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA | 5.0★ | 87 |
| #10 | Millennial Home Loans, LLC1722 Splendor Dr, Woodbine, MD 21797, USA | 4.9★ | 141 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Columbia
Trusted by clients with a flawless 5.0-star rating from over 130 reviews.
11000 Broken Land Pkwy Suite 105, Columbia, MD 21044, USA
Rated 5.0 stars from 52 Google reviews, this Columbia mortgage broker is highly trusted.
9861 Broken Land Pkwy Suite 103, Columbia, MD 21046, USA
Trusted by clients with a 4.9-star rating from 41 reviews.
3745 Running Springs Rd, Ellicott City, MD 21042, USA
Trusted Columbia mortgage broker with a perfect 5.0★ rating from 37 reviews.
8894 Stanford Blvd STE 203, Columbia, MD 21045, USA
With a 4.9-star rating from 35 Google reviews, this broker is highly trusted locally.
6100 Merriweather Dr #220, Columbia, MD 21044, USA
Rated 5.0 stars from 87 Google reviews, consistently earning exceptional client feedback.
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
Trusted by hundreds of local clients, this broker holds a 4.9-star rating from 141 reviews.
1722 Splendor Dr, Woodbine, MD 21797, USA
Trusted by local clients, this Columbia mortgage broker holds a 4.9-star rating from 81 reviews.
5950 Symphony Woods Rd #408, Columbia, MD 21044, USA
Rated 5.0 stars from 61 Google reviews, this Columbia mortgage broker is highly trusted.
7021 Columbia Gateway Dr STE 410, Columbia, MD 21046, USA
5.0 stars from 33 Google reviews confirm consistently excellent mortgage service.
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
5.0-star rating from 21 Google reviews reflects consistently exceptional client service.
6100 Merriweather Dr #220, Columbia, MD 21044, USA
Consistently rated 5.0 stars from over 170 Google reviews in Columbia.
5550 Sterrett Pl #305, Columbia, MD 21044, USA
Top-rated Columbia mortgage broker with a 4.9★ average from over 120 reviews.
7035 Albert Einstein Dr Suite 200-B, Columbia, MD 21046, USA
5.0-star rating from over 100 Google reviews from local clients.
10320 Little Patuxent Pkwy #1140, Columbia, MD 21044, USA
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Mortgage Brokers in Columbia, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mutual of Omaha Mortgage | 87/100 | 4.9 ★ | 393 |
| 2 | Meridian Bank Mortgage | 88/100 | 5.0 ★ | 282 |
| 3 | Allen Tayman with Prosperity Home Mortgage, LLC | 88/100 | 5.0 ★ | 252 |
| 4 | Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender] | 85/100 | 5.0 ★ | 131 |
| 5 | FitzGerald Financial Group | 80/100 | 5.0 ★ | 52 |
| 6 | KPG Mortgage LLC | 77/100 | 4.9 ★ | 41 |
| 7 | Jessie Huang-Meridian Bank Mortgage Loan Officer | 78/100 | 5.0 ★ | 37 |
| 8 | Melissa Maynard | 76/100 | 4.9 ★ | 35 |
| 9 | Pat Gannon at Rate (NMLS #181267) | 83/100 | 5.0 ★ | 87 |
| 10 | Millennial Home Loans, LLC | 84/100 | 4.9 ★ | 141 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Columbia
What does a mortgage broker do differently than going directly to a bank in Columbia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Columbia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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